The Pakistan General Insurance Company Limited (PSX:PKGI)

PSX:PKGI Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	31.8	70.46	-28.79	13.09	-41.79
Depreciation & Amortization	2.84	6.04	6.57	18.35	20.84
Gain (Loss) on Sale of Assets	-0.02	-0.11	-1.88	-5.99	-5.42
Change in Other Net Operating Assets	13.73	29.71	10.02	19.35	19.7
Other Operating Activities	-12.27	-6.33	-8.02	-38.59	-7.2
Operating Cash Flow	-11.29	-18.05	-19.8	-17.81	-13.88
Capital Expenditures	-0.7	-29.52	-0.23	-4.01	-6.05
Sale of Property, Plant & Equipment	0.03	0.18	12.83	9.17	7.75
Investment in Securities	-5.22	-0.11	-5.49	7.55	-2.5
Other Investing Activities	11.79	6.16	5.47	6.02	6.96
Investing Cash Flow	5.9	6.71	12.58	22.73	10.47
Short-Term Debt Issued	0.53	11.33	-	-	-
Total Debt Issued	0.53	11.33	-	-	-
Net Debt Issued (Repaid)	0.53	11.33	-	-	-
Issuance of Common Stock	35.99	-	-	-	-
Other Financing Activities	-0.11	-0.05	-0.04	-0.05	-0.06
Financing Cash Flow	36.4	11.28	-0.04	-0.05	-0.06
Net Cash Flow	31	-0.06	-7.25	4.87	-3.47
Free Cash Flow	-11.99	-47.57	-20.02	-21.82	-19.92
Free Cash Flow Margin	-60.17%	-745.94%	-349.48%	-388.20%	-274.22%
Free Cash Flow Per Share	-0.24	-0.99	-0.43	-0.47	-0.43
Cash Income Tax Paid	1.21	0.68	0.93	0.62	0.62
Levered Free Cash Flow	4.75	-22.59	2.23	-28.74	-2.19
Unlevered Free Cash Flow	4.75	-22.59	2.23	-28.74	-2.19
Change in Working Capital	13.73	29.71	10.02	19.35	19.7

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.