The Pakistan General Insurance Company Limited (PSX:PKGI)

PSX:PKGI Statistics

Total Valuation

PSX:PKGI has a market cap or net worth of PKR 978.00 million. The enterprise value is 989.49 million.

Market Cap	978.00M
Enterprise Value	989.49M

Important Dates

The last earnings date was Friday, May 1, 2026.

Earnings Date	May 1, 2026
Ex-Dividend Date	n/a

Share Statistics

PSX:PKGI has 50.00 million shares outstanding.

Current Share Class	50.00M
Shares Outstanding	50.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	87.02%
Owned by Institutions (%)	n/a
Float	4.95M

Valuation Ratios

The trailing PE ratio is 34.46.

PE Ratio	34.46
Forward PE	n/a
PS Ratio	6.56
PB Ratio	1.36
P/TBV Ratio	1.36
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 26.96, with an EV/FCF ratio of -27.46.

EV / Earnings	34.86
EV / Sales	6.64
EV / EBITDA	26.96
EV / EBIT	30.65
EV / FCF	-27.46

Financial Position

The company has a current ratio of 0.99, with a Debt / Equity ratio of 0.04.

Current Ratio	0.99
Quick Ratio	0.82
Debt / Equity	0.04
Debt / EBITDA	0.78
Debt / FCF	-0.79
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.08% and return on invested capital (ROIC) is 4.43%.

Return on Equity (ROE)	4.08%
Return on Assets (ROA)	2.48%
Return on Invested Capital (ROIC)	4.43%
Return on Capital Employed (ROCE)	4.41%
Weighted Average Cost of Capital (WACC)	1.99%
Revenue Per Employee	8.77M
Profits Per Employee	1.67M
Employee Count	17
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

Income Tax	-1.83M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +79.61% in the last 52 weeks. The beta is -0.40, so PSX:PKGI's price volatility has been lower than the market average.

Beta (5Y)	-0.40
52-Week Price Change	+79.61%
50-Day Moving Average	25.41
200-Day Moving Average	17.38
Relative Strength Index (RSI)	44.30
Average Volume (20 Days)	132,723

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:PKGI had revenue of PKR 149.06 million and earned 28.38 million in profits. Earnings per share was 0.57.

Revenue	149.06M
Gross Profit	97.05M
Operating Income	32.28M
Pretax Income	26.56M
Net Income	28.38M
EBITDA	36.70M
EBIT	32.28M
Earnings Per Share (EPS)	0.57

Balance Sheet

The company has 16.98 million in cash and 28.47 million in debt, with a net cash position of -11.49 million or -0.23 per share.

Cash & Cash Equivalents	16.98M
Total Debt	28.47M
Net Cash	-11.49M
Net Cash Per Share	-0.23
Equity (Book Value)	719.04M
Book Value Per Share	14.38
Working Capital	-1.34M

Cash Flow

In the last 12 months, operating cash flow was -16.29 million and capital expenditures -19.74 million, giving a free cash flow of -36.03 million.

Operating Cash Flow	-16.29M
Capital Expenditures	-19.74M
Depreciation & Amortization	n/a
Net Borrowing	16.61M
Free Cash Flow	-36.03M
FCF Per Share	-0.72

Margins

Gross margin is 65.11%, with operating and profit margins of 21.66% and 19.04%.

Gross Margin	65.11%
Operating Margin	21.66%
Pretax Margin	17.82%
Profit Margin	19.04%
EBITDA Margin	24.62%
EBIT Margin	21.66%
FCF Margin	n/a

Dividends & Yields

PSX:PKGI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	2.90%
FCF Yield	-3.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 20, 2017. It was a forward split with a ratio of 1.16.

Last Split Date	Apr 20, 2017
Split Type	Forward
Split Ratio	1.16

Scores

Altman Z-Score	n/a
Piotroski F-Score	3