Standard Chartered Bank (Pakistan) Limited (PSX: SCBPL)

PSX: SCBPL Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	98,545	103,359	63,747	57,070	52,121	47,881
Investment Securities	710,697	591,576	528,696	409,968	380,609	240,216
Trading Asset Securities	767.72	811.53	742.96	58,336	40,546	25,855
Total Investments	711,465	592,388	529,439	468,304	421,156	266,071
Gross Loans	216,960	240,843	236,923	255,905	201,598	239,386
Allowance for Loan Losses	-21,856	-20,660	-20,715	-21,732	-21,536	-17,181
Net Loans	195,103	220,183	216,208	234,173	180,062	222,205
Property, Plant & Equipment	12,395	12,666	11,474	10,689	11,911	10,563
Goodwill	26,095	26,095	26,095	26,095	26,095	26,095
Other Intangible Assets	-	-	-	-	0.01	0.07
Accrued Interest Receivable	7,649	10,931	9,250	5,444	5,258	5,633
Other Receivables	1,513	1,936	1,800	575.41	483.85	1,363
Restricted Cash	16,012	16,561	13,909	12,794	13,517	16,893
Other Current Assets	4,858	8,711	6,564	16,178	9,587	18,084
Other Long-Term Assets	14,749	9,117	48,803	8,105	1,715	5,181
Total Assets	1,088,383	1,001,948	927,289	839,426	721,905	619,971
Accrued Expenses	14,475	14,374	13,847	13,823	13,346	13,309
Interest Bearing Deposits	447,783	358,522	436,766	379,838	326,739	269,977
Non-Interest Bearing Deposits	394,616	361,013	281,684	246,936	229,767	195,652
Total Deposits	842,399	719,535	718,450	626,774	556,506	465,629
Short-Term Borrowings	11,893	21,779	12,511	14,661	8,349	10,141
Current Portion of Long-Term Debt	-	42,347	27,362	26,295	20,012	20,257
Current Income Taxes Payable	11,442	-	739.58	-	-	-
Accrued Interest Payable	2,297	1,018	713.61	523.96	502.13	447.42
Other Current Liabilities	50,349	73,835	34,345	60,757	24,135	25,088
Long-Term Debt	31,314	587.24	701.63	1,348	3,281	-
Long-Term Leases	865.04	1,363	1,848	2,048	2,867	3,478
Long-Term Deferred Tax Liabilities	5,198	6,374	5,355	3,679	2,625	3,708
Other Long-Term Liabilities	13,425	24,513	23,895	9,911	8,603	4,997
Total Liabilities	983,929	905,725	839,768	759,820	640,227	547,054
Common Stock	38,716	38,716	38,716	38,716	38,716	38,716
Additional Paid-In Capital	1,036	1,036	1,036	1,036	1,036	1,036
Retained Earnings	54,535	47,829	39,890	32,481	34,170	27,782
Comprehensive Income & Other	10,167	8,642	7,879	7,372	7,756	5,383
Total Common Equity	104,454	96,223	87,521	79,605	81,678	72,917
Shareholders' Equity	104,454	96,223	87,521	79,605	81,678	72,917
Total Liabilities & Equity	1,088,383	1,001,948	927,289	839,426	721,905	619,971
Total Debt	44,344	66,076	42,422	44,352	34,509	33,876
Net Cash (Debt)	129,383	403,337	73,354	82,782	125,864	52,755
Net Cash Growth	-10.50%	449.85%	-11.39%	-34.23%	138.58%	56.58%
Net Cash Per Share	33.42	104.18	18.95	21.38	32.51	13.63
Filing Date Shares Outstanding	3,872	3,872	3,872	3,872	3,872	3,872
Total Common Shares Outstanding	3,872	3,872	3,872	3,872	3,872	3,872
Book Value Per Share	26.98	24.85	22.61	20.56	21.10	18.83
Tangible Book Value	78,358	70,127	61,426	53,510	55,582	46,821
Tangible Book Value Per Share	20.24	18.11	15.87	13.82	14.36	12.09

Source: S&P Capital IQ. Banks template. Financial Sources.