The Universal Insurance Company Limited (PSX: UVIC)
Pakistan
· Delayed Price · Currency is PKR 10.50
+0.25 (2.44%)
At close: Dec 24, 2024
PSX: UVIC Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Premiums & Annuity Revenue | 19.85 | 45.6 | 74.31 | 75.21 | 67.2 | 68.12 | Upgrade
|
| Total Interest & Dividend Income | 8.32 | 10.48 | 13.52 | 15 | 6.61 | 5.7 | Upgrade
|
| Gain (Loss) on Sale of Investments | -33.82 | -3.63 | 2.38 | - | 4.21 | 8.89 | Upgrade
|
| Other Revenue | 53.25 | 17.4 | 1.37 | 1.04 | 2.25 | 3.28 | Upgrade
|
| Total Revenue | 47.6 | 69.84 | 91.59 | 91.24 | 80.27 | 85.99 | Upgrade
|
| Revenue Growth (YoY) | -46.90% | -23.74% | 0.38% | 13.67% | -6.65% | 266.11% | Upgrade
|
| Policy Benefits | 3.37 | 24.65 | 64.76 | 40.66 | 35.77 | -19.58 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 2.27 | 5.62 | 8.91 | 9.72 | 10.76 | 11.98 | Upgrade
|
| Selling, General & Administrative | 86.87 | 97.61 | 163 | 90.55 | 87.28 | 72.33 | Upgrade
|
| Other Operating Expenses | 0.95 | 1.15 | 0.46 | 0.08 | 0.14 | 0.23 | Upgrade
|
| Total Operating Expenses | 93.46 | 129.03 | 237.13 | 141.01 | 133.95 | 64.96 | Upgrade
|
| Operating Income | -45.86 | -59.19 | -145.55 | -49.77 | -53.68 | 21.03 | Upgrade
|
| Earnings From Equity Investments | 5.83 | -0 | -8.24 | 86.64 | -65.2 | -23.83 | Upgrade
|
| Other Non Operating Income (Expenses) | 1.38 | 1.33 | - | 3.76 | 4.68 | 1.52 | Upgrade
|
| EBT Excluding Unusual Items | -38.64 | -57.86 | -153.79 | 40.63 | -114.19 | -1.28 | Upgrade
|
| Gain (Loss) on Sale of Assets | 4.58 | 4.41 | 0.07 | -0 | 0.24 | 1.22 | Upgrade
|
| Asset Writedown | 4.56 | 4.56 | 6.47 | 4.66 | 4.47 | 4.48 | Upgrade
|
| Pretax Income | -29.51 | -48.88 | -147.26 | 45.29 | -109.48 | 4.42 | Upgrade
|
| Income Tax Expense | 137.74 | 106.03 | -36.24 | 4.85 | -21.63 | 2.09 | Upgrade
|
| Net Income | -167.25 | -154.91 | -111.02 | 40.44 | -87.85 | 2.34 | Upgrade
|
| Net Income to Common | -167.25 | -154.91 | -111.02 | 40.44 | -87.85 | 2.34 | Upgrade
|
| Net Income Growth | - | - | - | - | - | -85.40% | Upgrade
|
| Shares Outstanding (Basic) | 49 | 50 | 50 | 50 | 50 | 50 | Upgrade
|
| Shares Outstanding (Diluted) | 49 | 50 | 50 | 50 | 50 | 50 | Upgrade
|
| Shares Change (YoY) | -3.08% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | -3.40 | -3.10 | -2.22 | 0.81 | -1.76 | 0.05 | Upgrade
|
| EPS (Diluted) | -3.40 | -3.10 | -2.22 | 0.81 | -1.76 | 0.05 | Upgrade
|
| EPS Growth | - | - | - | - | - | -85.40% | Upgrade
|
| Free Cash Flow | -173.09 | -133.1 | -71.51 | -34.53 | -45.43 | 11.85 | Upgrade
|
| Free Cash Flow Per Share | -3.52 | -2.66 | -1.43 | -0.69 | -0.91 | 0.24 | Upgrade
|
| Operating Margin | -96.34% | -84.74% | -158.92% | -54.54% | -66.87% | 24.45% | Upgrade
|
| Profit Margin | -351.38% | -221.80% | -121.22% | 44.32% | -109.44% | 2.72% | Upgrade
|
| Free Cash Flow Margin | -363.66% | -190.56% | -78.08% | -37.84% | -56.60% | 13.78% | Upgrade
|
| EBITDA | -42.58 | -55.39 | -142.51 | -46.43 | -49.93 | 24.43 | Upgrade
|
| EBITDA Margin | -89.45% | -79.30% | -155.61% | -50.89% | -62.20% | 28.41% | Upgrade
|
| D&A For EBITDA | 3.28 | 3.8 | 3.03 | 3.34 | 3.75 | 3.4 | Upgrade
|
| EBIT | -45.86 | -59.19 | -145.55 | -49.77 | -53.68 | 21.03 | Upgrade
|
| EBIT Margin | -96.34% | -84.74% | -158.92% | -54.54% | -66.87% | 24.45% | Upgrade
|
| Effective Tax Rate | - | - | - | 10.71% | - | 47.18% | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.