Standard Chartered Bank (Pakistan) Limited (PSX:SCBPL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
60.75
+0.02 (0.03%)
At close: Sep 17, 2026

PSX:SCBPL Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
73,28682,378121,332108,25463,98336,770
Revenue Growth
-31.09%-32.10%12.08%69.19%74.01%2.21%
Net Income
23,99828,78146,06742,62219,84413,728
Earnings Per Share
6.207.4311.9011.015.133.55
EPS Growth
-41.69%-37.52%8.08%114.78%44.56%4.53%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate and Investment Banking (CIB)
30,87438,26859,73948,65029,62714,023
Wealth and Retail Banking (WRB)
32,35435,20142,92138,73423,98818,182
Central and Other Items
10,0648,89520,42120,83710,3544,694
Total
73,29282,364123,080108,22163,96936,899

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
336,966394,572586,555469,412115,776127,134
Total Debt
17,44422,86929,37066,07642,42244,352
Net Cash (Debt)
319,522371,703557,185403,33773,35482,782
Net Cash Growth
-30.23%-33.29%38.14%449.85%-11.39%-34.23%
Net Cash Per Share
82.5396.01143.92104.1818.9521.38

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
81,095197,235-73,848-223,344-1,51332,072
Capital Expenditures
-1,278-1,267-1,575-950.02-1,426-648.67
Free Cash Flow
79,817195,969-75,423-224,294-2,93831,423
Free Cash Flow Growth
22.61%----1049.80%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
32.75%34.94%37.97%39.37%31.01%37.33%
FCF Margin
108.91%237.89%-62.16%-207.19%-4.59%85.46%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.5006.5009.0009.0004.0003.000
Dividend Per Share Growth
-33.33%-27.78%0%125.00%33.33%9.09%
Dividend Yield
10.70%10.41%21.25%36.29%40.87%18.90%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.809.204.453.223.8610.29
P/FCF Ratio
2.951.35---4.50
PS Ratio
3.213.211.691.271.203.84