Pak-Qatar General Takaful Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	217.13	211.25	141.78	83.66	68.05	43.41
Depreciation & Amortization	35.37	20.69	18.6	0.74	3.76	18.13
Other Amortization	8.69	4.97	5.55	6.41	6.98	6.39
Gain (Loss) on Sale of Assets	-4.56	-4.56	-0.51	-	-1.08	-0.38
Change in Other Net Operating Assets	-9.79	-9.79	-16.56	85.52	111.87	54.81
Other Operating Activities	-191.68	-230.8	-202.65	-112.99	-68.79	-78.62
Operating Cash Flow	55.16	-8.24	-53.8	63.33	126.76	48.74
Operating Cash Flow Growth	-56.48%	-	-	-50.04%	160.07%	-1.42%
Capital Expenditures	-15.39	-13.71	-11.89	-9.4	-5.19	-4.64
Sale of Property, Plant & Equipment	4.66	4.66	0.56	-	1.17	0.44
Investment in Securities	-179.21	-326.66	73.56	-57.96	-121.52	-180.37
Other Investing Activities	173.35	183.13	173.14	79.95	61.69	62.68
Investing Cash Flow	-16.59	-152.57	235.37	12.6	-63.84	-121.89
Issuance of Common Stock	100	-	-	-	-	-
Common Dividends Paid	-50.92	-44.77	-	-	-0	-0.42
Financing Cash Flow	49.08	-44.77	-	-	-0	-0.42
Net Cash Flow	87.65	-205.59	181.57	75.93	62.92	-73.57
Free Cash Flow	39.77	-21.95	-65.69	53.93	121.57	44.1
Free Cash Flow Growth	-67.29%	-	-	-55.64%	175.64%	6.64%
Free Cash Flow Margin	6.18%	-3.83%	-8.40%	10.21%	34.81%	19.14%
Free Cash Flow Per Share	0.56	-0.36	-1.07	0.88	1.99	0.72
Cash Income Tax Paid	31.85	38.99	33.94	19.99	6.02	6.35
Levered Free Cash Flow	-	278.05	76.55	31.77	98.76	229.02
Unlevered Free Cash Flow	-	278.05	76.55	31.77	98.76	229.02
Change in Working Capital	-9.79	-9.79	-16.56	85.52	111.87	54.81

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.