Soneri Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	20,781	29,392	19,536	11,576	11,025	10,705
Market Cap Growth	17.45%	50.45%	68.76%	5.00%	2.99%	-2.41%
Last Close Price	18.85	24.74	14.88	6.26	5.35	4.46
PE Ratio	4.38	6.45	3.31	1.91	5.85	3.75
PS Ratio	0.57	0.82	0.61	0.42	0.66	0.70
PB Ratio	0.62	0.80	0.63	0.41	0.52	0.50
P/FCF Ratio	-	-	0.46	-	-	1.04
P/OCF Ratio	-	-	0.42	-	-	0.89
Debt / Equity Ratio	2.51	2.16	4.02	2.86	6.05	6.24
Debt / FCF Ratio	-	-	2.92	-	-	13.07
Net Debt / Equity Ratio	1.06	1.64	3.51	2.33	3.38	4.30
Net Debt / FCF Ratio	-0.43	-2.11	2.55	-1.64	-1.14	9.00
Return on Equity (ROE)	15.10%	13.48%	19.86%	24.42%	8.80%	12.74%
Return on Assets (ROA)	0.58%	0.57%	0.84%	0.98%	0.33%	0.54%
Earnings Yield	22.85%	15.51%	30.21%	52.48%	17.08%	26.66%
FCF Yield	-399.99%	-97.02%	216.70%	-351.82%	-570.52%	96.50%
Dividend Yield	7.96%	6.06%	20.17%	47.89%	18.68%	33.61%
Payout Ratio	34.82%	42.01%	78.30%	18.05%	87.24%	47.64%
Buyback Yield / Dilution	0.00%	-	-	-	0.00%	-
Total Shareholder Return	7.81%	6.06%	20.17%	47.89%	18.68%	33.61%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.