National Bank of Pakistan (PSX: NBP)

National Bank of Pakistan Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	317,154	273,543	218,574	283,253	235,794	270,370
Investment Securities	5,077,977	4,559,829	3,428,232	2,103,091	1,492,959	1,547,275
Trading Asset Securities	110,962	46,766	85,967	124,760	98,210	37,704
Total Investments	5,188,939	4,606,595	3,514,199	2,227,851	1,591,169	1,584,979
Gross Loans	1,538,148	1,602,443	1,439,231	1,335,640	1,161,134	1,154,359
Allowance for Loan Losses	-263,133	-203,969	-208,537	-192,301	-177,238	-143,871
Other Adjustments to Gross Loans	-24.16	-24.33	-24.33	-24.36	-24.74	-29.94
Net Loans	1,274,990	1,398,450	1,230,669	1,143,314	983,871	1,010,458
Property, Plant & Equipment	64,872	64,813	64,790	61,701	62,104	62,367
Goodwill	562.55	562.55	562.55	562.55	562.55	562.55
Other Intangible Assets	1,942	1,624	1,539	832.29	459.59	508.21
Accrued Interest Receivable	177,506	190,004	103,307	44,477	41,851	55,062
Other Receivables	29,197	48,638	22,988	20,784	18,456	56,685
Restricted Cash	64,813	64,927	31,285	35,837	31,232	36,967
Other Current Assets	14,782	11,479	34,084	28,910	45,366	43,398
Long-Term Deferred Tax Assets	-	-	22,406	1,903	-	-
Other Real Estate Owned & Foreclosed	3,961	3,973	3,700	4,060	3,968	3,762
Other Long-Term Assets	7,123	4,267	3,663	3,550	2,377	7,241
Total Assets	7,145,842	6,668,874	5,251,766	3,857,035	3,017,210	3,132,360
Accrued Expenses	30,101	26,260	25,109	33,426	30,058	29,541
Interest Bearing Deposits	2,905,995	2,395,575	2,088,240	1,949,633	1,508,019	1,313,718
Non-Interest Bearing Deposits	1,194,756	1,277,535	577,033	1,068,515	910,910	884,267
Total Deposits	4,100,751	3,673,110	2,665,273	3,018,148	2,418,928	2,197,985
Short-Term Borrowings	2,196,598	2,139,730	1,889,285	207,405	11,774	379,240
Current Portion of Long-Term Debt	-	2,953	8,087	67,267	112,557	88,372
Current Portion of Leases	1,682	1,895	1,780	1,725	1,591	1,396
Accrued Interest Payable	167,103	197,292	126,885	49,186	38,653	57,468
Other Current Liabilities	14,152	82,829	79,160	69,492	38,102	52,785
Long-Term Debt	17,786	41,737	43,239	38,560	17,432	8,811
Long-Term Leases	6,399	6,996	7,103	6,769	6,476	6,630
Long-Term Unearned Revenue	312.71	124.13	271.13	440.23	1,594	3,059
Pension & Post-Retirement Benefits	103,570	62,754	56,341	45,820	40,944	35,523
Long-Term Deferred Tax Liabilities	23,316	720.18	-	-	2,933	10,869
Other Long-Term Liabilities	51,203	34,938	38,932	23,774	21,765	21,461
Total Liabilities	6,727,677	6,271,460	4,941,466	3,562,012	2,742,808	2,893,138
Common Stock	21,275	21,275	21,275	21,275	21,275	21,275
Retained Earnings	261,534	273,465	220,777	192,859	165,378	135,156
Comprehensive Income & Other	133,844	101,539	67,174	79,875	86,833	81,929
Total Common Equity	416,653	396,280	309,227	294,010	273,486	238,360
Minority Interest	1,512	1,134	1,073	1,013	916.15	862.53
Shareholders' Equity	418,165	397,414	310,300	295,023	274,402	239,223
Total Liabilities & Equity	7,145,842	6,668,874	5,251,766	3,857,035	3,017,210	3,132,360
Total Debt	2,222,464	2,193,311	1,949,494	321,726	149,830	484,448
Net Cash (Debt)	-1,339,756	-1,680,581	-1,613,690	368,338	308,938	-44,194
Net Cash Growth	-	-	-	19.23%	-	-
Net Cash Per Share	-629.73	-789.93	-758.49	173.13	145.21	-20.77
Filing Date Shares Outstanding	2,126	2,128	2,128	2,128	2,128	2,128
Total Common Shares Outstanding	2,126	2,128	2,128	2,128	2,128	2,128
Book Value Per Share	196.02	186.26	145.35	138.19	128.55	112.04
Tangible Book Value	414,149	394,094	307,126	292,615	272,464	237,289
Tangible Book Value Per Share	194.84	185.24	144.36	137.54	128.07	111.53

Source: S&P Capital IQ. Banks template. Financial Sources.