Pak-Qatar General Takaful Limited (PSX:PQGTL)
Pakistan · Delayed Price · Currency is PKR 13.22
-0.18 (-1.34%)
At close: Sep 29, 2026
Pak-Qatar General Takaful Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 668.83 | 596.56 | 494.86 | 782.36 | 528.17 | 349.25 |
Revenue Growth | 35.15% | 20.55% | -36.75% | 48.13% | 51.23% | 51.55% |
Operating Income Operating Income Growth | 205.03 | 182.35 | 174.36 | 138.29 | 62.93 | 56.33 |
Net Income Net Income Growth | 134.22 | 118.17 | 113.79 | 101.21 | 61.82 | 54.41 |
Earnings Per Share EPS Growth | 1.66 | 1.83 | 1.86 | 1.66 | 1.01 | 0.89 |
EPS Growth | -10.67% | -1.52% | 12.43% | 63.70% | 13.63% | 185.44% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Fire and Property Fire and Property Growth | -27.27 | -20.84 | -13.61 | 1.58 | 0.67 | -12.93 |
Marine, Aviation and Transport Marine, Aviation and Transport Growth | 17.39 | 31.93 | 22.23 | 44.67 | 20.37 | 2.19 |
Motor Motor Growth | 283.13 | 252.29 | 225.69 | 223.76 | 205.53 | 227.23 |
Health Health Growth | 269.47 | 212.87 | 121.13 | 324.76 | 208.14 | 71.62 |
Miscellaneous Miscellaneous Growth | -20.81 | -17.45 | -1.79 | -0.1 | 21.14 | 8.96 |
Unallocated Investment Income Unallocated Investment Income Growth | - | 120.52 | 118.82 | 106.12 | 47.53 | 42.92 |
Total Total Growth | 645.55 | 579.32 | 472.46 | 700.79 | 543.95 | 357.22 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 238.29 | 283.27 | 184.84 | 494.07 | 312.51 | 236.58 |
Total Debt Total Debt Growth | 10.91 | 19.56 | 33.43 | 43.59 | 0.76 | 17.94 |
Net Cash (Debt) Net Cash Growth | 227.39 | 263.71 | 151.41 | 450.48 | 311.75 | 218.64 |
Net Cash Growth | 50.18% | 74.17% | -66.39% | 44.50% | 42.59% | 53.87% |
Net Cash Per Share Net Cash Per Share Growth | 2.82 | 4.09 | 2.48 | 7.37 | 5.10 | 3.58 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -8.76 | -55.36 | -187.4 | -53.8 | 63.33 | 126.76 |
Capital Expenditures CapEx Growth | -16.59 | - | - | -11.89 | -9.4 | -5.19 |
Free Cash Flow Free Cash Flow Growth | -25.35 | -55.36 | -187.4 | -65.69 | 53.93 | 121.57 |
Free Cash Flow Growth | - | - | - | - | -55.64% | 175.64% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 30.65% | 30.57% | 35.23% | 17.68% | 11.92% | 16.13% |
Pretax Margin | 32.50% | 32.92% | 42.69% | 23.39% | 15.84% | 19.49% |
Profit Margin | 20.07% | 19.81% | 22.99% | 12.94% | 11.71% | 15.58% |
FCF Margin | -3.79% | -9.28% | -37.87% | -8.40% | 10.21% | 34.81% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Sep '26 Sep 29, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 1.000 | 1.000 | 0.833 | 0.833 |
Dividend Per Share Growth | 0% | 20.00% | 0% | - |