PSX:SCBPL Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	41,152	46,067	42,622	19,844	13,728	13,133	Upgrade
Depreciation & Amortization	1,334	1,175	925.58	894.86	980.28	1,167	Upgrade
Gain (Loss) on Sale of Assets	-71.78	-23.43	-159.39	-104.19	-11.16	-104.27	Upgrade
Gain (Loss) on Sale of Investments	-875.35	-350.04	-17.52	131.78	-289.26	-78.17	Upgrade
Total Asset Writedown	122.47	108.7	18.07	15.1	26.12	63.03	Upgrade
Provision for Credit Losses	-3,651	-3,967	-190.64	-1,291	461.44	5,122	Upgrade
Change in Trading Asset Securities	-40,544	-434,697	95.3	51,600	-15,591	-14,919	Upgrade
Change in Other Net Operating Assets	68,103	317,077	-266,961	-77,169	29,833	-6,729	Upgrade
Other Operating Activities	1,206	762.64	323.67	4,565	2,935	5,570	Upgrade
Operating Cash Flow	66,776	-73,848	-223,344	-1,513	32,072	3,225	Upgrade
Operating Cash Flow Growth	-	-	-	-	894.50%	-	Upgrade
Capital Expenditures	-1,679	-1,575	-950.02	-1,426	-648.67	-492.01	Upgrade
Sale of Property, Plant and Equipment	71.78	65.69	275.18	187.23	11.16	192.73	Upgrade
Investment in Securities	59,413	7,419	250,998	-78,716	-85,496	-84,777	Upgrade
Other Investing Activities	140.85	100	50.14	25.93	20.93	-	Upgrade
Investing Cash Flow	57,946	6,010	250,373	-79,928	-86,112	-85,076	Upgrade
Long-Term Debt Repaid	-	-644.69	-649.36	-578.23	-562.28	-787.5	Upgrade
Net Debt Issued (Repaid)	-739.36	-644.69	-649.36	-578.23	-562.28	-787.5	Upgrade
Common Dividends Paid	-7,992	-52,062	-2,298	-4,927	-11,393	-6,766	Upgrade
Net Increase (Decrease) in Deposit Accounts	-119,427	116,160	1,085	91,676	70,268	90,877	Upgrade
Financing Cash Flow	-128,158	63,453	-1,863	86,171	58,313	83,324	Upgrade
Foreign Exchange Rate Adjustments	515.64	-543.58	9,719	9,686	2,112	3,186	Upgrade
Net Cash Flow	-2,920	-4,928	34,885	14,416	6,385	4,658	Upgrade
Free Cash Flow	65,097	-75,423	-224,294	-2,938	31,423	2,733	Upgrade
Free Cash Flow Growth	-	-	-	-	1049.80%	-	Upgrade
Free Cash Flow Margin	61.21%	-62.16%	-207.19%	-4.59%	85.46%	7.60%	Upgrade
Free Cash Flow Per Share	16.81	-19.48	-57.93	-0.76	8.12	0.71	Upgrade
Cash Interest Paid	48,615	65,699	57,422	25.14	17.67	26.58	Upgrade
Cash Income Tax Paid	49,965	58,997	47,770	25,746	8,178	4,988	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.