Soneri Bank Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	4,750	4,558	5,901	6,075	1,883	2,854
Depreciation & Amortization	3,351	3,131	2,431	2,045	1,692	1,499
Other Amortization	211.36	211.36	169.34	199.41	257.83	208.25
Gain (Loss) on Sale of Assets	-60.3	-57.76	-46.1	-33.96	-28.22	-303.67
Gain (Loss) on Sale of Investments	-108.34	-140.12	-325.56	96.04	-0.59	-122.46
Total Asset Writedown	-131.93	-131.93	89.63	2.54	26.01	10.03
Provision for Credit Losses	40.25	40.25	1.46	1,290	-400.29	-129.97
Change in Trading Asset Securities	519.64	10,333	-11,859	-2.87	19,628	-17,684
Change in Other Net Operating Assets	-88,312	-41,811	51,527	-43,763	-83,433	25,485
Other Operating Activities	2,238	696.03	-1,149	-1,476	600.35	213.88
Operating Cash Flow	-77,503	-23,171	46,740	-35,567	-59,775	12,030
Operating Cash Flow Growth	-	-	-	-	-	-65.79%
Capital Expenditures	-5,620	-5,345	-4,406	-5,158	-3,122	-1,699
Sale of Property, Plant and Equipment	91.43	63.33	221.61	37.55	49.05	1,161
Investment in Securities	-25,440	-98,532	-58,032	-49,537	48,493	-64,288
Other Investing Activities	147.22	145.1	115.36	221.57	386.64	249.55
Investing Cash Flow	-30,822	-103,669	-62,101	-54,436	45,806	-64,577
Long-Term Debt Issued	-	-	-	-	1,007	-
Long-Term Debt Repaid	-	-2,170	-1,841	-1,307	-1,021	-872.9
Net Debt Issued (Repaid)	-2,306	-2,170	-1,841	-1,307	-13.97	-872.9
Common Dividends Paid	-1,669	-1,915	-4,621	-1,097	-1,643	-1,360
Net Increase (Decrease) in Deposit Accounts	113,820	145,960	25,277	108,226	6,606	57,538
Financing Cash Flow	109,846	141,875	18,815	105,822	4,949	55,305
Foreign Exchange Rate Adjustments	1.5	1.5	-1.78	-	-	-
Net Cash Flow	1,522	15,037	3,452	15,819	-9,020	2,758
Free Cash Flow	-83,123	-28,516	42,334	-40,726	-62,897	10,331
Free Cash Flow Growth	-	-	-	-	-	-67.49%
Free Cash Flow Margin	-226.19%	-79.62%	131.63%	-146.43%	-374.38%	67.32%
Free Cash Flow Per Share	-75.40	-25.87	38.40	-36.94	-57.05	9.37
Cash Interest Paid	56,871	56,871	89,386	71,295	50,175	24,744
Cash Income Tax Paid	8,537	8,537	10,153	5,548	2,313	2,264

Source: S&P Global Market Intelligence. Banks template. Financial Sources.