Premier Insurance Limited (PSX:PINL)

Premier Insurance Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	195.22	122.67	69.06	7.94	-190.27	-27.53
Depreciation & Amortization	8.08	8.07	6.72	6.56	8.39	15.19
Other Amortization	0.11	0.11	0.16	0.23	0.33	-5.04
Gain (Loss) on Sale of Assets	-14.28	-2.73	-11.33	-2.14	-3.31	-6.29
Gain (Loss) on Sale of Investments	-275.52	-223.2	-154.96	-2.64	49.28	29.06
Change in Other Net Operating Assets	-170.19	23.38	24.7	17.5	185.33	29.81
Other Operating Activities	-42.05	-33.29	-41.18	-38.24	-44.09	-4.78
Operating Cash Flow	-303.17	-109.54	-116.93	-47.4	-67.36	-182.99
Capital Expenditures	-14.82	-9.35	-1.78	-0.61	-1.2	-34.23
Sale of Property, Plant & Equipment	17.34	5.02	12.69	2.96	4.48	-
Investment in Securities	-60.08	-175.99	-98.74	-7.07	-5.13	93.48
Other Investing Activities	301	248.67	218.9	40.49	51.56	165.37
Investing Cash Flow	243.44	68.34	131.08	35.77	49.71	224.62
Long-Term Debt Issued	-	2.77	2.71	-	-	-
Total Debt Repaid	-	-	-	-2.11	-3.41	-3.21
Net Debt Issued (Repaid)	2.77	2.77	2.71	-2.11	-3.41	-3.21
Common Dividends Paid	-0	-	-0.02	-0.3	-0	-0.02
Other Financing Activities	-1.92	-2.11	-1.44	-0.63	-1.16	-0.02
Financing Cash Flow	0.85	0.66	1.25	-3.04	-4.58	-3.25
Net Cash Flow	-58.88	-40.54	15.39	-14.67	-22.24	38.37
Free Cash Flow	-317.99	-118.89	-118.71	-48.01	-68.56	-217.22
Free Cash Flow Margin	-53.80%	-22.60%	-23.84%	-12.69%	-21.28%	-53.57%
Free Cash Flow Per Share	-6.28	-2.35	-2.35	-0.95	-1.36	-4.30
Cash Interest Paid	1.92	2.11	1.44	0.63	1.16	0.02
Cash Income Tax Paid	10.75	10.85	3.44	8.55	5.85	-
Levered Free Cash Flow	14.01	288.13	-106.18	-5.61	63.88	-104.3
Unlevered Free Cash Flow	15.21	289.45	-105.28	-5.22	64.61	-103.44
Change in Working Capital	-170.19	23.38	24.7	17.5	185.33	29.81

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.