Premier Insurance Limited (PSX:PINL)

Premier Insurance Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	135.95	69.06	7.94	-190.27	-27.53	-117.11
Depreciation & Amortization	8.23	6.72	6.56	8.39	15.19	11.32
Other Amortization	0.25	0.16	0.23	0.33	-5.04	0.85
Gain (Loss) on Sale of Assets	-3.07	-11.33	-2.14	-3.31	-6.29	-3.59
Gain (Loss) on Sale of Investments	-217.83	-154.96	-2.64	49.28	29.06	1.61
Change in Other Net Operating Assets	-97.74	24.7	17.5	185.33	29.81	59.5
Other Operating Activities	-32.64	-41.18	-38.24	-44.09	-4.78	-43.67
Operating Cash Flow	-206.93	-116.93	-47.4	-67.36	-182.99	-121.79
Capital Expenditures	3.83	-1.78	-0.61	-1.2	-34.23	-5.03
Sale of Property, Plant & Equipment	5.49	12.69	2.96	4.48	-	4.37
Investment in Securities	-92.83	-98.74	-7.07	-5.13	93.48	19.17
Other Investing Activities	284.86	218.9	40.49	51.56	165.37	53.22
Investing Cash Flow	201.35	131.08	35.77	49.71	224.62	71.74
Long-Term Debt Issued	-	2.71	-	-	-	-
Total Debt Repaid	-	-	-2.11	-3.41	-3.21	-3.25
Net Debt Issued (Repaid)	2.71	2.71	-2.11	-3.41	-3.21	-3.25
Common Dividends Paid	-	-0.02	-0.3	-0	-0.02	-2.75
Other Financing Activities	-2.57	-1.44	-0.63	-1.16	-0.02	-1.55
Financing Cash Flow	0.13	1.25	-3.04	-4.58	-3.25	-7.56
Net Cash Flow	-5.44	15.39	-14.67	-22.24	38.37	-57.61
Free Cash Flow	-203.1	-118.71	-48.01	-68.56	-217.22	-126.82
Free Cash Flow Margin	-36.48%	-23.84%	-12.69%	-21.28%	-53.57%	-55.73%
Free Cash Flow Per Share	-4.02	-2.35	-0.95	-1.36	-4.30	-2.51
Cash Interest Paid	2.57	1.44	0.63	1.16	0.02	1.55
Cash Income Tax Paid	3.29	3.44	8.55	5.85	-	-
Levered Free Cash Flow	56.86	80.67	-5.61	63.88	-104.3	-31.61
Unlevered Free Cash Flow	58.47	81.57	-5.22	64.61	-103.44	-30.64
Change in Working Capital	-97.74	24.7	17.5	185.33	29.81	59.5

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.