Jubilee General Insurance Company Limited (PSX:JGICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
76.53
-1.57 (-2.01%)
At close: Sep 8, 2026

PSX:JGICL Statistics

Total Valuation

PSX:JGICL has a market cap or net worth of PKR 15.11 billion. The enterprise value is 12.89 billion.

Market Cap15.11B
Enterprise Value 12.89B

Important Dates

The last earnings date was Thursday, August 20, 2026.

Earnings Date Aug 20, 2026
Ex-Dividend Date Mar 24, 2026

Share Statistics

PSX:JGICL has 198.49 million shares outstanding.

Current Share Class 198.49M
Shares Outstanding 198.49M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 1.54%
Owned by Institutions (%) 24.32%
Float 115.76M

Valuation Ratios

The trailing PE ratio is 3.55.

PE Ratio 3.55
Forward PE n/a
PS Ratio 0.95
PB Ratio 0.70
P/TBV Ratio 0.70
P/FCF Ratio 17.04
P/OCF Ratio 14.25
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.84, with an EV/FCF ratio of 14.53.

EV / Earnings 3.03
EV / Sales 0.81
EV / EBITDA 1.84
EV / EBIT 1.85
EV / FCF 14.53

Financial Position

The company has a current ratio of 0.79

Current Ratio 0.79
Quick Ratio 0.24
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 21.02% and return on invested capital (ROIC) is 20.58%.

Return on Equity (ROE) 21.02%
Return on Assets (ROA) 6.67%
Return on Invested Capital (ROIC) 20.58%
Return on Capital Employed (ROCE) 23.59%
Weighted Average Cost of Capital (WACC) 6.86%
Revenue Per Employee 22.50M
Profits Per Employee 6.00M
Employee Count710
Asset Turnover 0.25
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:JGICL has paid 2.64 billion in taxes.

Income Tax 2.64B
Effective Tax Rate 38.27%

Stock Price Statistics

The stock price has decreased by -6.90% in the last 52 weeks. The beta is 0.47, so PSX:JGICL's price volatility has been lower than the market average.

Beta (5Y) 0.47
52-Week Price Change -6.90%
50-Day Moving Average 79.90
200-Day Moving Average 76.86
Relative Strength Index (RSI) 41.89
Average Volume (20 Days) 187,778

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:JGICL had revenue of PKR 15.97 billion and earned 4.26 billion in profits. Earnings per share was 21.45.

Revenue15.97B
Gross Profit 9.34B
Operating Income 6.89B
Pretax Income 6.90B
Net Income 4.26B
EBITDA 6.92B
EBIT 6.89B
Earnings Per Share (EPS) 21.45
Full Income Statement

Balance Sheet

The company has 2.84 billion in cash and no debt, with a net cash position of 2.22 billion or 11.20 per share.

Cash & Cash Equivalents 2.84B
Total Debt n/a
Net Cash 2.22B
Net Cash Per Share 11.20
Equity (Book Value) 21.53B
Book Value Per Share 108.49
Working Capital -8.57B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.06 billion and capital expenditures -173.73 million, giving a free cash flow of 886.50 million.

Operating Cash Flow 1.06B
Capital Expenditures -173.73M
Depreciation & Amortization n/a
Net Borrowing -41.26M
Free Cash Flow 886.50M
FCF Per Share 4.47
Full Cash Flow Statement

Margins

Gross margin is 58.48%, with operating and profit margins of 43.14% and 26.65%.

Gross Margin 58.48%
Operating Margin 43.14%
Pretax Margin 43.18%
Profit Margin 26.65%
EBITDA Margin 43.34%
EBIT Margin 43.14%
FCF Margin 5.55%

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 7.73%.

Dividend Per Share 6.00
Dividend Yield 7.73%
Dividend Growth (YoY) 9.09%
Years of Dividend Growth 2
Payout Ratio 30.62%
Buyback Yield n/a
Shareholder Yield 7.73%
Earnings Yield 28.18%
FCF Yield 5.87%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 20, 2020. It was a forward split with a ratio of 1.1.

Last Split Date Mar 20, 2020
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 4