Standard Chartered Bank (Pakistan) Limited (PSX:SCBPL)

PSX:SCBPL Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	46,067	42,622	19,844	13,728	13,133
Depreciation & Amortization	1,175	925.58	894.86	980.28	1,167
Gain (Loss) on Sale of Assets	-23.43	-159.39	-104.19	-11.16	-104.27
Gain (Loss) on Sale of Investments	-350.04	-17.52	131.78	-289.26	-78.17
Total Asset Writedown	108.7	18.07	15.1	26.12	63.03
Provision for Credit Losses	-3,967	-190.64	-1,291	461.44	5,122
Change in Trading Asset Securities	-434,697	95.3	51,600	-15,591	-14,919
Change in Other Net Operating Assets	317,077	-266,961	-77,169	29,833	-6,729
Other Operating Activities	762.64	323.67	4,565	2,935	5,570
Operating Cash Flow	-73,848	-223,344	-1,513	32,072	3,225
Operating Cash Flow Growth	-	-	-	894.50%	-
Capital Expenditures	-1,575	-950.02	-1,426	-648.67	-492.01
Sale of Property, Plant and Equipment	65.69	275.18	187.23	11.16	192.73
Investment in Securities	7,419	250,998	-78,716	-85,496	-84,777
Other Investing Activities	100	50.14	25.93	20.93	-
Investing Cash Flow	6,010	250,373	-79,928	-86,112	-85,076
Long-Term Debt Repaid	-644.69	-649.36	-578.23	-562.28	-787.5
Net Debt Issued (Repaid)	-644.69	-649.36	-578.23	-562.28	-787.5
Common Dividends Paid	-52,062	-2,298	-4,927	-11,393	-6,766
Net Increase (Decrease) in Deposit Accounts	116,160	1,085	91,676	70,268	90,877
Financing Cash Flow	63,453	-1,863	86,171	58,313	83,324
Foreign Exchange Rate Adjustments	-543.58	9,719	9,686	2,112	3,186
Net Cash Flow	-4,928	34,885	14,416	6,385	4,658
Free Cash Flow	-75,423	-224,294	-2,938	31,423	2,733
Free Cash Flow Growth	-	-	-	1049.80%	-
Free Cash Flow Margin	-62.16%	-207.19%	-4.59%	85.46%	7.60%
Free Cash Flow Per Share	-19.48	-57.93	-0.76	8.12	0.71
Cash Interest Paid	65,699	57,422	25.14	17.67	26.58
Cash Income Tax Paid	58,997	47,770	25,746	8,178	4,988

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.