Soneri Bank Limited (PSX:SNBL)

Soneri Bank Statistics

Total Valuation

Soneri Bank has a market cap or net worth of PKR 28.13 billion.

Market Cap	28.13B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, February 5, 2026.

Earnings Date	Feb 5, 2026
Ex-Dividend Date	Mar 5, 2025

Share Statistics

Soneri Bank has 1.10 billion shares outstanding.

Current Share Class	1.10B
Shares Outstanding	1.10B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	3.77%
Owned by Institutions (%)	8.87%
Float	426.43M

Valuation Ratios

The trailing PE ratio is 6.34.

PE Ratio	6.34
Forward PE	n/a
PS Ratio	0.80
PB Ratio	0.85
P/TBV Ratio	0.86
P/FCF Ratio	0.39
P/OCF Ratio	0.38
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.77
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.92%.

Return on Equity (ROE)	13.92%
Return on Assets (ROA)	0.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	7.17M
Profits Per Employee	900,470
Employee Count	4,930
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Soneri Bank has paid 8.07 billion in taxes.

Income Tax	8.07B
Effective Tax Rate	64.51%

Stock Price Statistics

The stock price has increased by +59.40% in the last 52 weeks. The beta is 0.07, so Soneri Bank's price volatility has been lower than the market average.

Beta (5Y)	0.07
52-Week Price Change	+59.40%
50-Day Moving Average	25.63
200-Day Moving Average	20.79
Relative Strength Index (RSI)	46.78
Average Volume (20 Days)	1,025,764

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Soneri Bank had revenue of PKR 35.34 billion and earned 4.44 billion in profits. Earnings per share was 4.03.

Revenue	35.34B
Gross Profit	35.14B
Operating Income	12.50B
Pretax Income	12.51B
Net Income	4.44B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.03

Balance Sheet

The company has 13.61 billion in cash and 126.71 billion in debt, giving a net cash position of -113.10 billion or -102.59 per share.

Cash & Cash Equivalents	13.61B
Total Debt	126.71B
Net Cash	-113.10B
Net Cash Per Share	-102.59
Equity (Book Value)	33.24B
Book Value Per Share	30.15
Working Capital	-666.97B

Cash Flow

In the last 12 months, operating cash flow was 74.60 billion and capital expenditures -2.90 billion, giving a free cash flow of 71.70 billion.

Operating Cash Flow	74.60B
Capital Expenditures	-2.90B
Free Cash Flow	71.70B
FCF Per Share	65.04

Margins

Gross Margin	n/a
Operating Margin	35.37%
Pretax Margin	35.40%
Profit Margin	12.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	202.90%

Dividends & Yields

This stock pays an annual dividend of 1.75, which amounts to a dividend yield of 6.86%.

Dividend Per Share	1.75
Dividend Yield	6.86%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	43.08%
Buyback Yield	n/a
Shareholder Yield	6.86%
Earnings Yield	15.78%
FCF Yield	254.84%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 28, 2013. It was a forward split with a ratio of 1.1.

Last Split Date	Nov 28, 2013
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4