Premier Insurance Income Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	274.22	269.73	317.92	285.12	246.74
Total Interest & Dividend Income	24.73	66.26	52.11	53.14	186.14
Gain (Loss) on Sale of Investments	223.2	154.96	2.64	-49.28	-29.06
Other Revenue	3.94	6.99	5.76	33.24	1.65
Total Revenue	526.09	497.95	378.43	322.23	405.47
Revenue Growth (YoY)	5.65%	31.58%	17.44%	-20.53%	78.19%
Policy Benefits	167.46	154.78	145.47	305.16	231.18
Policy Acquisition & Underwriting Costs	39.3	32.64	38.69	27.48	23.76
Selling, General & Administrative	305.99	313.15	268.84	275.17	270.79
Other Operating Expenses	-109.34	-56.85	-52.72	-59.12	-40.14
Total Operating Expenses	403.41	443.71	400.28	548.7	485.59
Operating Income	122.68	54.24	-21.85	-226.47	-80.12
Interest Expense	-2.11	-1.44	-0.63	-1.16	-1.37
Earnings From Equity Investments	2.59	14.23	11.17	3.18	11.7
Other Non Operating Income (Expenses)	4.23	-	-	-0.04	-1.12
EBT Excluding Unusual Items	127.39	67.03	-11.3	-224.5	-70.91
Gain (Loss) on Sale of Assets	2.73	11.33	2.14	3.31	6.29
Asset Writedown	1.95	-4.14	25.44	23.58	22
Other Unusual Items	-	-	-	14.54	23.31
Pretax Income	132.08	74.23	16.28	-183.08	-19.31
Income Tax Expense	9.41	5.17	8.34	7.19	8.22
Net Income	122.67	69.06	7.94	-190.27	-27.53
Net Income to Common	122.67	69.06	7.94	-190.27	-27.53
Net Income Growth	77.62%	769.99%	-	-	-
Shares Outstanding (Basic)	51	51	51	51	51
Shares Outstanding (Diluted)	51	51	51	51	51
EPS (Basic)	2.43	1.37	0.16	-3.76	-0.54
EPS (Diluted)	2.43	1.37	0.16	-3.76	-0.54
EPS Growth	77.62%	769.99%	-	-	-
Free Cash Flow	-118.89	-118.71	-48.01	-68.56	-217.22
Free Cash Flow Per Share	-2.35	-2.35	-0.95	-1.36	-4.30
Operating Margin	23.32%	10.89%	-5.77%	-70.28%	-19.76%
Profit Margin	23.32%	13.87%	2.10%	-59.05%	-6.79%
Free Cash Flow Margin	-22.60%	-23.84%	-12.69%	-21.28%	-53.57%
EBITDA	129.45	59.69	-16.59	-220.3	-67.19
EBITDA Margin	24.61%	11.99%	-4.38%	-68.37%	-16.57%
D&A For EBITDA	6.77	5.45	5.26	6.17	12.93
EBIT	122.68	54.24	-21.85	-226.47	-80.12
EBIT Margin	23.32%	10.89%	-5.77%	-70.28%	-19.76%
Effective Tax Rate	7.13%	6.96%	51.23%	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.