The Universal Insurance Company Limited (PSX: UVIC)
Pakistan
· Delayed Price · Currency is PKR 7.69
-1.00 (-11.51%)
At close: Sep 9, 2024
UVIC Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 |
| Premiums & Annuity Revenue | 23.35 | 45.6 | 74.31 | 75.21 | 67.2 | 68.12 |
| Total Interest & Dividend Income | 8.35 | 10.48 | 13.52 | 15 | 6.61 | 5.7 |
| Gain (Loss) on Sale of Investments | -33.5 | -3.63 | 2.38 | - | 4.21 | 8.89 |
| Other Revenue | 41.68 | 17.4 | 1.37 | 1.04 | 2.25 | 3.28 |
| Total Revenue | 39.89 | 69.84 | 91.59 | 91.24 | 80.27 | 85.99 |
| Revenue Growth (YoY) | -54.27% | -23.74% | 0.38% | 13.67% | -6.65% | 266.11% |
| Policy Benefits | 13.13 | 24.65 | 64.76 | 40.66 | 35.77 | -19.58 |
| Policy Acquisition & Underwriting Costs | 2.87 | 5.62 | 8.91 | 9.72 | 10.76 | 11.98 |
| Selling, General & Administrative | 91.68 | 97.61 | 163 | 90.55 | 87.28 | 72.33 |
| Other Operating Expenses | 1.73 | 1.15 | 0.46 | 0.08 | 0.14 | 0.23 |
| Total Operating Expenses | 109.41 | 129.03 | 237.13 | 141.01 | 133.95 | 64.96 |
| Operating Income | -69.52 | -59.19 | -145.55 | -49.77 | -53.68 | 21.03 |
| Earnings From Equity Investments | 0.97 | -0 | -8.24 | 86.64 | -65.2 | -23.83 |
| Other Non Operating Income (Expenses) | 1.38 | 1.33 | - | 3.76 | 4.68 | 1.52 |
| EBT Excluding Unusual Items | -67.17 | -57.86 | -153.79 | 40.63 | -114.19 | -1.28 |
| Gain (Loss) on Sale of Assets | 5.93 | 4.41 | 0.07 | -0 | 0.24 | 1.22 |
| Asset Writedown | 4.56 | 4.56 | 6.47 | 4.66 | 4.47 | 4.48 |
| Pretax Income | -56.68 | -48.88 | -147.26 | 45.29 | -109.48 | 4.42 |
| Income Tax Expense | 114.65 | 106.03 | -36.24 | 4.85 | -21.63 | 2.09 |
| Net Income | -171.33 | -154.91 | -111.02 | 40.44 | -87.85 | 2.34 |
| Net Income to Common | -171.33 | -154.91 | -111.02 | 40.44 | -87.85 | 2.34 |
| Net Income Growth | - | - | - | - | - | -85.40% |
| Shares Outstanding (Basic) | 50 | 50 | 50 | 50 | 50 | 50 |
| Shares Outstanding (Diluted) | 50 | 50 | 50 | 50 | 50 | 50 |
| Shares Change (YoY) | -0.99% | - | - | - | - | - |
| EPS (Basic) | -3.44 | -3.10 | -2.22 | 0.81 | -1.76 | 0.05 |
| EPS (Diluted) | -3.44 | -3.10 | -2.22 | 0.81 | -1.76 | 0.05 |
| EPS Growth | - | - | - | - | - | -85.40% |
| Free Cash Flow | -115.58 | -133.1 | -71.51 | -34.53 | -45.43 | 11.85 |
| Free Cash Flow Per Share | -2.32 | -2.66 | -1.43 | -0.69 | -0.91 | 0.24 |
| Operating Margin | -174.26% | -84.74% | -158.92% | -54.54% | -66.87% | 24.45% |
| Profit Margin | -429.49% | -221.80% | -121.22% | 44.32% | -109.44% | 2.72% |
| Free Cash Flow Margin | -289.74% | -190.56% | -78.08% | -37.84% | -56.60% | 13.78% |
| EBITDA | -66.08 | -55.39 | -142.51 | -46.43 | -49.93 | 24.43 |
| EBITDA Margin | -165.65% | -79.30% | -155.61% | -50.89% | -62.20% | 28.41% |
| D&A For EBITDA | 3.43 | 3.8 | 3.03 | 3.34 | 3.75 | 3.4 |
| EBIT | -69.52 | -59.19 | -145.55 | -49.77 | -53.68 | 21.03 |
| EBIT Margin | -174.26% | -84.74% | -158.92% | -54.54% | -66.87% | 24.45% |
| Effective Tax Rate | - | - | - | 10.71% | - | 47.18% |
Source: S&P Capital IQ. Insurance template. Financial Sources.