The Pakistan General Insurance Company Limited (PSX:PKGI)

PSX:PKGI Income Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Premiums & Annuity Revenue	-	-	-	-	-17.98
Total Interest & Dividend Income	6.38	5.73	5.62	7.27	4.78
Gain (Loss) on Sale of Investments	-	-	-	-	-0.01
Other Revenue	-	-	-	0	0
Total Revenue	6.38	5.73	5.62	7.27	-13.21
Revenue Growth (YoY)	11.30%	1.94%	-22.65%	-	-
Policy Benefits	-	-	-	-	-41.2
Policy Acquisition & Underwriting Costs	-	-	2.08	2.87	11.41
Depreciation & Amortization	6.04	6.57	18.35	21.1	23.42
Selling, General & Administrative	47.5	27.25	39.45	24.7	41.75
Other Operating Expenses	-	-	-	-	0.03
Total Operating Expenses	56.48	37.29	63.58	54.67	48.66
Operating Income	-50.1	-31.56	-57.96	-47.4	-61.87
Other Non Operating Income (Expenses)	-0.05	-0.04	-0.05	0.19	-0.13
EBT Excluding Unusual Items	-50.15	-31.6	-58.02	-47.21	-62
Gain (Loss) on Sale of Assets	0.11	1.88	5.99	5.42	3.14
Asset Writedown	117.82	-2.3	24.01	-	-
Other Unusual Items	-	2.33	33.03	-	11.95
Pretax Income	67.78	-29.7	5.02	-41.79	-46.91
Income Tax Expense	-2.67	-0.9	-8.07	-	-27.38
Net Income	70.46	-28.79	13.09	-41.79	-19.53
Net Income to Common	70.46	-28.79	13.09	-41.79	-19.53
Shares Outstanding (Basic)	46	46	46	46	46
Shares Outstanding (Diluted)	46	46	46	46	46
EPS (Basic)	1.52	-0.62	0.28	-0.90	-0.42
EPS (Diluted)	1.52	-0.62	0.28	-0.90	-0.42
Free Cash Flow	-47.57	-20.02	-21.82	-19.92	-49.95
Free Cash Flow Per Share	-1.02	-0.43	-0.47	-0.43	-1.08
Operating Margin	-785.62%	-550.92%	-1031.32%	-652.42%	-
Profit Margin	1104.86%	-502.53%	232.87%	-575.20%	-
Free Cash Flow Margin	-745.94%	-349.48%	-388.20%	-274.22%	-
EBITDA	-44.05	-24.99	-39.61	-26.56	-38.43
D&A For EBITDA	6.04	6.57	18.35	20.84	23.44
EBIT	-50.1	-31.56	-57.96	-47.4	-61.87

Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.