Jubilee General Insurance Company Limited (PSX:JGICL)
Pakistan · Delayed Price · Currency is PKR 86.03
-4.49 (-4.96%)
At close: Aug 20, 2026
PSX:JGICL Ratios and Metrics
Market cap in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 19, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 17,076 | 16,256 | 11,409 | 8,337 | 5,359 | 8,476 | |
Market Cap Growth | 2.89% | 42.48% | 36.86% | 55.56% | -36.77% | -9.34% |
Enterprise Value | 12,750 | 13,176 | 8,103 | 5,225 | 2,862 | 6,416 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 19, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 3.83 | 4.05 | 3.24 | 2.87 | 3.49 | 5.14 |
PS Ratio | 1.07 | 1.09 | 0.93 | 0.79 | 0.71 | 1.25 |
PB Ratio | 0.86 | 0.73 | 0.61 | 0.63 | 0.51 | 0.83 |
P/FCF Ratio | 1064.34 | 367.22 | - | - | 4.33 | 11.16 |
P/OCF Ratio | 132.60 | 87.76 | - | - | 4.18 | 10.96 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 19, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 0.80 | 0.88 | 0.66 | 0.50 | 0.38 | 0.95 |
EV/EBITDA Ratio | 1.76 | 1.99 | 1.41 | 1.24 | 1.26 | 2.92 |
EV/EBIT Ratio | 1.78 | 2.01 | 1.42 | 1.25 | 1.28 | 2.98 |
EV/FCF Ratio | 794.70 | 297.63 | - | - | 2.31 | 8.45 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 19, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0 | 0 | 0.00 | - | 0.00 | - |
Debt / EBITDA Ratio | 0.00 | 0.00 | 0.01 | - | 0.02 | - |
Debt / FCF Ratio | 0.49 | 0.17 | - | - | 0.03 | - |
Net Debt / Equity Ratio | -0.22 | -0.15 | -0.12 | -0.23 | -0.29 | -0.46 |
Net Debt / EBITDA Ratio | -0.61 | -0.51 | -0.39 | -0.73 | -1.36 | -2.14 |
Net Debt / FCF Ratio | -269.64 | -76.23 | 3.06 | 46.54 | -2.49 | -6.18 |
Quick Ratio | 0.22 | 0.24 | 0.17 | 0.25 | 0.32 | 0.46 |
Current Ratio | 0.76 | 0.79 | 0.73 | 0.73 | 0.77 | 0.89 |
Asset Turnover | 0.27 | 0.25 | 0.27 | 0.31 | 0.26 | 0.27 |
Return on Equity (ROE) | 22.81% | 19.57% | 21.96% | 24.41% | 14.80% | 16.71% |
Return on Assets (ROA) | 7.44% | 6.92% | 7.99% | 7.65% | 4.78% | 5.43% |
Return on Invested Capital (ROIC) | 21.14% | 19.47% | 21.59% | 23.11% | 13.35% | 15.43% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 19, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 26.11% | 24.72% | 30.87% | 34.84% | 28.62% | 19.46% |
FCF Yield | 0.09% | 0.27% | -6.48% | -0.79% | 23.09% | 8.96% |
Dividend Yield | 7.29% | 7.98% | 11.59% | 16.66% | 24.18% | 16.86% |
Payout Ratio | 24.80% | 27.52% | 27.37% | 26.57% | 50.36% | 40.87% |
Total Shareholder Return | 7.29% | 7.98% | 11.59% | 16.66% | 24.18% | 16.86% |