Premier Insurance Statistics

Total Valuation

PSX:PINL has a market cap or net worth of PKR 277.60 million. The enterprise value is 228.43 million.

Market Cap	277.60M
Enterprise Value	228.43M

Important Dates

The next estimated earnings date is Friday, April 4, 2025.

Earnings Date	Apr 4, 2025
Ex-Dividend Date	n/a

Share Statistics

PSX:PINL has 50.57 million shares outstanding. The number of shares has decreased by -0.31% in one year.

Current Share Class	n/a
Shares Outstanding	50.57M
Shares Change (YoY)	-0.31%
Shares Change (QoQ)	-1.24%
Owned by Insiders (%)	5.38%
Owned by Institutions (%)	10.90%
Float	28.97M

Valuation Ratios

The trailing PE ratio is 4.01.

PE Ratio	4.01
Forward PE	n/a
PS Ratio	0.55
PB Ratio	0.23
P/TBV Ratio	0.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.64, with an EV/FCF ratio of -1.92.

EV / Earnings	3.31
EV / Sales	0.45
EV / EBITDA	2.64
EV / EBIT	2.86
EV / FCF	-1.92

Financial Position

The company has a current ratio of 0.59, with a Debt / Equity ratio of 0.00.

Current Ratio	0.59
Quick Ratio	0.37
Debt / Equity	0.00
Debt / EBITDA	0.07
Debt / FCF	-0.04
Interest Coverage	45.56

Financial Efficiency

Return on equity (ROE) is 6.43% and return on invested capital (ROIC) is 3.80%.

Return on Equity (ROE)	6.43%
Return on Assets (ROA)	1.46%
Return on Invested Capital (ROIC)	3.80%
Return on Capital Employed (ROCE)	4.33%
Revenue Per Employee	6.16M
Profits Per Employee	842,183
Employee Count	82
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -20.09% in the last 52 weeks. The beta is 0.64, so PSX:PINL's price volatility has been lower than the market average.

Beta (5Y)	0.64
52-Week Price Change	-20.09%
50-Day Moving Average	5.47
200-Day Moving Average	6.12
Relative Strength Index (RSI)	51.44
Average Volume (20 Days)	5,792

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:PINL had revenue of PKR 504.76 million and earned 69.06 million in profits. Earnings per share was 1.37.

Revenue	504.76M
Gross Profit	333.91M
Operating Income	65.57M
Pretax Income	74.23M
Net Income	69.06M
EBITDA	72.45M
EBIT	65.57M
Earnings Per Share (EPS)	1.37

Full Income Statement

Balance Sheet

The company has 54.46 million in cash and 5.29 million in debt, giving a net cash position of 49.17 million or 0.97 per share.

Cash & Cash Equivalents	54.46M
Total Debt	5.29M
Net Cash	49.17M
Net Cash Per Share	0.97
Equity (Book Value)	1.20B
Book Value Per Share	24.01
Working Capital	-611.21M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -116.93 million and capital expenditures -1.78 million, giving a free cash flow of -118.71 million.

Operating Cash Flow	-116.93M
Capital Expenditures	-1.78M
Free Cash Flow	-118.71M
FCF Per Share	-2.35

Full Cash Flow Statement

Margins

Gross margin is 66.15%, with operating and profit margins of 12.99% and 13.68%.

Gross Margin	66.15%
Operating Margin	12.99%
Pretax Margin	14.71%
Profit Margin	13.68%
EBITDA Margin	14.35%
EBIT Margin	12.99%
FCF Margin	n/a

Dividends & Yields

PSX:PINL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	0.03%
Buyback Yield	0.31%
Shareholder Yield	0.31%
Earnings Yield	24.88%
FCF Yield	-42.76%

Stock Splits

The last stock split was on November 17, 2017. It was a forward split with a ratio of 1.1.

Last Split Date	Nov 17, 2017
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a