Soneri Bank Limited (PSX:SNBL)
Pakistan · Delayed Price · Currency is PKR 18.01
-0.04 (-0.22%)
At close: Oct 30, 2026
Soneri Bank Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 4,195 | 4,558 | 5,901 | 6,075 | 1,883 | 2,854 |
Depreciation & Amortization | 3,748 | 3,131 | 2,431 | 2,045 | 1,692 | 1,499 |
Other Amortization | 255.09 | 211.36 | 169.34 | 199.41 | 257.83 | 208.25 |
Gain (Loss) on Sale of Assets | -59.9 | -57.76 | -46.1 | -33.96 | -28.22 | -303.67 |
Gain (Loss) on Sale of Investments | -16.78 | -140.12 | -325.56 | 96.04 | -0.59 | -122.46 |
Total Asset Writedown | -131.93 | -131.93 | 89.63 | 2.54 | 26.01 | 10.03 |
Provision for Credit Losses | -1,525 | 40.25 | 1.46 | 1,290 | -400.29 | -129.97 |
Change in Trading Asset Securities | -2,060 | 10,333 | -11,859 | -2.87 | 19,628 | -17,684 |
Change in Other Net Operating Assets | -92,233 | -41,811 | 51,527 | -43,763 | -83,433 | 25,485 |
Other Operating Activities | -725.1 | 696.03 | -1,149 | -1,476 | 600.35 | 213.88 |
Operating Cash Flow | -88,552 | -23,171 | 46,740 | -35,567 | -59,775 | 12,030 |
Operating Cash Flow Growth | - | - | - | - | - | -65.79% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -5,128 | -5,345 | -4,406 | -5,158 | -3,122 | -1,699 |
Sale of Property, Plant and Equipment | 66.56 | 63.33 | 221.61 | 37.55 | 49.05 | 1,161 |
Investment in Securities | -15,035 | -98,532 | -58,032 | -49,537 | 48,493 | -64,288 |
Other Investing Activities | 265.18 | 145.1 | 115.36 | 221.57 | 386.64 | 249.55 |
Investing Cash Flow | -19,708 | -103,669 | -62,101 | -54,436 | 45,806 | -64,577 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | - | 1,007 | - |
Long-Term Debt Repaid | - | -2,170 | -1,841 | -1,307 | -1,021 | -872.9 |
Lease Payments | -2,490 | -2,169 | -1,839 | -1,306 | -1,021 | -871.7 |
Net Debt Issued (Repaid) | -2,492 | -2,170 | -1,841 | -1,307 | -13.97 | -872.9 |
Common Dividends Paid | -1,662 | -1,915 | -4,621 | -1,097 | -1,643 | -1,360 |
Net Increase (Decrease) in Deposit Accounts | 107,356 | 145,960 | 25,277 | 108,226 | 6,606 | 57,538 |
Financing Cash Flow | 103,203 | 141,875 | 18,815 | 105,822 | 4,949 | 55,305 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 1.5 | 1.5 | -1.78 | - | - | - |
Net Cash Flow | -5,056 | 15,037 | 3,452 | 15,819 | -9,020 | 2,758 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -93,681 | -28,516 | 42,334 | -40,726 | -62,897 | 10,331 |
Free Cash Flow Growth | - | - | - | - | - | -67.49% |
Free Cash Flow Margin | -267.44% | -79.62% | 131.63% | -146.43% | -374.38% | 67.32% |
Free Cash Flow Per Share | -84.97 | -25.87 | 38.40 | -36.94 | -57.05 | 9.37 |
Free Cash Flow After Leases | -96,171 | -30,685 | 40,495 | -42,032 | -63,919 | 9,459 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 57,178 | 56,871 | 89,386 | 71,295 | 50,175 | 24,744 |
Cash Income Tax Paid | 5,444 | 8,537 | 10,153 | 5,548 | 2,313 | 2,264 |