PSX:SCBPL Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	81,708	80,367	103,359	63,747	57,070	52,121
Investment Securities	205,097	289,548	591,576	528,696	409,968	380,609
Trading Asset Securities	280,743	435,703	811.53	742.96	58,336	40,546
Total Investments	485,840	725,250	592,388	529,439	468,304	421,156
Gross Loans	256,358	190,374	240,843	236,923	255,905	201,598
Allowance for Loan Losses	-18,578	-18,807	-20,660	-20,715	-21,732	-21,536
Net Loans	237,780	171,567	220,183	216,208	234,173	180,062
Property, Plant & Equipment	11,610	12,555	12,666	11,474	10,689	11,911
Goodwill	26,095	26,095	26,095	26,095	26,095	26,095
Other Intangible Assets	-	-	-	-	-	0.01
Accrued Interest Receivable	-	5,769	10,931	9,250	5,444	5,258
Other Receivables	-	2,021	1,936	1,800	575.41	483.85
Restricted Cash	14,093	15,156	16,561	13,909	12,794	13,517
Other Current Assets	-	10,904	8,711	6,564	16,178	9,587
Other Long-Term Assets	39,602	7,607	9,117	48,803	8,105	1,715
Total Assets	896,729	1,057,292	1,001,948	927,289	839,426	721,905
Accrued Expenses	15,270	4,718	4,124	13,847	13,823	13,346
Interest Bearing Deposits	273,077	447,988	362,955	436,766	379,838	326,739
Non-Interest Bearing Deposits	389,347	387,707	356,580	281,684	246,936	229,767
Total Deposits	662,424	835,695	719,535	718,450	626,774	556,506
Short-Term Borrowings	10,847	10,150	21,779	12,511	14,661	8,349
Current Portion of Long-Term Debt	15,811	18,285	42,347	27,362	26,295	20,012
Current Portion of Leases	80.07	146.19	176.07	-	-	-
Current Income Taxes Payable	-	-	-	739.58	-	-
Accrued Interest Payable	1,223	938.7	1,018	713.61	523.96	502.13
Other Current Liabilities	55,508	34,830	38,173	34,345	60,757	24,135
Long-Term Debt	-	-	587.24	701.63	1,348	3,281
Long-Term Leases	866.59	787.72	1,187	1,848	2,048	2,867
Long-Term Deferred Tax Liabilities	5,870	6,355	6,374	5,355	3,679	2,625
Other Long-Term Liabilities	24,447	27,664	70,426	23,895	9,911	8,603
Total Liabilities	792,346	939,570	905,725	839,768	759,820	640,227
Common Stock	38,716	38,716	38,716	38,716	38,716	38,716
Additional Paid-In Capital	1,036	1,036	1,036	1,036	1,036	1,036
Retained Earnings	55,810	67,934	47,829	39,890	32,481	34,170
Comprehensive Income & Other	8,821	10,036	8,642	7,879	7,372	7,756
Total Common Equity	104,383	117,722	96,223	87,521	79,605	81,678
Shareholders' Equity	104,383	117,722	96,223	87,521	79,605	81,678
Total Liabilities & Equity	896,729	1,057,292	1,001,948	927,289	839,426	721,905
Total Debt	27,605	29,370	66,076	42,422	44,352	34,509
Net Cash (Debt)	354,883	557,185	403,337	73,354	82,782	125,864
Net Cash Growth	151.76%	38.14%	449.85%	-11.39%	-34.23%	138.58%
Net Cash Per Share	91.66	143.92	104.18	18.95	21.38	32.51
Filing Date Shares Outstanding	3,872	3,872	3,872	3,872	3,872	3,872
Total Common Shares Outstanding	3,872	3,872	3,872	3,872	3,872	3,872
Book Value Per Share	26.96	30.41	24.85	22.61	20.56	21.10
Tangible Book Value	78,288	91,627	70,127	61,426	53,510	55,582
Tangible Book Value Per Share	20.22	23.67	18.11	15.87	13.82	14.36

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.