Jubilee General Insurance Company Limited (PSX:JGICL)
Pakistan · Delayed Price · Currency is PKR 79.13
-0.81 (-1.01%)
At close: Jul 30, 2026
PSX:JGICL Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 15,888 | 14,959 | 12,255 | 10,554 | 7,562 | 6,771 |
Revenue Growth | 19.59% | 22.07% | 16.12% | 39.56% | 11.69% | -1.39% |
Operating Income Operating Income Growth | 7,106 | 6,569 | 5,727 | 4,190 | 2,232 | 2,151 |
Net Income Net Income Growth | 4,458 | 4,019 | 3,522 | 2,904 | 1,534 | 1,649 |
Earnings Per Share EPS Growth | 22.46 | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 |
EPS Growth | 10.08% | 14.12% | 21.26% | 89.37% | -7.01% | 7.61% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Liability Liability Growth | 32.26 | 39.23 | 37.04 | 24.7 | 24.34 | 30.81 |
Accident and Health Accident and Health Growth | 3,350 | 2,953 | 2,451 | 2,212 | 1,824 | 1,701 |
Miscellaneous Miscellaneous Growth | 846.94 | 810.49 | 644.31 | 609.86 | 477.47 | 404.92 |
Motor Motor Growth | 2,055 | 2,058 | 2,024 | 1,858 | 1,634 | 1,403 |
Marine, Aviation and Transport Marine, Aviation and Transport Growth | 1,217 | 1,265 | 814.12 | 909.88 | 758.14 | 684.79 |
Fire and Property Damage Fire and Property Damage Growth | 1,261 | 1,289 | 1,370 | 1,261 | 970.78 | 972.5 |
Unallocated Net Investment Income Unallocated Net Investment Income Growth | 6,688 | 6,087 | 4,083 | 2,924 | 1,437 | 1,385 |
Unallocated Rental Income Unallocated Rental Income Growth | 75.86 | 73.49 | 80.82 | 94.82 | 84.53 | 82.16 |
Unallocated Other Income Unallocated Other Income Growth | 209.19 | 210.22 | 629.09 | 644.68 | 392.99 | 112.81 |
Total Total Growth | 15,736 | 14,786 | 12,134 | 10,540 | 7,603 | 6,777 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 4,334 | 3,382 | 2,315 | 3,066 | 3,121 | 4,693 |
Total Debt Total Debt Growth | 7.82 | 7.52 | 48.24 | - | 35.71 | - |
Net Cash (Debt) Net Cash Growth | 4,326 | 3,374 | 2,266 | 3,066 | 3,085 | 4,693 |
Net Cash Growth | 145.64% | 48.89% | -26.08% | -0.61% | -34.27% | 295.82% |
Net Cash Per Share Net Cash Per Share Growth | 21.79 | 17.00 | 11.42 | 15.45 | 15.54 | 23.64 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 128.78 | 185.24 | -610.64 | -13.91 | 1,282 | 773.41 |
Capital Expenditures CapEx Growth | -112.74 | -140.97 | -129.12 | -51.97 | -44.01 | -14.05 |
Free Cash Flow Free Cash Flow Growth | 16.04 | 44.27 | -739.76 | -65.88 | 1,238 | 759.37 |
Free Cash Flow Growth | - | - | - | - | 62.99% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 44.73% | 43.91% | 46.73% | 39.70% | 29.51% | 31.77% |
Pretax Margin | 44.82% | 44.08% | 47.48% | 41.86% | 32.66% | 34.41% |
Profit Margin | 28.06% | 26.87% | 28.74% | 27.52% | 20.28% | 24.36% |
FCF Margin | 0.10% | 0.30% | -6.04% | -0.62% | 16.37% | 11.22% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 6.000 | 6.000 | 5.500 | 5.000 | 4.000 | 4.000 |
Dividend Per Share Growth | 9.09% | 9.09% | 10.00% | 25.00% | 0% | 14.29% |
Dividend Yield | 7.58% | 7.98% | 11.59% | 16.66% | 24.18% | 16.86% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 3.52 | 4.05 | 3.24 | 2.87 | 3.49 | 5.14 |
P/FCF Ratio | 978.97 | 367.22 | - | - | 4.33 | 11.16 |
PS Ratio | 0.99 | 1.09 | 0.93 | 0.79 | 0.71 | 1.25 |