Pak-Qatar General Takaful Limited (PSX:PQGTL)

Pak-Qatar General Takaful Statistics

Total Valuation

PSX:PQGTL has a market cap or net worth of PKR 1.48 billion. The enterprise value is 1.14 billion.

Market Cap	1.48B
Enterprise Value	1.14B

Important Dates

The last earnings date was Wednesday, April 8, 2026.

Earnings Date	Apr 8, 2026
Ex-Dividend Date	n/a

Share Statistics

PSX:PQGTL has 101.11 million shares outstanding. The number of shares has increased by 5.67% in one year.

Current Share Class	101.11M
Shares Outstanding	101.11M
Shares Change (YoY)	+5.67%
Shares Change (QoQ)	+14.82%
Owned by Insiders (%)	19.85%
Owned by Institutions (%)	32.23%
Float	50.19M

Valuation Ratios

The trailing PE ratio is 7.97.

PE Ratio	7.97
Forward PE	n/a
PS Ratio	2.47
PB Ratio	1.38
P/TBV Ratio	1.39
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.98, with an EV/FCF ratio of -13.73.

EV / Earnings	9.65
EV / Sales	1.91
EV / EBITDA	5.98
EV / EBIT	6.40
EV / FCF	-13.73

Financial Position

The company has a current ratio of 1.45, with a Debt / Equity ratio of 0.02.

Current Ratio	1.45
Quick Ratio	0.98
Debt / Equity	0.02
Debt / EBITDA	0.10
Debt / FCF	-0.24
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.35% and return on invested capital (ROIC) is 12.46%.

Return on Equity (ROE)	16.35%
Return on Assets (ROA)	4.63%
Return on Invested Capital (ROIC)	12.46%
Return on Capital Employed (ROCE)	10.27%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	4.85M
Profits Per Employee	960,694
Employee Count	123
Asset Turnover	0.25
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:PQGTL has paid 49.42 million in taxes.

Income Tax	49.42M
Effective Tax Rate	25.16%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	67.04
Average Volume (20 Days)	1,257,845

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:PQGTL had revenue of PKR 596.56 million and earned 118.17 million in profits. Earnings per share was 1.83.

Revenue	596.56M
Gross Profit	-56.96M
Operating Income	178.21M
Pretax Income	196.41M
Net Income	118.17M
EBITDA	190.55M
EBIT	178.21M
Earnings Per Share (EPS)	1.83

Balance Sheet

The company has 354.93 million in cash and 19.56 million in debt, with a net cash position of 335.37 million or 3.32 per share.

Cash & Cash Equivalents	354.93M
Total Debt	19.56M
Net Cash	335.37M
Net Cash Per Share	3.32
Equity (Book Value)	1.07B
Book Value Per Share	14.83
Working Capital	309.92M

Cash Flow

In the last 12 months, operating cash flow was -54.07 million and capital expenditures -28.95 million, giving a free cash flow of -83.03 million.

Operating Cash Flow	-54.07M
Capital Expenditures	-28.95M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-83.03M
FCF Per Share	-0.82

Margins

Gross margin is -9.55%, with operating and profit margins of 29.87% and 24.64%.

Gross Margin	-9.55%
Operating Margin	29.87%
Pretax Margin	32.92%
Profit Margin	24.64%
EBITDA Margin	31.94%
EBIT Margin	29.87%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 6.85%.

Dividend Per Share	1.00
Dividend Yield	6.85%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	34.64%
Buyback Yield	-5.67%
Shareholder Yield	1.11%
Earnings Yield	8.01%
FCF Yield	-5.63%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4