Premier Insurance Limited (PSX:PINL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
10.61
-0.19 (-1.76%)
At close: Sep 11, 2026

Premier Insurance Statistics

Total Valuation

PSX:PINL has a market cap or net worth of PKR 536.50 million. The enterprise value is 529.58 million.

Market Cap536.50M
Enterprise Value 529.58M

Important Dates

The last earnings date was Thursday, August 27, 2026.

Earnings Date Aug 27, 2026
Ex-Dividend Date n/a

Share Statistics

PSX:PINL has 50.57 million shares outstanding.

Current Share Class 50.57M
Shares Outstanding 50.57M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 5.38%
Owned by Institutions (%) 11.87%
Float 30.08M

Valuation Ratios

The trailing PE ratio is 3.49.

PE Ratio 3.49
Forward PE n/a
PS Ratio 0.97
PB Ratio 0.40
P/TBV Ratio 0.40
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 3.45
EV / Sales 0.96
EV / EBITDA 3.41
EV / EBIT 3.60
EV / FCF n/a

Financial Position

The company has a current ratio of 0.53, with a Debt / Equity ratio of 0.01.

Current Ratio 0.53
Quick Ratio 0.19
Debt / Equity 0.01
Debt / EBITDA 0.05
Debt / FCF -0.05
Interest Coverage 81.24

Financial Efficiency

Return on equity (ROE) is 12.45% and return on invested capital (ROIC) is 11.00%.

Return on Equity (ROE) 12.45%
Return on Assets (ROA) 2.78%
Return on Invested Capital (ROIC) 11.00%
Return on Capital Employed (ROCE) 6.88%
Weighted Average Cost of Capital (WACC) 8.70%
Revenue Per Employee 6.14M
Profits Per Employee 1.71M
Employee Count90
Asset Turnover 0.17
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:PINL has paid 9.35 million in taxes.

Income Tax 9.35M
Effective Tax Rate 5.73%

Stock Price Statistics

The stock price has increased by +26.16% in the last 52 weeks. The beta is 0.77, so PSX:PINL's price volatility has been lower than the market average.

Beta (5Y) 0.77
52-Week Price Change +26.16%
50-Day Moving Average 11.38
200-Day Moving Average 9.82
Relative Strength Index (RSI) 42.24
Average Volume (20 Days) 672,293

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:PINL had revenue of PKR 552.68 million and earned 153.69 million in profits. Earnings per share was 3.04.

Revenue552.68M
Gross Profit 350.12M
Operating Income 144.12M
Pretax Income 163.04M
Net Income 153.69M
EBITDA 150.74M
EBIT 144.12M
Earnings Per Share (EPS) 3.04
Full Income Statement

Balance Sheet

The company has 14.62 million in cash and 7.70 million in debt, with a net cash position of 6.92 million or 0.14 per share.

Cash & Cash Equivalents 14.62M
Total Debt 7.70M
Net Cash 6.92M
Net Cash Per Share 0.14
Equity (Book Value) 1.35B
Book Value Per Share 26.77
Working Capital -575.33M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -99.84 million and capital expenditures -53.46 million, giving a free cash flow of -153.30 million.

Operating Cash Flow -99.84M
Capital Expenditures -53.46M
Depreciation & Amortization n/a
Net Borrowing 2.77M
Free Cash Flow -153.30M
FCF Per Share -3.03
Full Cash Flow Statement

Margins

Gross margin is 63.35%, with operating and profit margins of 26.08% and 27.81%.

Gross Margin 63.35%
Operating Margin 26.08%
Pretax Margin 29.50%
Profit Margin 27.81%
EBITDA Margin 27.28%
EBIT Margin 26.08%
FCF Margin n/a

Dividends & Yields

PSX:PINL does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 0.00%
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield 28.65%
FCF Yield -28.57%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 17, 2017. It was a forward split with a ratio of 1.1.

Last Split Date Nov 17, 2017
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 2