The Pakistan General Insurance Company Limited (PSX:PKGI)

PSX:PKGI Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	29.63	31.8	70.46	-28.79	13.09	-41.79
Depreciation & Amortization	1.91	2.84	6.04	6.57	18.35	20.84
Gain (Loss) on Sale of Assets	-0.02	-0.02	-0.11	-1.88	-5.99	-5.42
Change in Other Net Operating Assets	19.68	13.73	29.71	10.02	19.35	19.7
Other Operating Activities	-14	-12.27	-6.33	-8.02	-38.59	-7.2
Operating Cash Flow	-10.17	-11.29	-18.05	-19.8	-17.81	-13.88
Capital Expenditures	-1.09	-0.7	-29.52	-0.23	-4.01	-6.05
Sale of Property, Plant & Equipment	0.03	0.03	0.18	12.83	9.17	7.75
Investment in Securities	-5.22	-5.22	-0.11	-5.49	7.55	-2.5
Other Investing Activities	12.37	11.79	6.16	5.47	6.02	6.96
Investing Cash Flow	6.08	5.9	6.71	12.58	22.73	10.47
Short-Term Debt Issued	-	0.53	11.33	-	-	-
Total Debt Issued	-3.09	0.53	11.33	-	-	-
Net Debt Issued (Repaid)	-3.09	0.53	11.33	-	-	-
Issuance of Common Stock	35.99	35.99	-	-	-	-
Other Financing Activities	-0.14	-0.11	-0.05	-0.04	-0.05	-0.06
Financing Cash Flow	32.76	36.4	11.28	-0.04	-0.05	-0.06
Net Cash Flow	28.66	31	-0.06	-7.25	4.87	-3.47
Free Cash Flow	-11.27	-11.99	-47.57	-20.02	-21.82	-19.92
Free Cash Flow Margin	-42.98%	-60.17%	-745.94%	-349.48%	-388.20%	-274.22%
Free Cash Flow Per Share	-0.22	-0.24	-0.99	-0.43	-0.47	-0.43
Cash Income Tax Paid	1.21	1.21	0.68	0.93	0.62	0.62
Levered Free Cash Flow	11.31	4.75	-22.59	2.23	-28.74	-2.19
Unlevered Free Cash Flow	11.31	4.75	-22.59	2.23	-28.74	-2.19
Change in Net Working Capital	-21.68	-12.54	-32.2	-15.61	6.85	-12.64

Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.