Premier Insurance Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	97.72	69.06	7.94	-190.27	-27.53	-117.11	Upgrade
Depreciation & Amortization	7.24	6.72	6.56	8.39	15.19	11.32	Upgrade
Other Amortization	0.16	0.16	0.23	0.33	-5.04	0.85	Upgrade
Gain (Loss) on Sale of Assets	-11.07	-11.33	-2.14	-3.31	-6.29	-3.59	Upgrade
Gain (Loss) on Sale of Investments	-182.09	-154.96	-2.64	49.28	29.06	1.61	Upgrade
Change in Other Net Operating Assets	68.1	24.7	17.5	185.33	29.81	59.5	Upgrade
Other Operating Activities	-40.12	-41.18	-38.24	-44.09	-4.78	-43.67	Upgrade
Operating Cash Flow	-73.23	-116.93	-47.4	-67.36	-182.99	-121.79	Upgrade
Capital Expenditures	-2.01	-1.78	-0.61	-1.2	-34.23	-5.03	Upgrade
Sale of Property, Plant & Equipment	12.39	12.69	2.96	4.48	-	4.37	Upgrade
Investment in Securities	-130.79	-98.74	-7.07	-5.13	93.48	19.17	Upgrade
Other Investing Activities	243.33	218.9	40.49	51.56	165.37	53.22	Upgrade
Investing Cash Flow	122.93	131.08	35.77	49.71	224.62	71.74	Upgrade
Long-Term Debt Issued	-	2.71	-	-	-	-	Upgrade
Total Debt Repaid	-3.15	-	-2.11	-3.41	-3.21	-3.25	Upgrade
Net Debt Issued (Repaid)	-0.44	2.71	-2.11	-3.41	-3.21	-3.25	Upgrade
Common Dividends Paid	-	-0.02	-0.3	-0	-0.02	-2.75	Upgrade
Other Financing Activities	-1.97	-1.44	-0.63	-1.16	-0.02	-1.55	Upgrade
Financing Cash Flow	-2.41	1.25	-3.04	-4.58	-3.25	-7.56	Upgrade
Net Cash Flow	47.29	15.39	-14.67	-22.24	38.37	-57.61	Upgrade
Free Cash Flow	-75.24	-118.71	-48.01	-68.56	-217.22	-126.82	Upgrade
Free Cash Flow Margin	-14.52%	-23.84%	-12.69%	-21.28%	-53.57%	-55.73%	Upgrade
Free Cash Flow Per Share	-1.49	-2.35	-0.95	-1.36	-4.30	-2.51	Upgrade
Cash Interest Paid	1.97	1.44	0.63	1.16	0.02	1.55	Upgrade
Cash Income Tax Paid	3.23	3.44	8.55	5.85	-	-	Upgrade
Levered Free Cash Flow	145.09	80.67	-5.61	63.88	-104.3	-31.61	Upgrade
Unlevered Free Cash Flow	146.33	81.57	-5.22	64.61	-103.44	-30.64	Upgrade
Change in Net Working Capital	-89.48	-42.56	-2.26	-198.63	29.3	-58.52	Upgrade

Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.