Soneri Bank Limited (PSX:SNBL)
Pakistan · Delayed Price · Currency is PKR 23.27
-0.05 (-0.21%)
At close: Jul 31, 2026
Soneri Bank Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 36,749 | 35,814 | 32,162 | 27,813 | 16,801 | 15,345 |
Revenue Growth | 12.11% | 11.36% | 15.64% | 65.55% | 9.49% | 17.73% |
Net Income Net Income Growth | 4,750 | 4,558 | 5,901 | 6,075 | 1,883 | 2,854 |
Earnings Per Share EPS Growth | 4.31 | 4.13 | 5.35 | 5.51 | 1.71 | 2.59 |
EPS Growth | -10.19% | -22.77% | -2.87% | 222.61% | -34.02% | 18.91% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Islamic Islamic Growth | 2,348 | 2,474 | 3,299 | 1,978 | 1,032 | 516.01 |
Others Others Growth | -4,288 | -4,713 | -4,548 | -4,469 | -2,068 | -217.98 |
Retail Banking Retail Banking Growth | 26,935 | 26,220 | 29,742 | 25,984 | 16,423 | 9,815 |
Corporate Corporate Growth | 3,963 | 3,605 | 3,297 | 3,662 | 2,282 | 1,657 |
Trading and Sales Trading and Sales Growth | 7,807 | 8,244 | 372.89 | 672.01 | -869.42 | 3,570 |
Total Total Growth | 36,765 | 35,830 | 32,163 | 27,828 | 16,799 | 15,340 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 27,209 | 19,332 | 15,780 | 15,196 | 56,439 | 42,053 |
Total Debt Total Debt Growth | 84,775 | 79,622 | 123,801 | 81,915 | 127,988 | 135,006 |
Net Cash (Debt) Net Cash Growth | -57,566 | -60,290 | -108,020 | -66,719 | -71,549 | -92,952 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -52.22 | -54.69 | -97.98 | -60.52 | -64.90 | -84.31 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -77,503 | -23,171 | 46,740 | -35,567 | -59,775 | 12,030 |
Capital Expenditures CapEx Growth | -5,620 | -5,345 | -4,406 | -5,158 | -3,122 | -1,699 |
Free Cash Flow Free Cash Flow Growth | -83,123 | -28,516 | 42,334 | -40,726 | -62,897 | 10,331 |
Free Cash Flow Growth | - | - | - | - | - | -67.49% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 12.92% | 12.73% | 18.35% | 21.84% | 11.21% | 18.60% |
FCF Margin | -226.19% | -79.62% | 131.63% | -146.43% | -374.38% | 67.32% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.500 | 1.500 | 3.000 | 3.000 | 1.000 | 1.500 |
Dividend Per Share Growth | -50.00% | -50.00% | 0% | 200.00% | -33.33% | 20.00% |
Dividend Yield | 6.43% | 6.06% | 20.17% | 47.89% | 18.68% | 33.61% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.40 | 6.45 | 3.31 | 1.91 | 5.85 | 3.75 |
Forward PE | - | 3.77 | 3.77 | 3.77 | 3.77 | 3.77 |
P/FCF Ratio | - | - | 0.46 | - | - | 1.04 |
PS Ratio | 0.70 | 0.82 | 0.61 | 0.42 | 0.66 | 0.70 |