National Bank of Pakistan Income Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	781,160	1,089,891	1,025,135	503,576	232,052
Interest Income on Investments	5,289	5,898	5,205	5,070	4,516
Total Interest Income	786,448	1,095,789	1,030,339	508,646	236,568
Interest Paid on Deposits	532,540	918,452	855,780	386,474	134,285
Net Interest Income	253,908	177,337	174,559	122,172	102,283
Net Interest Income Growth (YoY)	43.18%	1.59%	42.88%	19.45%	-3.70%
Gain (Loss) on Sale of Assets	197.61	15.56	234.18	84.01	71.7
Gain (Loss) on Sale of Investments	12,192	27,533	4,421	1,123	6,203
Other Non-Interest Income	51,540	35,794	33,441	32,544	27,822
Total Non-Interest Income	63,930	63,342	38,096	33,751	34,096
Non-Interest Income Growth (YoY)	0.93%	66.27%	12.87%	-1.01%	-4.50%
Revenues Before Loan Losses	317,839	240,679	212,655	155,923	136,379
Provision for Loan Losses	9,196	4,503	15,382	13,116	11,659
Revenue	308,643	236,175	197,273	142,807	124,720
Revenue Growth (YoY)	30.68%	19.72%	38.14%	14.50%	12.36%
Selling, General & Administrative	8,704	4,781	4,168	1,882	2,086
Other Non-Interest Expense	120,570	175,001	91,278	77,779	59,320
Total Non-Interest Expense	128,791	179,055	93,974	79,211	61,166
EBT Excluding Unusual Items	179,852	57,120	103,299	63,595	63,554
Asset Writedown	-	-	-	1.69	12.38
Other Unusual Items	-	-	-	-	-9,779
Pretax Income	179,783	57,120	103,299	63,597	53,792
Income Tax Expense	93,905	30,617	49,978	32,648	25,032
Earnings From Continuing Operations	85,878	26,503	53,321	30,949	28,760
Minority Interest in Earnings	-846.14	-517.58	-219.8	-114.42	-159.92
Net Income	85,032	25,985	53,102	30,835	28,600
Net Income to Common	85,032	25,985	53,102	30,835	28,600
Net Income Growth	227.23%	-51.07%	72.21%	7.81%	-6.20%
Basic Shares Outstanding	2,128	2,128	2,128	2,128	2,128
Diluted Shares Outstanding	2,128	2,128	2,128	2,128	2,128
EPS (Basic)	39.97	12.21	24.96	14.49	13.44
EPS (Diluted)	39.97	12.21	24.96	14.49	13.44
EPS Growth	227.34%	-51.08%	72.25%	7.81%	-6.21%
Dividend Per Share	35.000	8.000	-	-	1.000
Dividend Growth	337.50%	-	-	-	-
Effective Tax Rate	52.23%	53.60%	48.38%	51.34%	46.53%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.