Pak-Qatar General Takaful Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	196.41	211.25	141.78	83.66	68.05
Depreciation & Amortization	12.34	20.69	18.6	0.74	3.76
Other Amortization	-	4.97	5.55	6.41	6.98
Gain (Loss) on Sale of Assets	-	-4.56	-0.51	-	-1.08
Change in Other Net Operating Assets	-57.36	-9.79	-16.56	85.52	111.87
Other Operating Activities	-205.47	-230.8	-202.65	-112.99	-68.79
Operating Cash Flow	-54.07	-8.24	-53.8	63.33	126.76
Operating Cash Flow Growth	-	-	-	-50.04%	160.07%
Capital Expenditures	-28.95	-13.71	-11.89	-9.4	-5.19
Sale of Property, Plant & Equipment	-	4.66	0.56	-	1.17
Investment in Securities	-60.29	-326.66	73.56	-57.96	-121.52
Other Investing Activities	160.68	183.13	173.14	79.95	61.69
Investing Cash Flow	71.44	-152.57	235.37	12.6	-63.84
Issuance of Common Stock	100	-	-	-	-
Common Dividends Paid	-50.92	-44.77	-	-	-0
Financing Cash Flow	49.08	-44.77	-	-	-0
Net Cash Flow	66.44	-205.59	181.57	75.93	62.92
Free Cash Flow	-83.03	-21.95	-65.69	53.93	121.57
Free Cash Flow Growth	-	-	-	-55.64%	175.64%
Free Cash Flow Margin	-13.92%	-3.83%	-8.40%	10.21%	34.81%
Free Cash Flow Per Share	-1.03	-0.36	-1.07	0.88	1.99
Cash Income Tax Paid	49.69	38.99	33.94	19.99	6.02
Levered Free Cash Flow	-261.41	278.05	76.55	31.77	98.76
Unlevered Free Cash Flow	-261.41	278.05	76.55	31.77	98.76
Change in Working Capital	-57.36	-9.79	-16.56	85.52	111.87

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.