National Bank of Pakistan Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	358,656	515,241	142,373	68,314	50,188	73,442
Market Cap Growth	107.61%	261.89%	108.41%	36.12%	-31.66%	-19.65%
Last Close Price	168.58	205.07	51.08	24.51	18.01	25.51
PE Ratio	4.22	6.06	5.48	1.29	1.63	2.57
PS Ratio	1.16	1.67	0.60	0.35	0.35	0.59
PB Ratio	0.67	0.96	0.31	0.17	0.16	0.25
P/FCF Ratio	-	-	-	-	0.03	-
P/OCF Ratio	-	-	-	-	0.03	-
Debt / Equity Ratio	3.16	3.16	4.20	5.52	6.28	1.09
Debt / FCF Ratio	-	-	-	-	1.02	-
Net Debt / Equity Ratio	2.64	2.64	3.58	4.55	5.20	-1.25
Net Debt / FCF Ratio	-7.25	-7.25	-23.24	-85.36	0.84	2.83
Return on Equity (ROE)	17.14%	17.14%	6.15%	15.07%	10.23%	10.10%
Return on Assets (ROA)	1.24%	1.24%	0.40%	0.90%	0.68%	0.84%
Earnings Yield	23.71%	16.50%	18.25%	77.73%	61.44%	38.94%
FCF Yield	-54.70%	-38.08%	-50.19%	-30.98%	3810.32%	-177.45%
Dividend Yield	20.76%	17.07%	15.66%	-	-	3.92%
Payout Ratio	20.67%	20.67%	-	0.01%	0.00%	0.01%
Total Shareholder Return	22.26%	17.07%	15.66%	-	-	3.92%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.