Premier Insurance Limited (PSX:PINL)
9.76
+0.01 (0.10%)
At close: May 8, 2026
Premier Insurance Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 275.87 | 274.22 | 269.73 | 317.92 | 285.12 | 246.74 |
Total Interest & Dividend Income | 76.38 | 24.73 | 66.26 | 52.11 | 53.14 | 186.14 |
Gain (Loss) on Sale of Investments | 223.2 | 223.2 | 154.96 | 2.64 | -49.28 | -29.06 |
Other Revenue | 15.62 | 3.94 | 6.99 | 5.76 | 33.24 | 1.65 |
| 591.07 | 526.09 | 497.95 | 378.43 | 322.23 | 405.47 | |
Revenue Growth (YoY) | 14.55% | 5.65% | 31.58% | 17.44% | -20.53% | 78.19% |
Policy Benefits | 167.03 | 167.46 | 154.78 | 145.47 | 305.16 | 231.18 |
Policy Acquisition & Underwriting Costs | 26.63 | 39.3 | 32.64 | 38.69 | 27.48 | 23.76 |
Selling, General & Administrative | 315.63 | 305.99 | 313.15 | 268.84 | 275.17 | 270.79 |
Other Operating Expenses | -113.26 | -109.34 | -56.85 | -52.72 | -59.12 | -40.14 |
Total Operating Expenses | 396.03 | 403.41 | 443.71 | 400.28 | 548.7 | 485.59 |
Operating Income | 195.04 | 122.68 | 54.24 | -21.85 | -226.47 | -80.12 |
Interest Expense | -1.92 | -2.11 | -1.44 | -0.63 | -1.16 | -1.37 |
Earnings From Equity Investments | 2.59 | 2.59 | 14.23 | 11.17 | 3.18 | 11.7 |
Other Non Operating Income (Expenses) | 4.23 | 4.23 | - | - | -0.04 | -1.12 |
EBT Excluding Unusual Items | 199.94 | 127.39 | 67.03 | -11.3 | -224.5 | -70.91 |
Gain (Loss) on Sale of Assets | 2.73 | 2.73 | 11.33 | 2.14 | 3.31 | 6.29 |
Asset Writedown | 1.95 | 1.95 | -4.14 | 25.44 | 23.58 | 22 |
Other Unusual Items | - | - | - | - | 14.54 | 23.31 |
Pretax Income | 204.62 | 132.08 | 74.23 | 16.28 | -183.08 | -19.31 |
Income Tax Expense | 9.41 | 9.41 | 5.17 | 8.34 | 7.19 | 8.22 |
Net Income | 195.22 | 122.67 | 69.06 | 7.94 | -190.27 | -27.53 |
Net Income to Common | 195.22 | 122.67 | 69.06 | 7.94 | -190.27 | -27.53 |
Net Income Growth | 103.09% | 77.62% | 769.99% | - | - | - |
Shares Outstanding (Basic) | 51 | 51 | 51 | 51 | 51 | 51 |
Shares Outstanding (Diluted) | 51 | 51 | 51 | 51 | 51 | 51 |
Shares Change (YoY) | 0.10% | - | - | - | - | - |
EPS (Basic) | 3.86 | 2.43 | 1.37 | 0.16 | -3.76 | -0.54 |
EPS (Diluted) | 3.86 | 2.43 | 1.37 | 0.16 | -3.76 | -0.54 |
EPS Growth | 102.88% | 77.62% | 769.99% | - | - | - |
Free Cash Flow | -317.99 | -118.89 | -118.71 | -48.01 | -68.56 | -217.22 |
Free Cash Flow Per Share | -6.28 | -2.35 | -2.35 | -0.95 | -1.36 | -4.30 |
Operating Margin | 33.00% | 23.32% | 10.89% | -5.77% | -70.28% | -19.76% |
Profit Margin | 33.03% | 23.32% | 13.87% | 2.10% | -59.05% | -6.79% |
Free Cash Flow Margin | -53.80% | -22.60% | -23.84% | -12.69% | -21.28% | -53.57% |
EBITDA | 201.82 | 129.45 | 59.69 | -16.59 | -220.3 | -67.19 |
EBITDA Margin | 34.14% | 24.61% | 11.99% | -4.38% | -68.37% | -16.57% |
D&A For EBITDA | 6.78 | 6.77 | 5.45 | 5.26 | 6.17 | 12.93 |
EBIT | 195.04 | 122.68 | 54.24 | -21.85 | -226.47 | -80.12 |
EBIT Margin | 33.00% | 23.32% | 10.89% | -5.77% | -70.28% | -19.76% |
Effective Tax Rate | 4.60% | 7.13% | 6.96% | 51.23% | - | - |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.