National Bank of Pakistan (PSX:NBP)

National Bank of Pakistan Income Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	746,189	781,160	1,089,891	1,025,135	503,576	232,052
Interest Income on Investments	4,398	5,289	5,898	5,205	5,070	4,516
Total Interest Income	750,587	786,448	1,095,789	1,030,339	508,646	236,568
Interest Paid on Deposits	515,328	532,540	918,452	855,780	386,474	134,285
Net Interest Income	235,259	253,908	177,337	174,559	122,172	102,283
Net Interest Income Growth (YoY)	7.95%	43.18%	1.59%	42.88%	19.45%	-3.70%
Gain (Loss) on Sale of Assets	197.61	197.61	15.56	234.18	84.01	71.7
Gain (Loss) on Sale of Investments	11,660	12,192	27,533	4,421	1,123	6,203
Other Non-Interest Income	50,845	51,540	35,794	33,441	32,544	27,822
Total Non-Interest Income	62,702	63,930	63,342	38,096	33,751	34,096
Non-Interest Income Growth (YoY)	1.29%	0.93%	66.27%	12.87%	-1.01%	-4.50%
Revenues Before Loan Losses	297,962	317,839	240,679	212,655	155,923	136,379
Provision for Loan Losses	-694.49	9,196	4,503	15,382	13,116	11,659
Revenue	298,656	308,643	236,175	197,273	142,807	124,720
Revenue Growth (YoY)	10.75%	30.68%	19.72%	38.14%	14.50%	12.36%
Selling, General & Administrative	8,704	8,704	4,781	4,168	1,882	2,086
Other Non-Interest Expense	122,544	120,570	175,001	91,278	77,779	59,320
Total Non-Interest Expense	131,211	128,791	179,055	93,974	79,211	61,166
EBT Excluding Unusual Items	167,446	179,852	57,120	103,299	63,595	63,554
Asset Writedown	-	-	-	-	1.69	12.38
Other Unusual Items	-	-	-	-	-	-9,779
Pretax Income	167,377	179,783	57,120	103,299	63,597	53,792
Income Tax Expense	87,315	93,905	30,617	49,978	32,648	25,032
Earnings From Continuing Operations	80,062	85,878	26,503	53,321	30,949	28,760
Minority Interest in Earnings	-782.53	-846.14	-517.58	-219.8	-114.42	-159.92
Net Income	79,279	85,032	25,985	53,102	30,835	28,600
Net Income to Common	79,279	85,032	25,985	53,102	30,835	28,600
Net Income Growth	107.75%	227.23%	-51.07%	72.21%	7.81%	-6.20%
Basic Shares Outstanding	2,128	2,128	2,128	2,128	2,128	2,128
Diluted Shares Outstanding	2,128	2,128	2,128	2,128	2,128	2,128
EPS (Basic)	37.26	39.97	12.21	24.96	14.49	13.44
EPS (Diluted)	37.26	39.97	12.21	24.96	14.49	13.44
EPS Growth	107.83%	227.34%	-51.08%	72.25%	7.81%	-6.21%
Dividend Per Share	35.000	35.000	8.000	-	-	1.000
Dividend Growth	337.50%	337.50%	-	-	-	-
Effective Tax Rate	52.17%	52.23%	53.60%	48.38%	51.34%	46.53%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.