Premier Insurance Limited (PSX:PINL)

Accolade Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	97.72	69.06	7.94	-190.27	-27.53	-117.11
Depreciation & Amortization	7.24	6.72	6.56	8.39	15.19	11.32
Other Amortization	0.16	0.16	0.23	0.33	-5.04	0.85
Gain (Loss) on Sale of Assets	-11.07	-11.33	-2.14	-3.31	-6.29	-3.59
Gain (Loss) on Sale of Investments	-182.09	-154.96	-2.64	49.28	29.06	1.61
Change in Other Net Operating Assets	68.1	24.7	17.5	185.33	29.81	59.5
Other Operating Activities	-40.12	-41.18	-38.24	-44.09	-4.78	-43.67
Operating Cash Flow	-73.23	-116.93	-47.4	-67.36	-182.99	-121.79
Capital Expenditures	-2.01	-1.78	-0.61	-1.2	-34.23	-5.03
Sale of Property, Plant & Equipment	12.39	12.69	2.96	4.48	-	4.37
Investment in Securities	-130.79	-98.74	-7.07	-5.13	93.48	19.17
Other Investing Activities	243.33	218.9	40.49	51.56	165.37	53.22
Investing Cash Flow	122.93	131.08	35.77	49.71	224.62	71.74
Long-Term Debt Issued	-	2.71	-	-	-	-
Total Debt Repaid	-3.15	-	-2.11	-3.41	-3.21	-3.25
Net Debt Issued (Repaid)	-0.44	2.71	-2.11	-3.41	-3.21	-3.25
Common Dividends Paid	-	-0.02	-0.3	-0	-0.02	-2.75
Other Financing Activities	-1.97	-1.44	-0.63	-1.16	-0.02	-1.55
Financing Cash Flow	-2.41	1.25	-3.04	-4.58	-3.25	-7.56
Net Cash Flow	47.29	15.39	-14.67	-22.24	38.37	-57.61
Free Cash Flow	-75.24	-118.71	-48.01	-68.56	-217.22	-126.82
Free Cash Flow Margin	-14.52%	-23.84%	-12.69%	-21.28%	-53.57%	-55.73%
Free Cash Flow Per Share	-1.49	-2.35	-0.95	-1.36	-4.30	-2.51
Cash Interest Paid	1.97	1.44	0.63	1.16	0.02	1.55
Cash Income Tax Paid	3.23	3.44	8.55	5.85	-	-
Levered Free Cash Flow	145.09	80.67	-5.61	63.88	-104.3	-31.61
Unlevered Free Cash Flow	146.33	81.57	-5.22	64.61	-103.44	-30.64
Change in Net Working Capital	-89.48	-42.56	-2.26	-198.63	29.3	-58.52

Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.