Pakistan · Delayed Price · Currency is PKR Premier Insurance Statistics
Total Valuation
PSX:PINL has a market cap or net worth of PKR 485.43 million. The enterprise value is 474.05 million.
| Market Cap | 485.43M |
| Enterprise Value | 474.05M |
Important Dates
The last earnings date was Thursday, October 29, 2026.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
PSX:PINL has 50.57 million shares outstanding. The number of shares has increased by 0.18% in one year.
| Current Share Class | 50.57M |
| Shares Outstanding | 50.57M |
| Shares Change (YoY) | +0.18% |
| Shares Change (QoQ) | -0.07% |
| Owned by Insiders (%) | 5.38% |
| Owned by Institutions (%) | 0.00% |
| Float | 33.55M |
Valuation Ratios
The trailing PE ratio is 3.02.
| PE Ratio | 3.02 |
| Forward PE | n/a |
| PS Ratio | 0.93 |
| PB Ratio | 0.37 |
| P/TBV Ratio | 0.37 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 2.95 |
| EV / Sales | 0.90 |
| EV / EBITDA | 3.61 |
| EV / EBIT | 3.87 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.57, with a Debt / Equity ratio of 0.01.
| Current Ratio | 0.57 |
| Quick Ratio | 0.31 |
| Debt / Equity | 0.01 |
| Debt / EBITDA | 0.06 |
| Debt / FCF | n/a |
| Interest Coverage | 69.98 |
Financial Efficiency
Return on equity (ROE) is 12.53% and return on invested capital (ROIC) is 8.47%.
| Return on Equity (ROE) | 12.53% |
| Return on Assets (ROA) | 1.99% |
| Return on Invested Capital (ROIC) | 8.47% |
| Return on Capital Employed (ROCE) | 5.31% |
| Weighted Average Cost of Capital (WACC) | 8.48% |
| Revenue Per Employee | 5.82M |
| Profits Per Employee | 1.79M |
| Employee Count | 90 |
| Asset Turnover | 0.15 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -4.09M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +5.50% in the last 52 weeks. The beta is 0.74, so PSX:PINL's price volatility has been lower than the market average.
| Beta (5Y) | 0.74 |
| 52-Week Price Change | +5.50% |
| 50-Day Moving Average | 10.09 |
| 200-Day Moving Average | 9.66 |
| Relative Strength Index (RSI) | 48.95 |
| Average Volume (20 Days) | 102,065 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSX:PINL had revenue of PKR 524.17 million and earned 160.88 million in profits. Earnings per share was 3.18.
| Revenue | 524.17M |
| Gross Profit | 330.49M |
| Operating Income | 113.30M |
| Pretax Income | 156.79M |
| Net Income | 160.88M |
| EBITDA | 120.99M |
| EBIT | 113.30M |
| Earnings Per Share (EPS) | 3.18 |
Balance Sheet
The company has 18.28 million in cash and 6.90 million in debt, with a net cash position of 11.37 million or 0.22 per share.
| Cash & Cash Equivalents | 18.28M |
| Total Debt | 6.90M |
| Net Cash | 11.37M |
| Net Cash Per Share | 0.22 |
| Equity (Book Value) | 1.31B |
| Book Value Per Share | 25.87 |
| Working Capital | -607.66M |
Cash Flow
In the last 12 months, operating cash flow was -214.39 million and capital expenditures -48.48 million, giving a free cash flow of -262.87 million.
| Operating Cash Flow | -214.39M |
| Capital Expenditures | -48.48M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 2.77M |
| Free Cash Flow | -262.87M |
| FCF Per Share | -5.20 |
Margins
Gross margin is 63.05%, with operating and profit margins of 21.61% and 30.69%.
| Gross Margin | 63.05% |
| Operating Margin | 21.61% |
| Pretax Margin | 29.91% |
| Profit Margin | 30.69% |
| EBITDA Margin | 23.08% |
| EBIT Margin | 21.61% |
| FCF Margin | n/a |
Dividends & Yields
PSX:PINL does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 0.00% |
| FCF Payout Ratio | n/a |
| Buyback Yield | -0.18% |
| Shareholder Yield | -0.18% |
| Earnings Yield | 33.08% |
| FCF Yield | -54.15% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | n/a |
| Graham Formula Upside | n/a |
Stock Splits
The last stock split was on November 17, 2017. It was a forward split with a ratio of 1.1.
| Last Split Date | Nov 17, 2017 |
| Split Type | Forward |
| Split Ratio | 1.1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |