The Pakistan General Insurance Company Limited (PSX:PKGI)

PSX:PKGI Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	34.84	28.38	31.8	70.46	-28.79	13.09
Depreciation & Amortization	5.59	4.42	2.84	6.04	6.57	18.35
Gain (Loss) on Sale of Assets	-1.3	-1.3	-0.02	-0.11	-1.88	-5.99
Change in Other Net Operating Assets	-20.83	-40.89	13.73	29.71	10.02	19.35
Other Operating Activities	-11.08	-13.56	-12.27	-6.33	-8.02	-38.59
Operating Cash Flow	13.87	-16.29	-11.29	-18.05	-19.8	-17.81
Operating Cash Flow Growth	-48.74%	-	-	-	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-79.2	-19.74	-0.7	-29.52	-0.23	-4.01
Sale of Property, Plant & Equipment	-	1.36	0.03	0.18	12.83	9.17
Investment in Securities	6.83	4.78	-5.22	-0.11	-5.49	7.55
Other Investing Activities	4.57	6.52	11.79	6.16	5.47	6.02
Investing Cash Flow	-67.79	-7.08	5.9	6.71	12.58	22.73

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	16.61	0.53	11.33	-	-
Total Debt Issued	101.93	16.61	0.53	11.33	-	-
Net Debt Issued (Repaid)	98.22	16.61	0.53	11.33	-	-
Issuance of Common Stock	-	-	35.99	-	-	-
Other Financing Activities	-1.35	-0.12	-0.11	-0.05	-0.04	-0.05
Financing Cash Flow	96.87	16.49	36.4	11.28	-0.04	-0.05

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	42.95	-6.89	31	-0.06	-7.25	4.87

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	-65.33	-36.03	-11.99	-47.57	-20.02	-21.82
Free Cash Flow Growth	-	-	-	-	-	-
Free Cash Flow Margin	-27.55%	-24.17%	-60.17%	-745.94%	-349.48%	-388.20%
Free Cash Flow Per Share	-1.31	-0.72	-0.24	-0.99	-0.43	-0.47
Levered Free Cash Flow	-102	-18.02	4.75	-22.59	2.23	-28.74
Unlevered Free Cash Flow	-102	-18.02	4.75	-22.59	2.23	-28.74

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Income Tax Paid	0.22	1.14	1.21	0.68	0.93	0.62
Change in Working Capital	-20.83	-40.89	13.73	29.71	10.02	19.35

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 9, 2026

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