Pak-Qatar General Takaful Limited (PSX:PQGTL)

Pak-Qatar General Takaful Statistics

Total Valuation

PSX:PQGTL has a market cap or net worth of PKR 1.42 billion. The enterprise value is 1.03 billion.

Market Cap	1.42B
Enterprise Value	1.03B

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

PSX:PQGTL has 101.11 million shares outstanding. The number of shares has increased by 15.43% in one year.

Current Share Class	101.11M
Shares Outstanding	101.11M
Shares Change (YoY)	+15.43%
Shares Change (QoQ)	-50.95%
Owned by Insiders (%)	19.85%
Owned by Institutions (%)	32.23%
Float	50.19M

Valuation Ratios

The trailing PE ratio is 8.26.

PE Ratio	8.26
Forward PE	n/a
PS Ratio	2.20
PB Ratio	1.38
P/TBV Ratio	1.39
P/FCF Ratio	35.64
P/OCF Ratio	25.70
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.11, with an EV/FCF ratio of 25.93.

EV / Earnings	8.62
EV / Sales	1.60
EV / EBITDA	5.11
EV / EBIT	5.71
EV / FCF	25.93

Financial Position

The company has a current ratio of 0.89, with a Debt / Equity ratio of 0.02.

Current Ratio	0.89
Quick Ratio	0.58
Debt / Equity	0.02
Debt / EBITDA	0.11
Debt / FCF	0.58
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	15.53%
Return on Capital Employed (ROCE)	13.61%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	5.23M
Profits Per Employee	972,931
Employee Count	123
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:PQGTL has paid 46.93 million in taxes.

Income Tax	46.93M
Effective Tax Rate	21.94%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	n/a
Average Volume (20 Days)	6,348,817

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:PQGTL had revenue of PKR 643.59 million and earned 119.67 million in profits. Earnings per share was 1.70.

Revenue	643.59M
Gross Profit	35.71M
Operating Income	180.54M
Pretax Income	213.91M
Net Income	119.67M
EBITDA	189.18M
EBIT	180.54M
Earnings Per Share (EPS)	1.70

Balance Sheet

The company has 409.37 million in cash and 23.03 million in debt, with a net cash position of 386.35 million or 3.82 per share.

Cash & Cash Equivalents	409.37M
Total Debt	23.03M
Net Cash	386.35M
Net Cash Per Share	3.82
Equity (Book Value)	1.03B
Book Value Per Share	14.48
Working Capital	-144.10M

Cash Flow

In the last 12 months, operating cash flow was 55.16 million and capital expenditures -15.39 million, giving a free cash flow of 39.77 million.

Operating Cash Flow	55.16M
Capital Expenditures	-15.39M
Free Cash Flow	39.77M
FCF Per Share	0.39

Margins

Gross margin is 5.55%, with operating and profit margins of 28.05% and 25.95%.

Gross Margin	5.55%
Operating Margin	28.05%
Pretax Margin	33.24%
Profit Margin	25.95%
EBITDA Margin	29.39%
EBIT Margin	28.05%
FCF Margin	6.18%

Dividends & Yields

This stock pays an annual dividend of 0.83, which amounts to a dividend yield of 5.60%.

Dividend Per Share	0.83
Dividend Yield	5.60%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	30.49%
Buyback Yield	-15.43%
Shareholder Yield	-9.83%
Earnings Yield	8.44%
FCF Yield	2.81%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2