National Bank of Pakistan (PSX:NBP)

National Bank of Pakistan Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	150,102	189,755	147,637	218,574	283,253	235,794
Investment Securities	4,902,157	4,518,538	4,559,829	3,428,232	2,103,091	1,492,959
Trading Asset Securities	163,728	96,311	46,766	85,967	124,760	98,210
Total Investments	5,065,886	4,614,849	4,606,595	3,514,199	2,227,851	1,591,169
Gross Loans	1,589,476	1,673,683	1,632,481	1,439,231	1,335,640	1,161,134
Allowance for Loan Losses	-273,937	-268,248	-234,007	-208,537	-192,301	-177,238
Other Adjustments to Gross Loans	-	-24.11	-24.33	-24.33	-24.36	-24.74
Net Loans	1,315,539	1,405,411	1,398,450	1,230,669	1,143,314	983,871
Property, Plant & Equipment	70,710	68,828	64,813	64,790	61,701	62,104
Goodwill	562.55	562.55	562.55	562.55	562.55	562.55
Other Intangible Assets	2,502	2,014	1,624	1,539	832.29	459.59
Accrued Interest Receivable	164,833	158,832	190,004	103,307	44,477	41,851
Other Receivables	31,900	23,373	49,399	22,988	20,784	18,456
Restricted Cash	351,414	213,678	190,833	31,285	35,837	31,232
Other Current Assets	60,096	51,698	11,479	34,084	28,910	45,366
Long-Term Deferred Tax Assets	-	-	-	22,406	1,903	-
Other Real Estate Owned & Foreclosed	4,139	4,148	3,973	3,700	4,060	3,968
Other Long-Term Assets	19,151	20,849	3,506	3,663	3,550	2,377
Total Assets	7,236,833	6,753,997	6,668,874	5,251,766	3,857,035	3,017,210
Accrued Expenses	29,481	28,133	26,260	25,109	33,426	30,058
Interest Bearing Deposits	3,351,829	2,846,546	2,395,575	2,088,240	1,949,633	1,508,019
Non-Interest Bearing Deposits	1,351,303	1,018,666	1,277,535	577,033	1,068,515	910,910
Total Deposits	4,703,131	3,865,212	3,673,110	2,665,273	3,018,148	2,418,928
Short-Term Borrowings	1,472,978	1,903,585	2,139,730	1,889,285	207,405	11,774
Current Portion of Long-Term Debt	-	389.68	2,953	8,087	67,267	112,557
Current Portion of Leases	1,884	1,720	1,781	1,780	1,725	1,591
Current Income Taxes Payable	20,497	14,338	-	-	-	-
Accrued Interest Payable	132,320	200,606	197,292	126,885	49,186	38,653
Other Current Liabilities	15,745	37,656	82,829	79,160	69,492	38,102
Long-Term Debt	32,137	34,161	41,737	43,239	38,560	17,432
Long-Term Leases	7,999	6,866	7,110	7,103	6,769	6,476
Long-Term Unearned Revenue	3,059	316.18	124.13	271.13	440.23	1,594
Pension & Post-Retirement Benefits	125,310	120,717	62,754	56,341	45,820	40,944
Long-Term Deferred Tax Liabilities	38,182	40,995	720.18	-	-	2,933
Other Long-Term Liabilities	159,455	35,251	34,938	38,932	23,774	21,765
Total Liabilities	6,742,177	6,289,948	6,271,460	4,941,466	3,562,012	2,742,808
Common Stock	21,275	21,275	21,275	21,275	21,275	21,275
Retained Earnings	320,294	291,579	273,465	220,777	192,859	165,378
Comprehensive Income & Other	151,273	149,796	101,539	67,174	79,875	86,833
Total Common Equity	492,842	462,650	396,280	309,227	294,010	273,486
Minority Interest	1,814	1,399	1,134	1,073	1,013	916.15
Shareholders' Equity	494,656	464,049	397,414	310,300	295,023	274,402
Total Liabilities & Equity	7,236,833	6,753,997	6,668,874	5,251,766	3,857,035	3,017,210
Total Debt	1,514,997	1,946,722	2,193,311	1,949,494	321,726	149,830
Net Cash (Debt)	-1,166,075	-1,660,656	-1,806,487	-1,613,690	368,338	308,938
Net Cash Growth	-	-	-	-	19.23%	-
Net Cash Per Share	-548.09	-780.56	-849.11	-758.49	173.13	145.21
Filing Date Shares Outstanding	2,127	2,128	2,128	2,128	2,128	2,128
Total Common Shares Outstanding	2,127	2,128	2,128	2,128	2,128	2,128
Book Value Per Share	231.72	217.46	186.26	145.35	138.19	128.55
Tangible Book Value	489,778	460,073	394,094	307,126	292,615	272,464
Tangible Book Value Per Share	230.28	216.25	185.24	144.36	137.54	128.07

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.