Standard Chartered Bank (Pakistan) Limited (PSX:SCBPL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
59.06
-0.24 (-0.40%)
At close: Oct 29, 2026

PSX:SCBPL Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
73,18382,378121,332108,25463,98336,770
Revenue Growth
-21.75%-32.10%12.08%69.19%74.01%2.21%
Net Income
24,10428,78146,06742,62219,84413,728
Earnings Per Share
6.237.4311.9011.015.133.55
EPS Growth
-33.08%-37.52%8.08%114.78%44.56%4.53%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate and Investment Banking (CIB)
38,26859,73948,65029,62714,023
Wealth and Retail Banking (WRB)
35,20142,92138,73423,98818,182
Central and Other Items
8,89520,42120,83710,3544,694
Total
82,364123,080108,22163,96936,899

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
98,118394,572586,555469,412115,776127,134
Total Debt
7,80022,86929,37066,07642,42244,352
Net Cash (Debt)
90,318371,703557,185403,33773,35482,782
Net Cash Growth
-74.55%-33.29%38.14%449.85%-11.39%-34.23%
Net Cash Per Share
23.3696.01143.92104.1818.9521.38

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-64,405197,235-73,848-223,344-1,51332,072
Capital Expenditures
-2,000-1,267-1,575-950.02-1,426-648.67
Free Cash Flow
-66,405195,969-75,423-224,294-2,93831,423
Free Cash Flow Growth
-----1049.80%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
32.94%34.94%37.97%39.37%31.01%37.33%
FCF Margin
-90.74%237.89%-62.16%-207.19%-4.59%85.46%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.0006.5009.0009.0004.0003.000
Dividend Per Share Growth
-33.33%-27.78%0%125.00%33.33%9.09%
Dividend Yield
10.16%9.51%16.98%25.39%20.20%8.22%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.619.204.453.223.8610.29
P/FCF Ratio
-1.35---4.50
PS Ratio
3.123.211.691.271.203.84