PSX:PKGI Income Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	135.38	7.54	-	-	-
Total Interest & Dividend Income	13.6	11.64	6.38	5.73	5.62
Other Revenue	0.08	0.75	-	-	-
Total Revenue	149.06	19.93	6.38	5.73	5.62
Revenue Growth (YoY)	648.00%	212.49%	11.30%	1.94%	-22.65%
Policy Benefits	15.91	2.95	-	-	-
Policy Acquisition & Underwriting Costs	36.1	2.84	-	-	2.08
Amortization of Goodwill & Intangibles	0.43	-	-	-	-
Depreciation & Amortization	3.99	2.84	6.04	6.57	18.35
Selling, General & Administrative	42.07	25.36	47.5	27.25	39.45
Other Operating Expenses	2.93	0.18	-	-	-
Total Operating Expenses	116.78	35.83	56.48	37.29	63.58
Operating Income	32.28	-15.9	-50.1	-31.56	-57.96
Other Non Operating Income (Expenses)	-0.37	-0.11	-0.05	-0.04	-0.05
EBT Excluding Unusual Items	31.91	-16.01	-50.15	-31.6	-58.02
Gain (Loss) on Sale of Assets	1.3	0.02	0.11	1.88	5.99
Asset Writedown	-6.65	47.38	117.82	-2.3	24.01
Other Unusual Items	-	-	-	2.33	33.03
Pretax Income	26.56	31.38	67.78	-29.7	5.02
Income Tax Expense	-1.83	-0.42	-2.67	-0.9	-8.07
Net Income	28.38	31.8	70.46	-28.79	13.09
Net Income to Common	28.38	31.8	70.46	-28.79	13.09
Net Income Growth	-10.75%	-54.86%	-	-	-
Shares Outstanding (Basic)	50	50	46	46	46
Shares Outstanding (Diluted)	50	50	48	46	46
Shares Change (YoY)	-	3.61%	4.00%	-	-
EPS (Basic)	0.57	0.64	1.52	-0.62	0.28
EPS (Diluted)	0.57	0.64	1.46	-0.62	0.28
EPS Growth	-10.75%	-56.43%	-	-	-
Free Cash Flow	-36.03	-11.99	-47.57	-20.02	-21.82
Free Cash Flow Per Share	-0.72	-0.24	-0.99	-0.43	-0.47
Operating Margin	21.65%	-79.79%	-785.62%	-550.92%	-1031.32%
Profit Margin	19.04%	159.60%	1104.86%	-502.53%	232.87%
Free Cash Flow Margin	-24.17%	-60.17%	-745.94%	-349.48%	-388.20%
EBITDA	36.7	-13.06	-44.05	-24.99	-39.61
EBITDA Margin	24.62%	-65.53%	-	-	-
D&A For EBITDA	4.42	2.84	6.04	6.57	18.35
EBIT	32.28	-15.9	-50.1	-31.56	-57.96
EBIT Margin	21.65%	-79.79%	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.