TPL Insurance Limited (PSX:TPLI)
Pakistan · Delayed Price · Currency is PKR 100.24
+4.86 (5.10%)
At close: Nov 2, 2026
TPL Insurance Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 5,339 | 4,299 | 3,422 | 3,076 | 2,970 | 2,398 |
Total Interest & Dividend Income | 316.34 | 201.09 | 322.91 | 401.31 | 177.87 | 85.3 |
Gain (Loss) on Sale of Investments | 6.31 | 6.31 | 65.91 | 44.15 | -93 | -6.63 |
Other Revenue | 39.94 | 60.77 | 78.94 | 86.16 | 36.83 | 32.17 |
| 5,702 | 4,567 | 3,890 | 3,607 | 3,092 | 2,508 | |
Revenue Growth | 30.31% | 17.40% | 7.83% | 16.66% | 23.27% | 7.11% |
Policy Benefits | 2,668 | 2,168 | 1,656 | 1,506 | 1,415 | 1,113 |
Policy Acquisition & Underwriting Costs | 473.69 | 401.85 | 350.69 | 301.36 | 269.09 | 221.49 |
Selling, General & Administrative | 1,774 | 1,644 | 1,382 | 1,428 | 1,113 | 912 |
Other Operating Expenses | 447.24 | 350.43 | 327.21 | 252.82 | 224.05 | 195.94 |
Total Operating Expenses | 5,363 | 4,564 | 3,716 | 3,489 | 3,021 | 2,487 |
Operating Income | 338.92 | 2.58 | 173.68 | 118.34 | 70.99 | 21.55 |
Interest Expense | -25.41 | -16.5 | -23.95 | -19.69 | -28.04 | -24.56 |
Currency Exchange Gain (Loss) | - | - | - | - | 23.66 | - |
Other Non Operating Income (Expenses) | -10.81 | -10.81 | -5.03 | -5.02 | -2.9 | -2.23 |
EBT Excluding Unusual Items | 302.7 | -24.73 | 144.7 | 93.63 | 63.71 | -5.23 |
Gain (Loss) on Sale of Assets | 80.52 | 80.52 | - | - | 1.35 | 0.01 |
Other Unusual Items | - | - | - | 1,079 | - | - |
Pretax Income | 383.22 | 55.79 | 144.7 | 1,172 | 65.06 | -5.22 |
Income Tax Expense | 81.74 | -1.84 | 73.07 | 45.47 | 46.8 | 4.46 |
Net Income | 301.47 | 57.64 | 71.63 | 1,127 | 18.26 | -9.69 |
Net Income to Common | 301.47 | 57.64 | 71.63 | 1,127 | 18.26 | -9.69 |
Net Income Growth | 723.58% | -19.53% | -93.64% | 6070.87% | - | - |
Shares Outstanding (Basic) | 209 | 199 | 199 | 198 | 175 | 149 |
Shares Outstanding (Diluted) | 209 | 199 | 199 | 198 | 175 | 149 |
Shares Change | 8.27% | - | 0.13% | 13.32% | 17.25% | 17.84% |
EPS (Basic) | 1.44 | 0.29 | 0.36 | 5.68 | 0.10 | -0.06 |
EPS (Diluted) | 1.44 | 0.29 | 0.36 | 5.68 | 0.10 | -0.06 |
EPS Growth | 660.67% | -19.53% | -93.65% | 5345.72% | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1,131 | 170.23 | 184.62 | -116.92 | 266.97 | -179.86 |
Free Cash Flow Per Share | 5.42 | 0.86 | 0.93 | -0.59 | 1.52 | -1.21 |
Dividend Per Share | - | - | - | 3.000 | - | - |
Dividend Growth | - | - | - | - | - | - |
Operating Margin | 5.94% | 0.06% | 4.46% | 3.28% | 2.30% | 0.86% |
Profit Margin | 5.29% | 1.26% | 1.84% | 31.24% | 0.59% | -0.39% |
Free Cash Flow Margin | 19.84% | 3.73% | 4.75% | -3.24% | 8.63% | -7.17% |
EBITDA | 469.2 | 133.14 | 306.79 | 131.57 | 75.55 | 60.06 |
EBITDA Margin | 8.23% | 2.92% | 7.89% | 3.65% | 2.44% | 2.39% |
D&A For EBITDA | 130.28 | 130.56 | 133.11 | 13.23 | 4.56 | 38.5 |
EBIT | 338.92 | 2.58 | 173.68 | 118.34 | 70.99 | 21.55 |
EBIT Margin | 5.94% | 0.06% | 4.46% | 3.28% | 2.30% | 0.86% |
Effective Tax Rate | 21.33% | - | 50.50% | 3.88% | 71.93% | - |