PSX:SCBPL Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	26,392	28,781	46,067	42,622	19,844	13,728
Depreciation & Amortization	1,483	1,449	1,175	925.58	894.86	980.28
Gain (Loss) on Sale of Assets	-1,118	-1,124	-23.43	-159.39	-104.19	-11.16
Gain (Loss) on Sale of Investments	207.85	1,219	-203.04	-17.52	131.78	-289.26
Total Asset Writedown	14.18	14.18	108.7	18.07	15.1	26.12
Provision for Credit Losses	-1,916	-1,213	-4,279	-190.64	-1,291	461.44
Change in Trading Asset Securities	206,966	140,250	-434,697	95.3	51,600	-15,591
Change in Other Net Operating Assets	-71,402	26,339	317,137	-266,961	-77,169	29,833
Other Operating Activities	-2,823	1,521	868.11	323.67	4,565	2,935
Operating Cash Flow	157,805	197,235	-73,848	-223,344	-1,513	32,072
Operating Cash Flow Growth	-	-	-	-	-	894.50%
Capital Expenditures	-1,243	-1,267	-1,575	-950.02	-1,426	-648.67
Sale of Property, Plant and Equipment	2,143	2,117	65.69	275.18	187.23	11.16
Investment in Securities	1,033	35,677	7,419	250,998	-78,716	-85,496
Other Investing Activities	140.85	140.85	100	50.14	25.93	20.93
Investing Cash Flow	2,073	36,668	6,010	250,373	-79,928	-86,112
Long-Term Debt Repaid	-	-715.97	-644.69	-649.36	-578.23	-562.28
Net Debt Issued (Repaid)	-710.57	-715.97	-644.69	-649.36	-578.23	-562.28
Common Dividends Paid	-35,871	-42,466	-52,062	-2,298	-4,927	-11,393
Net Increase (Decrease) in Deposit Accounts	-81,713	-185,554	116,160	1,085	91,676	70,268
Financing Cash Flow	-118,295	-228,736	63,453	-1,863	86,171	58,313
Foreign Exchange Rate Adjustments	1,841	1,419	-543.58	9,719	9,686	2,112
Net Cash Flow	43,424	6,586	-4,928	34,885	14,416	6,385
Free Cash Flow	156,562	195,969	-75,423	-224,294	-2,938	31,423
Free Cash Flow Growth	-	-	-	-	-	1049.80%
Free Cash Flow Margin	203.51%	237.89%	-62.16%	-207.19%	-4.59%	85.46%
Free Cash Flow Per Share	40.48	50.62	-19.48	-57.93	-0.76	8.12
Cash Interest Paid	27,849	27,849	65,699	57,422	25.14	17.67
Cash Income Tax Paid	28,673	28,673	58,997	47,770	25,746	8,178

Source: S&P Global Market Intelligence. Banks template. Financial Sources.