Standard Chartered Bank (Pakistan) Limited (PSX:SCBPL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
64.04
+0.28 (0.44%)
At close: Jul 30, 2026

PSX:SCBPL Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
76,91082,378121,332108,25463,98336,770
Revenue Growth
-32.65%-32.10%12.08%69.19%74.01%2.21%
Net Income
26,39228,78146,06742,62219,84413,728
Earnings Per Share
6.827.4311.9011.015.133.55
EPS Growth
-38.36%-37.52%8.08%114.78%44.56%4.53%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate and Investment Banking (CIB)
34,01238,26859,73948,65029,62714,023
Wealth and Retail Banking (WRB)
33,49135,20142,92138,73423,98818,182
Central and Other Items
9,4148,89520,42120,83710,3544,694
Total
76,91782,364123,080108,22163,96936,899

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
312,696394,572586,555469,412115,776127,134
Total Debt
19,94522,86929,37066,07642,42244,352
Net Cash (Debt)
292,751371,703557,185403,33773,35482,782
Net Cash Growth
-35.77%-33.29%38.14%449.85%-11.39%-34.23%
Net Cash Per Share
75.6296.01143.92104.1818.9521.38

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
157,805197,235-73,848-223,344-1,51332,072
Capital Expenditures
-1,243-1,267-1,575-950.02-1,426-648.67
Free Cash Flow
156,562195,969-75,423-224,294-2,93831,423
Free Cash Flow Growth
-----1049.80%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
34.31%34.94%37.97%39.37%31.01%37.33%
FCF Margin
203.57%237.89%-62.16%-207.19%-4.59%85.46%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.5006.5009.0009.0004.0003.000
Dividend Per Share Growth
-13.33%-27.78%0%125.00%33.33%9.09%
Dividend Yield
10.15%9.95%20.30%34.67%39.05%18.06%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.399.204.453.223.8610.29
P/FCF Ratio
1.581.35---4.50
PS Ratio
3.223.211.691.271.203.84