Premier Insurance Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	122.67	69.06	7.94	-190.27	-27.53
Depreciation & Amortization	8.18	6.72	6.56	8.39	15.19
Other Amortization	-	0.16	0.23	0.33	-5.04
Gain (Loss) on Sale of Assets	-2.73	-11.33	-2.14	-3.31	-6.29
Gain (Loss) on Sale of Investments	-223.2	-154.96	-2.64	49.28	29.06
Change in Other Net Operating Assets	23.38	24.7	17.5	185.33	29.81
Other Operating Activities	23.33	-41.18	-38.24	-44.09	-4.78
Operating Cash Flow	-109.54	-116.93	-47.4	-67.36	-182.99
Capital Expenditures	-9.35	-1.78	-0.61	-1.2	-34.23
Sale of Property, Plant & Equipment	5.02	12.69	2.96	4.48	-
Investment in Securities	-175.99	-98.74	-7.07	-5.13	93.48
Other Investing Activities	248.67	218.9	40.49	51.56	165.37
Investing Cash Flow	68.34	131.08	35.77	49.71	224.62
Long-Term Debt Issued	2.77	2.71	-	-	-
Total Debt Repaid	-	-	-2.11	-3.41	-3.21
Net Debt Issued (Repaid)	2.77	2.71	-2.11	-3.41	-3.21
Common Dividends Paid	-	-0.02	-0.3	-0	-0.02
Other Financing Activities	-2.11	-1.44	-0.63	-1.16	-0.02
Financing Cash Flow	0.66	1.25	-3.04	-4.58	-3.25
Net Cash Flow	-40.54	15.39	-14.67	-22.24	38.37
Free Cash Flow	-118.89	-118.71	-48.01	-68.56	-217.22
Free Cash Flow Margin	-22.52%	-23.84%	-12.69%	-21.28%	-53.57%
Free Cash Flow Per Share	-2.35	-2.35	-0.95	-1.36	-4.30
Cash Interest Paid	2.11	1.44	0.63	1.16	0.02
Cash Income Tax Paid	10.85	3.44	8.55	5.85	-
Levered Free Cash Flow	-0.91	80.67	-5.61	63.88	-104.3
Unlevered Free Cash Flow	0.41	81.57	-5.22	64.61	-103.44
Change in Working Capital	23.38	24.7	17.5	185.33	29.81

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.