Soneri Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	48,836	19,332	15,780	15,194	9,996	11,405
Investment Securities	492,744	479,247	384,306	310,338	304,346	318,818
Trading Asset Securities	-	-	-	2.87	105.03	19,628
Total Investments	492,744	479,247	384,306	310,341	304,451	338,446
Gross Loans	223,845	252,280	258,450	214,210	221,774	184,587
Allowance for Loan Losses	-	-7,358	-8,113	-8,456	-7,340	-7,948
Other Adjustments to Gross Loans	-	-	-	-	-	-52.03
Net Loans	223,845	244,922	250,337	205,754	214,434	176,587
Property, Plant & Equipment	28,365	27,118	20,985	17,195	12,593	11,145
Other Intangible Assets	434.53	492.74	394.49	206.13	327.9	432.89
Accrued Interest Receivable	-	13,226	15,067	17,236	10,439	6,000
Other Receivables	4,460	28.37	47.18	52,813	1,490	932.61
Restricted Cash	-	43,514	33,495	30,472	17,926	25,536
Other Current Assets	-	22,059	17,229	7,126	5,850	7,157
Long-Term Deferred Tax Assets	-	-	-	-	890.62	178.22
Other Real Estate Owned & Foreclosed	-	2,082	1,490	1,573	1,122	1,145
Other Long-Term Assets	37,448	454.03	368.81	653.1	240.98	524
Total Assets	836,132	852,477	739,499	658,562	579,760	579,489
Accrued Expenses	-	2,708	2,540	2,056	1,272	924.26
Interest Bearing Deposits	685,051	501,492	394,299	382,365	291,854	300,639
Non-Interest Bearing Deposits	-	187,614	148,847	135,504	117,788	102,398
Total Deposits	685,051	689,106	543,146	517,869	409,643	403,037
Short-Term Borrowings	-	58,659	105,036	62,404	108,487	117,750
Current Portion of Long-Term Debt	-	-	-	956.76	260.63	1,636
Current Portion of Leases	-	479.93	1,010	809.51	-	-
Accrued Interest Payable	-	9,268	10,136	10,376	6,397	4,782
Other Current Liabilities	9,822	24,354	23,694	14,952	11,411	12,601
Long-Term Debt	74,115	11,192	12,383	13,441	14,980	12,200
Long-Term Leases	10,481	9,291	5,371	4,304	4,260	3,419
Long-Term Unearned Revenue	-	295.87	266.41	242.7	166.49	129.42
Long-Term Deferred Tax Liabilities	1,999	4,862	2,072	889.04	-	-
Other Long-Term Liabilities	20,976	5,473	3,034	1,648	1,736	1,375
Total Liabilities	802,444	815,690	708,690	629,949	558,614	557,853
Common Stock	11,025	11,025	11,025	11,025	11,025	11,025
Retained Earnings	17,794	18,194	15,498	15,927	10,906	10,623
Comprehensive Income & Other	4,870	7,568	4,287	1,661	-784.2	-12.16
Shareholders' Equity	33,688	36,787	30,810	28,613	21,146	21,636
Total Liabilities & Equity	836,132	852,477	739,499	658,562	579,760	579,489
Total Debt	84,596	79,622	123,801	81,915	127,988	135,006
Net Cash (Debt)	-35,760	-60,290	-108,020	-66,719	-71,549	-92,952
Net Cash Per Share	-32.44	-54.69	-97.98	-60.52	-64.90	-84.31
Filing Date Shares Outstanding	1,102	1,102	1,102	1,102	1,102	1,102
Total Common Shares Outstanding	1,102	1,102	1,102	1,102	1,102	1,102
Book Value Per Share	30.56	33.37	27.95	25.95	19.18	19.62
Tangible Book Value	33,254	36,294	30,415	28,407	20,818	21,203
Tangible Book Value Per Share	30.16	32.92	27.59	25.77	18.88	19.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.