Standard Chartered Bank (Pakistan) Limited (PSX:SCBPL)

PSX:SCBPL Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	98,118	86,785	80,367	103,359	63,747	57,070
Investment Securities	331,019	195,865	289,548	591,576	528,696	409,968
Trading Asset Securities	-	295,307	435,703	811.53	742.96	58,336
Total Investments	331,019	491,173	725,250	592,388	529,439	468,304
Gross Loans	416,742	232,029	190,374	240,843	236,923	255,905
Allowance for Loan Losses	-	-17,878	-18,807	-20,660	-20,715	-21,732
Net Loans	416,742	214,151	171,567	220,183	216,208	234,173
Property, Plant & Equipment	12,828	12,490	12,555	12,666	11,474	10,689
Goodwill	-	26,095	26,095	26,095	26,095	26,095
Other Intangible Assets	26,095	-	-	-	-	-
Accrued Interest Receivable	-	4,879	5,769	10,931	9,250	5,444
Other Receivables	-	1,452	2,021	1,936	1,800	575.41
Restricted Cash	-	13,792	15,156	16,561	13,909	12,794
Other Current Assets	-	11,813	10,903	8,711	6,564	16,178
Other Long-Term Assets	67,448	10,242	7,608	9,117	48,803	8,105
Total Assets	952,249	872,871	1,057,292	1,001,948	927,289	839,426

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	5,802	4,718	4,124	13,847	13,823
Interest Bearing Deposits	738,834	279,572	447,988	362,955	436,766	379,838
Non-Interest Bearing Deposits	-	370,569	387,707	356,580	281,684	246,936
Total Deposits	738,834	650,141	835,695	719,535	718,450	626,774
Short-Term Borrowings	-	6,722	10,150	21,779	12,511	14,661
Current Portion of Long-Term Debt	6,386	14,262	17,801	42,347	27,362	26,295
Current Portion of Leases	-	672.31	146.19	176.07	-	-
Current Income Taxes Payable	-	-	-	-	739.58	-
Accrued Interest Payable	-	439.48	938.7	1,018	713.61	523.96
Other Current Liabilities	13,362	52,277	34,830	38,173	34,345	60,757
Long-Term Debt	-	414.99	484.16	587.24	701.63	1,348
Long-Term Leases	1,413	797.6	787.72	1,187	1,848	2,048
Long-Term Deferred Tax Liabilities	3,567	3,189	6,355	6,374	5,355	3,679
Other Long-Term Liabilities	83,031	27,693	27,664	70,426	23,895	9,911
Total Liabilities	846,593	762,409	939,570	905,725	839,768	759,820

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	38,716	38,716	38,716	38,716	38,716	38,716
Additional Paid-In Capital	-	1,036	1,036	1,036	1,036	1,036
Retained Earnings	7,412	63,082	67,934	47,829	39,890	32,481
Comprehensive Income & Other	59,528	7,628	10,036	8,642	7,879	7,372
Total Common Equity	105,656	110,462	117,722	96,223	87,521	79,605
Shareholders' Equity	105,656	110,462	117,722	96,223	87,521	79,605
Total Liabilities & Equity	952,249	872,871	1,057,292	1,001,948	927,289	839,426

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	7,800	22,869	29,370	66,076	42,422	44,352
Net Cash (Debt)	90,318	371,703	557,185	403,337	73,354	82,782
Net Cash Growth	-74.55%	-33.29%	38.14%	449.85%	-11.39%	-34.23%
Net Cash Per Share	23.36	96.01	143.92	104.18	18.95	21.38
Filing Date Shares Outstanding	3,881	3,872	3,872	3,872	3,872	3,872
Total Common Shares Outstanding	3,881	3,872	3,872	3,872	3,872	3,872
Book Value Per Share	27.23	28.53	30.41	24.85	22.61	20.56
Tangible Book Value	79,561	84,367	91,627	70,127	61,426	53,510
Tangible Book Value Per Share	20.50	21.79	23.67	18.11	15.87	13.82

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 30, 2026

Data Sources Report a data error