Premier Insurance Income Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	274.22	269.73	317.92	285.12	246.74
Total Interest & Dividend Income	245.03	66.26	52.11	53.14	186.14
Gain (Loss) on Sale of Investments	-	154.96	2.64	-49.28	-29.06
Other Revenue	8.62	6.99	5.76	33.24	1.65
Total Revenue	527.87	497.95	378.43	322.23	405.47
Revenue Growth (YoY)	6.01%	31.58%	17.44%	-20.53%	78.19%
Policy Benefits	167.46	154.78	145.47	305.16	231.18
Policy Acquisition & Underwriting Costs	-11.25	32.64	38.69	27.48	23.76
Selling, General & Administrative	193.61	313.15	268.84	275.17	270.79
Other Operating Expenses	46.46	-56.85	-52.72	-59.12	-40.14
Total Operating Expenses	396.27	443.71	400.28	548.7	485.59
Operating Income	131.6	54.24	-21.85	-226.47	-80.12
Interest Expense	-2.11	-1.44	-0.63	-1.16	-1.37
Earnings From Equity Investments	2.59	14.23	11.17	3.18	11.7
Other Non Operating Income (Expenses)	-	-	-	-0.04	-1.12
EBT Excluding Unusual Items	132.08	67.03	-11.3	-224.5	-70.91
Gain (Loss) on Sale of Assets	-	11.33	2.14	3.31	6.29
Asset Writedown	-	-4.14	25.44	23.58	22
Other Unusual Items	-	-	-	14.54	23.31
Pretax Income	132.08	74.23	16.28	-183.08	-19.31
Income Tax Expense	9.41	5.17	8.34	7.19	8.22
Net Income	122.67	69.06	7.94	-190.27	-27.53
Net Income to Common	122.67	69.06	7.94	-190.27	-27.53
Net Income Growth	77.63%	769.98%	-	-	-
Shares Outstanding (Basic)	50	51	51	51	51
Shares Outstanding (Diluted)	50	51	51	51	51
Shares Change (YoY)	-0.17%	-	-	-	-
EPS (Basic)	2.43	1.37	0.16	-3.76	-0.54
EPS (Diluted)	2.43	1.37	0.16	-3.76	-0.54
EPS Growth	77.92%	769.98%	-	-	-
Free Cash Flow	-118.89	-118.71	-48.01	-68.56	-217.22
Free Cash Flow Per Share	-2.35	-2.35	-0.95	-1.36	-4.30
Operating Margin	24.93%	10.89%	-5.77%	-70.28%	-19.76%
Profit Margin	23.24%	13.87%	2.10%	-59.05%	-6.79%
Free Cash Flow Margin	-22.52%	-23.84%	-12.69%	-21.28%	-53.57%
EBITDA	139.78	59.69	-16.59	-220.3	-67.19
EBITDA Margin	26.48%	11.99%	-4.38%	-68.37%	-16.57%
D&A For EBITDA	8.18	5.45	5.26	6.17	12.93
EBIT	131.6	54.24	-21.85	-226.47	-80.12
EBIT Margin	24.93%	10.89%	-5.77%	-70.28%	-19.76%
Effective Tax Rate	7.13%	6.96%	51.23%	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.