The Pakistan General Insurance Company Limited (PSX:PKGI)

PSX:PKGI Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	52.99	31.8	70.46	-28.79	13.09	-41.79
Depreciation & Amortization	3.23	2.84	6.04	6.57	18.35	20.84
Gain (Loss) on Sale of Assets	-0.02	-0.02	-0.11	-1.88	-5.99	-5.42
Change in Other Net Operating Assets	35.43	13.73	29.71	10.02	19.35	19.7
Other Operating Activities	-17.2	-12.27	-6.33	-8.02	-38.59	-7.2
Operating Cash Flow	27.05	-11.29	-18.05	-19.8	-17.81	-13.88
Capital Expenditures	-12.47	-0.7	-29.52	-0.23	-4.01	-6.05
Sale of Property, Plant & Equipment	1.39	0.03	0.18	12.83	9.17	7.75
Investment in Securities	-7.27	-5.22	-0.11	-5.49	7.55	-2.5
Other Investing Activities	16.31	11.79	6.16	5.47	6.02	6.96
Investing Cash Flow	-2.05	5.9	6.71	12.58	22.73	10.47
Short-Term Debt Issued	-	0.53	11.33	-	-	-
Total Debt Issued	-7.83	0.53	11.33	-	-	-
Net Debt Issued (Repaid)	-7.83	0.53	11.33	-	-	-
Issuance of Common Stock	-	35.99	-	-	-	-
Other Financing Activities	-0.14	-0.11	-0.05	-0.04	-0.05	-0.06
Financing Cash Flow	-7.97	36.4	11.28	-0.04	-0.05	-0.06
Net Cash Flow	17.03	31	-0.06	-7.25	4.87	-3.47
Free Cash Flow	14.59	-11.99	-47.57	-20.02	-21.82	-19.92
Free Cash Flow Margin	22.35%	-60.17%	-745.94%	-349.48%	-388.20%	-274.22%
Free Cash Flow Per Share	0.29	-0.24	-0.99	-0.43	-0.47	-0.43
Cash Income Tax Paid	1.21	1.21	0.68	0.93	0.62	0.62
Levered Free Cash Flow	-	4.75	-22.59	2.23	-28.74	-2.19
Unlevered Free Cash Flow	-	4.75	-22.59	2.23	-28.74	-2.19
Change in Working Capital	35.43	13.73	29.71	10.02	19.35	19.7

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.