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National Bank of Pakistan (PSX:NBP)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
170.55
+3.60 (2.16%)
At close: Sep 18, 2026

National Bank of Pakistan Balance Sheet

Millions PKR. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
197,403182,531189,755147,637218,574283,253
Investment Securities
5,618,4564,859,2494,518,5384,559,8293,428,2322,103,091
Trading Asset Securities
119,94081,59896,31146,76685,967124,760
Total Investments
5,738,3964,940,8474,614,8494,606,5953,514,1992,227,851
Gross Loans
1,578,6411,617,1981,673,6831,632,4811,439,2311,335,640
Allowance for Loan Losses
-262,257-277,113-268,248-234,007-208,537-192,301
Other Adjustments to Gross Loans
---24.11-24.33-24.33-24.36
Net Loans
1,316,3841,340,0851,405,4111,398,4501,230,6691,143,314
Property, Plant & Equipment
73,69774,21568,82864,81364,79061,701
Goodwill
562.55562.55562.55562.55562.55562.55
Other Intangible Assets
2,5202,5642,0141,6241,539832.29
Accrued Interest Receivable
182,957175,858158,814190,004103,30744,477
Other Receivables
33,90926,53626,62849,39922,98820,784
Restricted Cash
215,697256,941213,678190,83331,28535,837
Other Current Assets
67,52658,23351,69811,47934,08428,910
Long-Term Deferred Tax Assets
----22,4061,903
Other Real Estate Owned & Foreclosed
4,2024,3904,1483,9733,7004,060
Other Long-Term Assets
19,70115,63617,6113,5063,6633,550
Total Assets
7,852,9537,078,3976,753,9976,668,8745,251,7663,857,035

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
32,47229,82428,13326,26025,10933,426
Interest Bearing Deposits
2,939,6773,554,1063,179,9092,395,5752,088,2401,949,633
Non-Interest Bearing Deposits
1,274,732873,561685,3041,277,535577,0331,068,515
Total Deposits
4,214,4084,427,6683,865,2123,673,1102,665,2733,018,148
Short-Term Borrowings
2,795,3271,663,8991,903,5852,139,7301,889,285207,405
Current Portion of Long-Term Debt
-4,500389.682,9538,08767,267
Current Portion of Leases
1,5651,7861,7201,7811,7801,725
Current Income Taxes Payable
6,53713,90514,338---
Accrued Interest Payable
55,560135,325200,606197,292126,88549,186
Other Current Liabilities
19,78034,39037,65682,82979,16069,492
Long-Term Debt
25,93324,86834,16141,73743,23938,560
Long-Term Leases
7,2907,0976,8667,1107,1036,769
Long-Term Unearned Revenue
1,4551,036316.18124.13271.13440.23
Pension & Post-Retirement Benefits
136,580129,981120,71762,75456,34145,820
Long-Term Deferred Tax Liabilities
10,50036,29340,995720.18--
Other Long-Term Liabilities
73,31829,90035,25134,93838,93223,774
Total Liabilities
7,380,7286,540,4716,289,9486,271,4604,941,4663,562,012

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
21,27521,27521,27521,27521,27521,275
Retained Earnings
323,232366,000291,579273,465220,777192,859
Comprehensive Income & Other
125,986148,962149,796101,53967,17479,875
Total Common Equity
470,493536,237462,650396,280309,227294,010
Minority Interest
1,7321,6891,3991,1341,0731,013
Shareholders' Equity
472,225537,926464,049397,414310,300295,023
Total Liabilities & Equity
7,852,9537,078,3976,753,9976,668,8745,251,7663,857,035

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
2,830,1161,702,1501,946,7222,193,3111,949,494321,726
Net Cash (Debt)
-2,442,950-1,422,022-1,660,656-1,806,487-1,613,690368,338
Net Cash Growth
-----19.23%
Net Cash Per Share
-1148.27-668.40-780.56-849.11-758.49173.13
Filing Date Shares Outstanding
2,1292,1282,1282,1282,1282,128
Total Common Shares Outstanding
2,1292,1282,1282,1282,1282,128
Book Value Per Share
221.04252.05217.46186.26145.35138.19
Tangible Book Value
467,411533,111460,073394,094307,126292,615
Tangible Book Value Per Share
219.59250.58216.25185.24144.36137.54