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National Bank of Pakistan (PSX:NBP)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
162.10
-2.87 (-1.74%)
At close: Oct 29, 2026

National Bank of Pakistan Balance Sheet

Millions PKR. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
365,620182,531189,755147,637218,574283,253
Investment Securities
5,372,6604,859,2494,518,5384,559,8293,428,2322,103,091
Trading Asset Securities
-81,59896,31146,76685,967124,760
Total Investments
5,372,6604,940,8474,614,8494,606,5953,514,1992,227,851
Gross Loans
1,632,1971,617,1981,673,6831,632,4811,439,2311,335,640
Allowance for Loan Losses
--277,113-268,248-234,007-208,537-192,301
Other Adjustments to Gross Loans
---24.11-24.33-24.33-24.36
Net Loans
1,632,1971,340,0851,405,4111,398,4501,230,6691,143,314
Property, Plant & Equipment
74,45574,21568,82864,81364,79061,701
Goodwill
-562.55562.55562.55562.55562.55
Other Intangible Assets
3,1082,5642,0141,6241,539832.29
Accrued Interest Receivable
-175,858158,814190,004103,30744,477
Other Receivables
-26,53626,62849,39922,98820,784
Restricted Cash
-256,941213,678190,83331,28535,837
Other Current Assets
-58,23351,69811,47934,08428,910
Long-Term Deferred Tax Assets
712.99---22,4061,903
Other Real Estate Owned & Foreclosed
-4,3904,1483,9733,7004,060
Other Long-Term Assets
316,24815,63617,6113,5063,6633,550
Total Assets
7,765,0027,078,3976,753,9976,668,8745,251,7663,857,035

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
-29,82428,13326,26025,10933,426
Interest Bearing Deposits
4,011,4793,554,1063,179,9092,395,5752,088,2401,949,633
Non-Interest Bearing Deposits
-873,561685,3041,277,535577,0331,068,515
Total Deposits
4,011,4794,427,6683,865,2123,673,1102,665,2733,018,148
Short-Term Borrowings
-1,663,8991,903,5852,139,7301,889,285207,405
Current Portion of Long-Term Debt
-4,500389.682,9538,08767,267
Current Portion of Leases
-1,7861,7201,7811,7801,725
Current Income Taxes Payable
-13,90514,338---
Accrued Interest Payable
-135,325200,606197,292126,88549,186
Other Current Liabilities
-34,39037,65682,82979,16069,492
Long-Term Debt
2,911,28724,86834,16141,73743,23938,560
Long-Term Leases
9,3957,0976,8667,1107,1036,769
Long-Term Unearned Revenue
-1,036316.18124.13271.13440.23
Pension & Post-Retirement Benefits
-129,981120,71762,75456,34145,820
Long-Term Deferred Tax Liabilities
-36,29340,995720.18--
Other Long-Term Liabilities
356,56029,90035,25134,93838,93223,774
Total Liabilities
7,288,7226,540,4716,289,9486,271,4604,941,4663,562,012

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
21,27521,27521,27521,27521,27521,275
Retained Earnings
274,642366,000291,579273,465220,777192,859
Comprehensive Income & Other
178,770148,962149,796101,53967,17479,875
Total Common Equity
474,688536,237462,650396,280309,227294,010
Minority Interest
1,5921,6891,3991,1341,0731,013
Shareholders' Equity
476,280537,926464,049397,414310,300295,023
Total Liabilities & Equity
7,765,0027,078,3976,753,9976,668,8745,251,7663,857,035

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
2,920,6831,702,1501,946,7222,193,3111,949,494321,726
Net Cash (Debt)
-2,555,063-1,422,022-1,660,656-1,806,487-1,613,690368,338
Net Cash Growth
-----19.23%
Net Cash Per Share
-1200.80-668.40-780.56-849.11-758.49173.13
Filing Date Shares Outstanding
2,1262,1282,1282,1282,1282,128
Total Common Shares Outstanding
2,1262,1282,1282,1282,1282,128
Book Value Per Share
223.26252.05217.46186.26145.35138.19
Tangible Book Value
471,580533,111460,073394,094307,126292,615
Tangible Book Value Per Share
221.80250.58216.25185.24144.36137.54