Pak-Qatar Family Takaful Limited (PSX:PAKQATAR)
Pakistan · Delayed Price · Currency is PKR 15.60
+0.19 (1.23%)
At close: Nov 6, 2026
Pak-Qatar Family Takaful Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 38,761 | 28,563 | 27,046 | 14,339 | 7,782 | 7,421 |
Total Interest & Dividend Income | 326.29 | 212.25 | 787.81 | 851.38 | 777.94 | 666.29 |
Gain (Loss) on Sale of Investments | 4,502 | 6,756 | 9,197 | 6,471 | -252.74 | -694.51 |
Other Revenue | 371.63 | 62.2 | 16.08 | 115.19 | 113.76 | 57.37 |
| 43,962 | 35,594 | 37,047 | 21,777 | 8,421 | 7,450 | |
Revenue Growth | 9.84% | -3.92% | 70.12% | 158.60% | 13.03% | -59.52% |
Policy Benefits | 41,389 | 33,756 | 35,587 | 20,715 | 7,419 | 6,885 |
Policy Acquisition & Underwriting Costs | 1,497 | 1,326 | 1,414 | 1,432 | 1,865 | 2,017 |
Selling, General & Administrative | 1,280 | 1,100 | 904.33 | 790.55 | 672.97 | 559.79 |
Other Operating Expenses | -581.14 | -945.77 | -1,177 | -1,364 | -1,679 | -1,998 |
Total Operating Expenses | 43,585 | 35,237 | 36,729 | 21,573 | 8,277 | 7,464 |
Operating Income | 377.16 | 357.47 | 318.06 | 204.08 | 143.69 | -14.07 |
Interest Expense | -29.08 | -29.08 | -27.07 | -25.7 | - | - |
Currency Exchange Gain (Loss) | 0.02 | 0.02 | -0.02 | 0.05 | 0.24 | - |
Other Non Operating Income (Expenses) | - | - | -0 | - | - | - |
EBT Excluding Unusual Items | 348.09 | 328.4 | 290.97 | 178.43 | 143.94 | -14.07 |
Gain (Loss) on Sale of Assets | 0.61 | 0.61 | - | 0.03 | 0.05 | - |
Asset Writedown | 130 | 100 | 75.49 | 13.64 | 40.64 | 238.74 |
Pretax Income | 478.7 | 429.01 | 366.46 | 192.11 | 184.62 | 224.67 |
Income Tax Expense | 149.82 | 137.7 | 96.74 | 35.81 | 35.53 | 49.35 |
Net Income | 328.88 | 291.31 | 269.72 | 156.3 | 149.09 | 175.33 |
Net Income to Common | 328.88 | 291.31 | 269.72 | 156.3 | 149.09 | 175.33 |
Net Income Growth | 36.69% | 8.00% | 72.57% | 4.83% | -14.96% | 7.19% |
Shares Outstanding (Basic) | 178 | 148 | 131 | 131 | 131 | 131 |
Shares Outstanding (Diluted) | 178 | 148 | 131 | 131 | 131 | 131 |
Shares Change | 28.08% | 13.41% | - | - | - | - |
EPS (Basic) | 1.85 | 1.97 | 2.06 | 1.20 | 1.14 | 1.34 |
EPS (Diluted) | 1.85 | 1.97 | 2.06 | 1.20 | 1.14 | 1.34 |
EPS Growth | 6.72% | -4.77% | 72.57% | 4.83% | -14.96% | 7.19% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 9,938 | 544.61 | 8,592 | 3,244 | 752.37 | 1,434 |
Free Cash Flow Per Share | 55.84 | 3.67 | 65.73 | 24.82 | 5.76 | 10.97 |
Dividend Per Share | 1.000 | 1.000 | 1.000 | 0.500 | 0.500 | - |
Dividend Growth | 0% | 0% | 100.00% | 0% | -33.33% | - |
Operating Margin | 0.86% | 1.00% | 0.86% | 0.94% | 1.71% | -0.19% |
Profit Margin | 0.75% | 0.82% | 0.73% | 0.72% | 1.77% | 2.35% |
Free Cash Flow Margin | 22.61% | 1.53% | 23.19% | 14.90% | 8.94% | 19.25% |
EBITDA | 458.01 | 415.58 | 374.68 | 255.97 | 192.01 | 35.9 |
EBITDA Margin | 1.04% | 1.17% | 1.01% | 1.18% | 2.28% | 0.48% |
D&A For EBITDA | 80.86 | 58.12 | 56.62 | 51.89 | 48.32 | 49.97 |
EBIT | 377.16 | 357.47 | 318.06 | 204.08 | 143.69 | -14.07 |
EBIT Margin | 0.86% | 1.00% | 0.86% | 0.94% | 1.71% | -0.19% |
Effective Tax Rate | 31.30% | 32.10% | 26.40% | 18.64% | 19.24% | 21.96% |
Revenue as Reported | - | - | - | - | 8,275 | 7,528 |