Premier Insurance Limited (PSX:PINL)

Premier Insurance Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 7, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	494	527	275	356	314	300
Market Cap Growth	79.74%	92.08%	-22.98%	13.53%	4.54%	22.47%
Enterprise Value	498	520	237	301	263	232
PE Ratio	2.53	4.30	3.98	44.91	-	-
PS Ratio	0.83	1.00	0.55	0.94	0.98	0.74
PB Ratio	0.45	0.41	0.23	0.38	0.37	0.23
EV/Sales Ratio	0.84	0.99	0.48	0.79	0.82	0.57
EV/EBITDA Ratio	2.42	4.02	3.97	-	-	-
EV/EBIT Ratio	2.52	4.24	4.36	-	-	-
Debt / Equity Ratio	0.01	0.01	0.01	0.00	0.01	0.01
Debt / EBITDA Ratio	0.04	0.07	0.19	-	-	-
Net Debt / Equity Ratio	0.00	-0.01	-0.04	-0.04	-0.06	-0.06
Net Debt / EBITDA Ratio	0.02	-0.12	-0.91	2.22	0.23	1.21
Net Debt / FCF Ratio	-0.01	0.13	0.46	0.77	0.73	0.37
Quick Ratio	0.28	0.23	0.30	0.20	0.22	0.22
Current Ratio	0.51	0.54	0.69	0.60	0.68	0.82
Asset Turnover	0.20	0.16	0.17	0.14	0.10	0.12
Return on Equity (ROE)	17.26%	9.84%	6.44%	0.88%	-17.39%	-2.06%
Return on Assets (ROA)	4.04%	2.30%	1.14%	-0.50%	-4.48%	-1.49%
Return on Invested Capital (ROIC)	15.43%	9.07%	4.67%	-1.17%	-20.53%	-5.96%
Earnings Yield	39.56%	23.26%	25.15%	2.23%	-60.59%	-9.17%
FCF Yield	-64.43%	-22.54%	-43.23%	-13.47%	-21.83%	-72.32%
Payout Ratio	0.00%	-	0.03%	3.82%	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.