National Bank of Pakistan (PSX:NBP)
Pakistan · Delayed Price · Currency is PKR 206.35
-1.28 (-0.62%)
At close: Aug 7, 2026
National Bank of Pakistan Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 298,726 | 308,643 | 236,175 | 197,273 | 142,807 | 124,720 |
Revenue Growth | 10.77% | 30.68% | 19.72% | 38.14% | 14.50% | 12.36% |
Net Income Net Income Growth | 79,279 | 85,032 | 25,985 | 53,102 | 30,835 | 28,600 |
Earnings Per Share EPS Growth | 37.26 | 39.97 | 12.21 | 24.96 | 14.49 | 13.44 |
EPS Growth | 107.85% | 227.34% | -51.08% | 72.25% | 7.81% | -6.21% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Aitemaad and Islamic Banking Aitemaad and Islamic Banking Growth | 22,248 | 19,782 | 10,343 | 7,027 | 5,402 | 4,319 |
Inclusive Development Group Inclusive Development Group Growth | 1,947 | 3,643 | -6,641 | -1,076 | -1,920 | 1,473 |
Treasury Treasury Growth | 87,567 | 105,391 | 29,192 | -8,949 | 6,376 | 28,835 |
International, Financial Institution and Remittance International, Financial Institution and Remittance Growth | 9,799 | 9,678 | 10,285 | 2,307 | 6,310 | 5,195 |
Retail Banking Group Retail Banking Group Growth | 99,378 | 102,348 | 123,048 | 155,571 | 96,694 | 65,906 |
Corporate and Investment Banking Corporate and Investment Banking Growth | 22,815 | 20,762 | 28,380 | 7,157 | 3,160 | -1,592 |
Head Office / Others Head Office / Others Growth | 54,870 | 47,453 | 42,651 | 36,706 | 27,236 | 20,841 |
Total Total Growth | 298,625 | 309,057 | 237,259 | 198,744 | 143,258 | 124,977 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 251,375 | 280,128 | 286,066 | 386,824 | 335,803 | 690,064 |
Total Debt Total Debt Growth | 2,226,485 | 1,702,150 | 1,946,722 | 2,193,311 | 1,949,494 | 321,726 |
Net Cash (Debt) Net Cash Growth | -1,975,110 | -1,422,022 | -1,660,656 | -1,806,487 | -1,613,690 | 368,338 |
Net Cash Growth | - | - | - | - | - | 19.23% |
Net Cash Per Share Net Cash Per Share Growth | -928.37 | -668.40 | -780.56 | -849.11 | -758.49 | 173.13 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 270,817 | -185,192 | -62,799 | -17,984 | 1,915,081 | -128,008 |
Capital Expenditures CapEx Growth | -10,798 | -11,010 | -8,653 | -3,180 | -2,756 | -2,316 |
Free Cash Flow Free Cash Flow Growth | 260,018 | -196,202 | -71,452 | -21,164 | 1,912,324 | -130,324 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 26.54% | 27.55% | 11.00% | 26.92% | 21.59% | 22.93% |
FCF Margin | 87.04% | -63.57% | -30.25% | -10.73% | 1339.10% | -104.49% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 35.000 | 35.000 | 8.000 | - | - | 1.000 |
Dividend Per Share Growth | 337.50% | 337.50% | - | - | - | - |
Dividend Yield | 16.86% | 17.07% | 15.66% | - | - | 3.92% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.57 | 6.06 | 5.48 | 1.29 | 1.63 | 2.57 |
Forward PE | 5.74 | 4.06 | 4.12 | 1.24 | 1.07 | 2.67 |
P/FCF Ratio | 1.70 | - | - | - | 0.03 | - |
PS Ratio | 1.48 | 1.67 | 0.60 | 0.35 | 0.35 | 0.59 |