Premier Insurance Statistics
Total Valuation
PSX:PINL has a market cap or net worth of PKR 536.50 million. The enterprise value is 529.58 million.
| Market Cap | 536.50M |
| Enterprise Value | 529.58M |
Important Dates
The last earnings date was Thursday, August 27, 2026.
| Earnings Date | Aug 27, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
PSX:PINL has 50.57 million shares outstanding.
| Current Share Class | 50.57M |
| Shares Outstanding | 50.57M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 5.38% |
| Owned by Institutions (%) | 11.87% |
| Float | 30.08M |
Valuation Ratios
The trailing PE ratio is 3.49.
| PE Ratio | 3.49 |
| Forward PE | n/a |
| PS Ratio | 0.97 |
| PB Ratio | 0.40 |
| P/TBV Ratio | 0.40 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 3.45 |
| EV / Sales | 0.96 |
| EV / EBITDA | 3.41 |
| EV / EBIT | 3.60 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.53, with a Debt / Equity ratio of 0.01.
| Current Ratio | 0.53 |
| Quick Ratio | 0.19 |
| Debt / Equity | 0.01 |
| Debt / EBITDA | 0.05 |
| Debt / FCF | -0.05 |
| Interest Coverage | 81.24 |
Financial Efficiency
Return on equity (ROE) is 12.45% and return on invested capital (ROIC) is 11.00%.
| Return on Equity (ROE) | 12.45% |
| Return on Assets (ROA) | 2.78% |
| Return on Invested Capital (ROIC) | 11.00% |
| Return on Capital Employed (ROCE) | 6.88% |
| Weighted Average Cost of Capital (WACC) | 8.70% |
| Revenue Per Employee | 6.14M |
| Profits Per Employee | 1.71M |
| Employee Count | 90 |
| Asset Turnover | 0.17 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSX:PINL has paid 9.35 million in taxes.
| Income Tax | 9.35M |
| Effective Tax Rate | 5.73% |
Stock Price Statistics
The stock price has increased by +26.16% in the last 52 weeks. The beta is 0.77, so PSX:PINL's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | +26.16% |
| 50-Day Moving Average | 11.38 |
| 200-Day Moving Average | 9.82 |
| Relative Strength Index (RSI) | 42.24 |
| Average Volume (20 Days) | 672,293 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSX:PINL had revenue of PKR 552.68 million and earned 153.69 million in profits. Earnings per share was 3.04.
| Revenue | 552.68M |
| Gross Profit | 350.12M |
| Operating Income | 144.12M |
| Pretax Income | 163.04M |
| Net Income | 153.69M |
| EBITDA | 150.74M |
| EBIT | 144.12M |
| Earnings Per Share (EPS) | 3.04 |
Balance Sheet
The company has 14.62 million in cash and 7.70 million in debt, with a net cash position of 6.92 million or 0.14 per share.
| Cash & Cash Equivalents | 14.62M |
| Total Debt | 7.70M |
| Net Cash | 6.92M |
| Net Cash Per Share | 0.14 |
| Equity (Book Value) | 1.35B |
| Book Value Per Share | 26.77 |
| Working Capital | -575.33M |
Cash Flow
In the last 12 months, operating cash flow was -99.84 million and capital expenditures -53.46 million, giving a free cash flow of -153.30 million.
| Operating Cash Flow | -99.84M |
| Capital Expenditures | -53.46M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 2.77M |
| Free Cash Flow | -153.30M |
| FCF Per Share | -3.03 |
Margins
Gross margin is 63.35%, with operating and profit margins of 26.08% and 27.81%.
| Gross Margin | 63.35% |
| Operating Margin | 26.08% |
| Pretax Margin | 29.50% |
| Profit Margin | 27.81% |
| EBITDA Margin | 27.28% |
| EBIT Margin | 26.08% |
| FCF Margin | n/a |
Dividends & Yields
PSX:PINL does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 0.00% |
| Buyback Yield | n/a |
| Shareholder Yield | n/a |
| Earnings Yield | 28.65% |
| FCF Yield | -28.57% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on November 17, 2017. It was a forward split with a ratio of 1.1.
| Last Split Date | Nov 17, 2017 |
| Split Type | Forward |
| Split Ratio | 1.1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |