Jubilee General Insurance Company Limited (PSX:JGICL)
Pakistan · Delayed Price · Currency is PKR 74.33
-0.92 (-1.22%)
At close: Nov 2, 2026
PSX:JGICL Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 4,204 | 4,019 | 3,522 | 2,904 | 1,534 | 1,649 |
Depreciation & Amortization | 77.74 | 77.74 | 65.11 | 59.11 | 49.54 | 53.87 |
Other Amortization | 32.62 | 32.62 | 19.41 | 17.57 | 20.97 | 21.99 |
Gain (Loss) on Sale of Assets | -0.93 | -0.93 | -0.23 | 0.14 | -11.18 | -0.08 |
Gain (Loss) on Sale of Investments | -3,183 | -3,183 | -1,065 | -259.3 | -93.9 | -311.34 |
Change in Other Net Operating Assets | 2,839 | 2,839 | 815.78 | 977.1 | 1,845 | 851.95 |
Other Operating Activities | -6,523 | -3,360 | -3,789 | -3,545 | -1,883 | -1,305 |
Operating Cash Flow | -2,793 | 185.24 | -610.64 | -13.91 | 1,282 | 773.41 |
Operating Cash Flow Growth | - | - | - | - | 65.72% | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -242.62 | -140.97 | -129.12 | -51.97 | -44.01 | -14.05 |
Sale of Property, Plant & Equipment | 2.95 | 3.86 | 0.71 | 0.88 | 14.74 | 3.98 |
Investment in Securities | 505.05 | -899.96 | -2,314 | -2,372 | -3,911 | 2,018 |
Other Investing Activities | 2,988 | 2,799 | 3,404 | 3,039 | 1,917 | 1,353 |
Investing Cash Flow | 3,254 | 1,762 | 961.89 | 615.01 | -2,024 | 3,360 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt Repaid | -41.26 | -40.72 | -41.43 | -35.71 | -32.77 | -5.25 |
Lease Payments | -41.26 | -40.72 | -41.43 | -35.71 | -32.77 | -5.25 |
Net Debt Issued (Repaid) | -41.26 | -40.72 | -41.43 | -35.71 | -32.77 | -5.25 |
Common Dividends Paid | -1,305 | -1,106 | -963.76 | -771.6 | -772.38 | -674.04 |
Other Financing Activities | -4.89 | -4.89 | -3.69 | -2.12 | - | - |
Financing Cash Flow | -1,351 | -1,151 | -1,009 | -809.43 | -805.14 | -679.3 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -890.53 | 796.1 | -657.64 | -208.32 | -1,547 | 3,454 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -3,036 | 44.27 | -739.76 | -65.88 | 1,238 | 759.37 |
Free Cash Flow Growth | - | - | - | - | 62.99% | - |
Free Cash Flow Margin | -18.78% | 0.30% | -6.04% | -0.62% | 16.37% | 11.22% |
Free Cash Flow Per Share | -15.29 | 0.22 | -3.73 | -0.33 | 6.24 | 3.83 |
Levered Free Cash Flow | 3,043 | 5,069 | 4,647 | 3,619 | 2,951 | 2,007 |
Unlevered Free Cash Flow | 3,043 | 5,069 | 4,647 | 3,619 | 2,951 | 2,007 |
Free Cash Flow After Leases | -3,077 | 3.55 | -781.19 | -101.59 | 1,205 | 754.11 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 4.89 | 4.89 | 3.69 | 2.12 | - | - |
Cash Income Tax Paid | 2,415 | 2,415 | 2,257 | 1,867 | 779.98 | 570.18 |
Change in Working Capital | 2,839 | 2,839 | 815.78 | 977.1 | 1,845 | 851.95 |