Premier Insurance Limited (PSX:PINL)
Pakistan · Delayed Price · Currency is PKR 9.54
-0.48 (-4.79%)
At close: Nov 2, 2026
Premier Insurance Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 160.88 | 122.67 | 69.06 | 7.94 | -190.27 | -27.53 |
Depreciation & Amortization | 8.99 | 8.07 | 6.72 | 6.56 | 8.39 | 15.19 |
Other Amortization | 0.11 | 0.11 | 0.16 | 0.23 | 0.33 | -5.04 |
Gain (Loss) on Sale of Assets | -11.64 | -2.73 | -11.33 | -2.14 | -3.31 | -6.29 |
Gain (Loss) on Sale of Investments | -199.3 | -223.2 | -154.96 | -2.64 | 49.28 | 29.06 |
Change in Other Net Operating Assets | -117.42 | 23.38 | 24.7 | 17.5 | 185.33 | 29.81 |
Other Operating Activities | -25.39 | -33.29 | -41.18 | -38.24 | -44.09 | -4.78 |
Operating Cash Flow | -214.39 | -109.54 | -116.93 | -47.4 | -67.36 | -182.99 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -48.48 | -9.35 | -1.78 | -0.61 | -1.2 | -34.23 |
Sale of Property, Plant & Equipment | 12.72 | 5.02 | 12.69 | 2.96 | 4.48 | - |
Investment in Securities | 1.23 | -175.99 | -98.74 | -7.07 | -5.13 | 93.48 |
Other Investing Activities | 223.35 | 248.67 | 218.9 | 40.49 | 51.56 | 165.37 |
Investing Cash Flow | 188.81 | 68.34 | 131.08 | 35.77 | 49.71 | 224.62 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 2.77 | 2.71 | - | - | - |
Total Debt Repaid | - | - | - | -2.11 | -3.41 | -3.21 |
Lease Payments | - | - | - | -2.11 | -3.41 | -3.21 |
Net Debt Issued (Repaid) | 2.77 | 2.77 | 2.71 | -2.11 | -3.41 | -3.21 |
Common Dividends Paid | -0 | - | -0.02 | -0.3 | -0 | -0.02 |
Other Financing Activities | -1.62 | -2.11 | -1.44 | -0.63 | -1.16 | -0.02 |
Financing Cash Flow | 1.15 | 0.66 | 1.25 | -3.04 | -4.58 | -3.25 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -24.43 | -40.54 | 15.39 | -14.67 | -22.24 | 38.37 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -262.87 | -118.89 | -118.71 | -48.01 | -68.56 | -217.22 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -50.15% | -22.60% | -23.84% | -12.69% | -21.28% | -53.57% |
Free Cash Flow Per Share | -5.19 | -2.35 | -2.35 | -0.95 | -1.36 | -4.30 |
Levered Free Cash Flow | 7.4 | 288.13 | -106.18 | -5.61 | 63.88 | -104.3 |
Unlevered Free Cash Flow | 8.41 | 289.45 | -105.28 | -5.22 | 64.61 | -103.44 |
Free Cash Flow After Leases | -262.87 | -118.89 | -118.71 | -50.12 | -71.97 | -220.43 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 1.62 | 2.11 | 1.44 | 0.63 | 1.16 | 0.02 |
Cash Income Tax Paid | 10.46 | 10.85 | 3.44 | 8.55 | 5.85 | - |
Change in Working Capital | -117.42 | 23.38 | 24.7 | 17.5 | 185.33 | 29.81 |