PSX:SCBPL Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	36,060	46,067	42,622	19,844	13,728	13,133
Depreciation & Amortization	1,340	1,175	925.58	894.86	980.28	1,167
Gain (Loss) on Sale of Assets	-72.91	-23.43	-159.39	-104.19	-11.16	-104.27
Gain (Loss) on Sale of Investments	1,698	-350.04	-17.52	131.78	-289.26	-78.17
Total Asset Writedown	122.88	108.7	18.07	15.1	26.12	63.03
Provision for Credit Losses	-3,133	-3,967	-190.64	-1,291	461.44	5,122
Change in Trading Asset Securities	142,504	-434,697	95.3	51,600	-15,591	-14,919
Change in Other Net Operating Assets	-12,257	317,077	-266,961	-77,169	29,833	-6,729
Other Operating Activities	-2,138	762.64	323.67	4,565	2,935	5,570
Operating Cash Flow	164,124	-73,848	-223,344	-1,513	32,072	3,225
Operating Cash Flow Growth	-	-	-	-	894.50%	-
Capital Expenditures	-1,249	-1,575	-950.02	-1,426	-648.67	-492.01
Sale of Property, Plant and Equipment	73.29	65.69	275.18	187.23	11.16	192.73
Investment in Securities	27,833	7,419	250,998	-78,716	-85,496	-84,777
Other Investing Activities	140.85	100	50.14	25.93	20.93	-
Investing Cash Flow	26,798	6,010	250,373	-79,928	-86,112	-85,076
Long-Term Debt Repaid	-	-644.69	-649.36	-578.23	-562.28	-787.5
Net Debt Issued (Repaid)	-762.82	-644.69	-649.36	-578.23	-562.28	-787.5
Common Dividends Paid	-29,132	-52,062	-2,298	-4,927	-11,393	-6,766
Net Increase (Decrease) in Deposit Accounts	-179,975	116,160	1,085	91,676	70,268	90,877
Financing Cash Flow	-209,869	63,453	-1,863	86,171	58,313	83,324
Foreign Exchange Rate Adjustments	827.99	-543.58	9,719	9,686	2,112	3,186
Net Cash Flow	-18,119	-4,928	34,885	14,416	6,385	4,658
Free Cash Flow	162,875	-75,423	-224,294	-2,938	31,423	2,733
Free Cash Flow Growth	-	-	-	-	1049.80%	-
Free Cash Flow Margin	174.15%	-62.16%	-207.19%	-4.59%	85.46%	7.60%
Free Cash Flow Per Share	42.07	-19.48	-57.93	-0.76	8.12	0.71
Cash Interest Paid	34,691	65,699	57,422	25.14	17.67	26.58
Cash Income Tax Paid	48,027	58,997	47,770	25,746	8,178	4,988

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.