National Bank of Pakistan (PSX:NBP)

National Bank of Pakistan Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	67,916	85,032	25,985	53,102	30,835	28,600
Depreciation & Amortization	9,006	7,965	5,007	4,771	4,789	4,722
Other Amortization	780.44	745.38	548.8	324.75	365.82	428.81
Gain (Loss) on Sale of Assets	141.16	138.43	-1,402	-224.32	-84.01	-71.7
Gain (Loss) on Sale of Investments	-1,912	-9,130	-10,530	1,463	5,000	645.11
Total Asset Writedown	615.42	615.42	-559.22	239.05	562.96	70.78
Provision for Credit Losses	4,676	12,802	6,127	13,321	8,012	11,003
Change in Trading Asset Securities	75,283	40,790	-11,370	40,238	34,791	-23,492
Change in Other Net Operating Assets	1,131,150	-222,770	-164,700	-112,727	1,831,450	-153,291
Other Operating Activities	-100,035	-100,898	89,179	-17,021	-190.86	3,618
Operating Cash Flow	1,187,646	-185,192	-62,799	-17,984	1,915,081	-128,008
Operating Cash Flow Growth	-	-	-	-	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-7,693	-11,010	-8,653	-3,180	-2,756	-2,316
Sale of Property, Plant and Equipment	496.72	278.88	404.74	458.89	98.56	137.84
Investment in Securities	-806,744	-297,270	-46,315	-926,247	-1,621,074	-463,517
Income (Loss) Equity Investments	25.09	-482.4	-1,083	-1,471	-450.08	-240.56
Divestitures	-	-	-	-	111.82	-
Other Investing Activities	-2,084	3,870	9,113	18,345	15,091	6,551
Investing Cash Flow	-816,025	-304,131	-45,451	-910,623	-1,608,529	-459,144

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Repaid	-	-4,491	-3,311	-3,566	-2,680	-2,753
Lease Payments	-4,294	-4,491	-3,311	-3,566	-2,680	-2,753
Net Debt Issued (Repaid)	-4,294	-4,491	-3,311	-3,566	-2,680	-2,753
Common Dividends Paid	-75,348	-17,578	-	-7.14	-0.15	-3.52
Net Increase (Decrease) in Deposit Accounts	-246,499	562,455	192,102	1,007,837	-352,874	599,219
Other Financing Activities	-	-	-253	-	-	-
Financing Cash Flow	-326,141	540,387	188,539	1,004,263	-355,555	596,462

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Foreign Exchange Rate Adjustments	3,521	3,000	14,008	1,262	1,542	-
Net Cash Flow	49,021	54,079	94,297	76,917	-47,461	9,311

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	1,179,952	-196,202	-71,452	-21,164	1,912,324	-130,324
Free Cash Flow Growth	-	-	-	-	-	-
Free Cash Flow Margin	424.74%	-63.60%	-30.25%	-10.73%	1339.10%	-104.49%
Free Cash Flow Per Share	554.54	-92.22	-33.59	-9.95	898.85	-61.26
Free Cash Flow After Leases	1,175,658	-200,693	-74,763	-24,731	1,909,644	-133,077

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	595,767	595,767	913,679	785,373	-	-
Cash Income Tax Paid	107,430	107,430	27,617	55,348	33,789	22,396

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 30, 2026

Data Sources Report a data error