Premier Insurance Limited (PSX:PINL)
10.61
-0.19 (-1.76%)
At close: Sep 11, 2026
Premier Insurance Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 552.68 | 526.09 | 497.95 | 378.43 | 322.23 | 405.47 |
Revenue Growth | 4.47% | 5.65% | 31.58% | 17.44% | -20.53% | 78.19% |
Operating Income Operating Income Growth | 144.12 | 122.68 | 54.24 | -21.85 | -226.47 | -80.12 |
Net Income Net Income Growth | 153.69 | 122.67 | 69.06 | 7.94 | -190.27 | -27.53 |
Earnings Per Share EPS Growth | 3.04 | 2.43 | 1.37 | 0.16 | -3.76 | -0.54 |
EPS Growth | 43.60% | 77.62% | 769.99% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Fire and Property Damages Fire and Property Damages Growth | 37.35 | 30.8 | 5.57 | 37.84 | 21.39 | 5.9 |
Marine, Aviation and transport Marine, Aviation and transport Growth | 13.55 | 13.35 | 6.66 | 7.83 | 20.84 | 19.33 |
Motor Motor Growth | 85.46 | 79.58 | 71.83 | 72.05 | 59.85 | 61.95 |
Health Health Growth | 120.06 | 132.52 | 161.62 | 167.59 | 159.27 | 140.47 |
Miscellaneous Miscellaneous Growth | 16.56 | 17.98 | 24.05 | 29.54 | 26.83 | 19.08 |
Unallocated Net Investment Income / (Loss) Unallocated Net Investment Income / (Loss) Growth | 260.94 | 233.12 | 212.3 | 45.69 | -3.65 | 151.79 |
Unallocated Rental Income Unallocated Rental Income Growth | 13.14 | 11.9 | 4.41 | 4.84 | 4.84 | 4.16 |
Total Total Growth | 547.05 | 519.25 | 486.44 | 372.18 | 289.37 | 402.69 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 14.62 | 24.66 | 65.99 | 40.69 | 57.88 | 91.29 |
Total Debt Total Debt Growth | 7.7 | 9.18 | 11.7 | 3.95 | 7.97 | 10.22 |
Net Cash (Debt) Net Cash Growth | 6.92 | 15.48 | 54.29 | 36.74 | 49.9 | 81.07 |
Net Cash Growth | -44.98% | -71.48% | 47.78% | -26.38% | -38.44% | 160.93% |
Net Cash Per Share Net Cash Per Share Growth | 0.14 | 0.31 | 1.07 | 0.73 | 0.99 | 1.60 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -99.84 | -109.54 | -116.93 | -47.4 | -67.36 | -182.99 |
Capital Expenditures CapEx Growth | -53.46 | -9.35 | -1.78 | -0.61 | -1.2 | -34.23 |
Free Cash Flow Free Cash Flow Growth | -153.3 | -118.89 | -118.71 | -48.01 | -68.56 | -217.22 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 26.08% | 23.32% | 10.89% | -5.77% | -70.28% | -19.76% |
Pretax Margin | 29.50% | 25.11% | 14.91% | 4.30% | -56.82% | -4.76% |
Profit Margin | 27.81% | 23.32% | 13.87% | 2.10% | -59.05% | -6.79% |
FCF Margin | -27.74% | -22.60% | -23.84% | -12.69% | -21.28% | -53.57% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 3.49 | 4.30 | 3.98 | 44.91 | - | - |
PS Ratio | 0.97 | 1.00 | 0.55 | 0.94 | 0.98 | 0.74 |