The Universal Insurance Company Limited (PSX:UVIC)
Pakistan · Delayed Price · Currency is PKR 26.09
+2.37 (9.99%)
At close: Sep 10, 2025
PSX:UVIC Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Premiums & Annuity Revenue | 24.74 | 17.73 | 45.6 | 74.31 | 75.21 | 67.2 | Upgrade |
Total Interest & Dividend Income | 9.1 | 8.42 | 10.48 | 13.52 | 15 | 6.61 | Upgrade |
Gain (Loss) on Sale of Investments | 15.81 | -29.75 | -3.63 | 2.38 | - | 4.21 | Upgrade |
Other Revenue | 52.7 | 67.48 | 17.4 | 1.37 | 1.04 | 2.25 | Upgrade |
| 102.34 | 63.88 | 69.84 | 91.59 | 91.24 | 80.27 | Upgrade | |
Revenue Growth (YoY) | 156.54% | -8.54% | -23.74% | 0.38% | 13.67% | -6.65% | Upgrade |
Policy Benefits | -19 | 4.45 | 24.65 | 64.76 | 40.66 | 35.77 | Upgrade |
Policy Acquisition & Underwriting Costs | 2.4 | 2.05 | 5.62 | 8.91 | 9.72 | 10.76 | Upgrade |
Selling, General & Administrative | 81.29 | 81.08 | 97.61 | 163 | 90.55 | 87.28 | Upgrade |
Other Operating Expenses | 0.04 | 0.73 | 1.15 | 0.46 | 0.08 | 0.14 | Upgrade |
Total Operating Expenses | 64.73 | 88.31 | 129.03 | 237.13 | 141.01 | 133.95 | Upgrade |
Operating Income | 37.61 | -24.43 | -59.19 | -145.55 | -49.77 | -53.68 | Upgrade |
Earnings From Equity Investments | - | 10.28 | -0 | -8.24 | 86.64 | -65.2 | Upgrade |
Other Non Operating Income (Expenses) | 0.18 | 0.23 | 1.33 | - | 3.76 | 4.68 | Upgrade |
EBT Excluding Unusual Items | 37.79 | -13.93 | -57.86 | -153.79 | 40.63 | -114.19 | Upgrade |
Gain (Loss) on Sale of Assets | 3.86 | 3.25 | 4.41 | 0.07 | -0 | 0.24 | Upgrade |
Asset Writedown | 0.93 | 0.93 | 4.56 | 6.47 | 4.66 | 4.47 | Upgrade |
Pretax Income | 42.58 | -9.75 | -48.88 | -147.26 | 45.29 | -109.48 | Upgrade |
Income Tax Expense | -7 | -4.9 | 106.03 | -36.24 | 4.85 | -21.63 | Upgrade |
Net Income | 49.58 | -4.85 | -154.91 | -111.02 | 40.44 | -87.85 | Upgrade |
Net Income to Common | 49.58 | -4.85 | -154.91 | -111.02 | 40.44 | -87.85 | Upgrade |
Shares Outstanding (Basic) | 50 | 50 | 50 | 50 | 50 | 50 | Upgrade |
Shares Outstanding (Diluted) | 50 | 50 | 50 | 50 | 50 | 50 | Upgrade |
Shares Change (YoY) | 0.18% | - | - | - | - | - | Upgrade |
EPS (Basic) | 0.99 | -0.10 | -3.10 | -2.22 | 0.81 | -1.76 | Upgrade |
EPS (Diluted) | 0.99 | -0.10 | -3.10 | -2.22 | 0.81 | -1.76 | Upgrade |
Free Cash Flow | 16.53 | -74.25 | -133.1 | -71.51 | -34.53 | -45.43 | Upgrade |
Free Cash Flow Per Share | 0.33 | -1.49 | -2.66 | -1.43 | -0.69 | -0.91 | Upgrade |
Operating Margin | 36.75% | -38.25% | -84.74% | -158.92% | -54.54% | -66.87% | Upgrade |
Profit Margin | 48.45% | -7.58% | -221.80% | -121.22% | 44.32% | -109.44% | Upgrade |
Free Cash Flow Margin | 16.15% | -116.24% | -190.56% | -78.08% | -37.84% | -56.60% | Upgrade |
EBITDA | 40.63 | -21.35 | -55.39 | -142.51 | -46.43 | -49.93 | Upgrade |
EBITDA Margin | 39.70% | -33.43% | -79.30% | -155.61% | -50.89% | -62.20% | Upgrade |
D&A For EBITDA | 3.03 | 3.08 | 3.8 | 3.03 | 3.34 | 3.75 | Upgrade |
EBIT | 37.61 | -24.43 | -59.19 | -145.55 | -49.77 | -53.68 | Upgrade |
EBIT Margin | 36.75% | -38.25% | -84.74% | -158.92% | -54.54% | -66.87% | Upgrade |
Effective Tax Rate | - | - | - | - | 10.71% | - | Upgrade |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.