Jubilee General Insurance Company Limited (PSX:JGICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
76.42
-0.31 (-0.40%)
At close: Nov 6, 2026

PSX:JGICL Statistics

Total Valuation

PSX:JGICL has a market cap or net worth of PKR 15.17 billion. The enterprise value is 13.46 billion.

Market Cap15.17B
Enterprise Value 13.46B

Important Dates

The last earnings date was Thursday, October 29, 2026.

Earnings Date Oct 29, 2026
Ex-Dividend Date Mar 24, 2026

Share Statistics

PSX:JGICL has 198.49 million shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class 198.49M
Shares Outstanding 198.49M
Shares Change (YoY) +0.01%
Shares Change (QoQ) +0.07%
Owned by Insiders (%) 1.54%
Owned by Institutions (%) 24.32%
Float 115.76M

Valuation Ratios

The trailing PE ratio is 3.61.

PE Ratio 3.61
Forward PE n/a
PS Ratio 0.94
PB Ratio 0.70
P/TBV Ratio 0.70
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 3.20
EV / Sales 0.83
EV / EBITDA 1.91
EV / EBIT 1.93
EV / FCF n/a

Financial Position

The company has a current ratio of 0.70, with zero debt.

Current Ratio 0.70
Quick Ratio 0.19
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 19.59% and return on invested capital (ROIC) is 19.46%.

Return on Equity (ROE) 19.59%
Return on Assets (ROA) 6.29%
Return on Invested Capital (ROIC) 19.46%
Return on Capital Employed (ROCE) 25.41%
Weighted Average Cost of Capital (WACC) 7.04%
Revenue Per Employee 22.77M
Profits Per Employee 5.92M
Employee Count710
Asset Turnover 0.23
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:JGICL has paid 2.73 billion in taxes.

Income Tax 2.73B
Effective Tax Rate 39.41%

Stock Price Statistics

The stock price has decreased by -6.52% in the last 52 weeks. The beta is 0.51, so PSX:JGICL's price volatility has been lower than the market average.

Beta (5Y) 0.51
52-Week Price Change -6.52%
50-Day Moving Average 76.81
200-Day Moving Average 76.03
Relative Strength Index (RSI) 50.79
Average Volume (20 Days) 6,914

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:JGICL had revenue of PKR 16.17 billion and earned 4.20 billion in profits. Earnings per share was 21.18.

Revenue16.17B
Gross Profit 9.50B
Operating Income 6.93B
Pretax Income 6.94B
Net Income 4.20B
EBITDA 6.97B
EBIT 6.93B
Earnings Per Share (EPS) 21.18
Full Income Statement

Balance Sheet

The company has 1.71 billion in cash and no debt, with a net cash position of 1.71 billion or 8.61 per share.

Cash & Cash Equivalents 1.71B
Total Debt n/a
Net Cash 1.71B
Net Cash Per Share 8.61
Equity (Book Value) 21.60B
Book Value Per Share 108.82
Working Capital -12.71B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -2.79 billion and capital expenditures -242.62 million, giving a free cash flow of -3.04 billion.

Operating Cash Flow -2.79B
Capital Expenditures -242.62M
Depreciation & Amortization n/a
Net Borrowing -41.26M
Free Cash Flow -3.04B
FCF Per Share -15.29
Full Cash Flow Statement

Margins

Gross margin is 58.77%, with operating and profit margins of 42.83% and 26.00%.

Gross Margin 58.77%
Operating Margin 42.83%
Pretax Margin 42.91%
Profit Margin 26.00%
EBITDA Margin 43.09%
EBIT Margin 42.83%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 7.85%.

Dividend Per Share 6.00
Dividend Yield 7.85%
Dividend Growth (YoY) 9.09%
Years of Dividend Growth 2
Payout Ratio 31.04%
FCF Payout Ratio n/a
Buyback Yield -0.01%
Shareholder Yield 7.84%
Earnings Yield 27.71%
FCF Yield -20.01%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside
Graham Formula Value
Graham Formula Upside

Stock Splits

The last stock split was on March 20, 2020. It was a forward split with a ratio of 1.1.

Last Split Date Mar 20, 2020
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 2