Standard Chartered Bank (Pakistan) Limited (PSX:SCBPL)

PSX:SCBPL Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	92,634	80,367	103,359	63,747	57,070	52,121
Investment Securities	211,600	289,548	591,576	528,696	409,968	380,609
Trading Asset Securities	348,769	435,703	811.53	742.96	58,336	40,546
Total Investments	560,368	725,250	592,388	529,439	468,304	421,156
Gross Loans	228,523	190,374	240,843	236,923	255,905	201,598
Allowance for Loan Losses	-18,145	-18,807	-20,660	-20,715	-21,732	-21,536
Net Loans	210,378	171,567	220,183	216,208	234,173	180,062
Property, Plant & Equipment	12,776	12,555	12,666	11,474	10,689	11,911
Goodwill	26,095	26,095	26,095	26,095	26,095	26,095
Other Intangible Assets	-	-	-	-	-	0.01
Accrued Interest Receivable	4,929	5,769	10,931	9,250	5,444	5,258
Other Receivables	1,656	2,021	1,936	1,800	575.41	483.85
Restricted Cash	14,650	15,156	16,561	13,909	12,794	13,517
Other Current Assets	11,788	10,904	8,711	6,564	16,178	9,587
Other Long-Term Assets	9,113	7,607	9,117	48,803	8,105	1,715
Total Assets	944,386	1,057,292	1,001,948	927,289	839,426	721,905
Accrued Expenses	4,433	4,718	4,124	13,847	13,823	13,346
Interest Bearing Deposits	321,931	447,988	362,955	436,766	379,838	326,739
Non-Interest Bearing Deposits	375,499	387,707	356,580	281,684	246,936	229,767
Total Deposits	697,430	835,695	719,535	718,450	626,774	556,506
Short-Term Borrowings	8,074	10,150	21,779	12,511	14,661	8,349
Current Portion of Long-Term Debt	18,160	18,285	42,347	27,362	26,295	20,012
Current Portion of Leases	52.37	146.19	176.07	-	-	-
Current Income Taxes Payable	-	-	-	739.58	-	-
Accrued Interest Payable	451.54	938.7	1,018	713.61	523.96	502.13
Other Current Liabilities	47,062	34,830	38,173	34,345	60,757	24,135
Long-Term Debt	-	-	587.24	701.63	1,348	3,281
Long-Term Leases	983.6	787.72	1,187	1,848	2,048	2,867
Long-Term Deferred Tax Liabilities	6,261	6,355	6,374	5,355	3,679	2,625
Other Long-Term Liabilities	49,487	27,664	70,426	23,895	9,911	8,603
Total Liabilities	832,394	939,570	905,725	839,768	759,820	640,227
Common Stock	38,716	38,716	38,716	38,716	38,716	38,716
Additional Paid-In Capital	1,036	1,036	1,036	1,036	1,036	1,036
Retained Earnings	63,360	67,934	47,829	39,890	32,481	34,170
Comprehensive Income & Other	8,880	10,036	8,642	7,879	7,372	7,756
Total Common Equity	111,992	117,722	96,223	87,521	79,605	81,678
Shareholders' Equity	111,992	117,722	96,223	87,521	79,605	81,678
Total Liabilities & Equity	944,386	1,057,292	1,001,948	927,289	839,426	721,905
Total Debt	27,270	29,370	66,076	42,422	44,352	34,509
Net Cash (Debt)	458,001	557,185	403,337	73,354	82,782	125,864
Net Cash Growth	-5.03%	38.14%	449.85%	-11.39%	-34.23%	138.58%
Net Cash Per Share	118.30	143.92	104.18	18.95	21.38	32.51
Filing Date Shares Outstanding	3,872	3,872	3,872	3,872	3,872	3,872
Total Common Shares Outstanding	3,872	3,872	3,872	3,872	3,872	3,872
Book Value Per Share	28.93	30.41	24.85	22.61	20.56	21.10
Tangible Book Value	85,896	91,627	70,127	61,426	53,510	55,582
Tangible Book Value Per Share	22.19	23.67	18.11	15.87	13.82	14.36

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.