The Universal Insurance Company Limited (PSX:UVIC)
Pakistan
· Delayed Price · Currency is PKR 9.21
+0.38 (4.30%)
At close: May 14, 2025
PSX:UVIC Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 18.09 | 17.73 | 45.6 | 74.31 | 75.21 | 67.2 | Upgrade
|
| Total Interest & Dividend Income | 8.32 | 8.42 | 10.48 | 13.52 | 15 | 6.61 | Upgrade
|
| Gain (Loss) on Sale of Investments | -28.22 | -29.75 | -3.63 | 2.38 | - | 4.21 | Upgrade
|
| Other Revenue | 68.41 | 67.48 | 17.4 | 1.37 | 1.04 | 2.25 | Upgrade
|
| Total Revenue | 66.6 | 63.88 | 69.84 | 91.59 | 91.24 | 80.27 | Upgrade
|
| Revenue Growth (YoY) | 4.45% | -8.54% | -23.74% | 0.38% | 13.67% | -6.65% | Upgrade
|
| Policy Benefits | 1.33 | 4.45 | 24.65 | 64.76 | 40.66 | 35.77 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 2.04 | 2.05 | 5.62 | 8.91 | 9.72 | 10.76 | Upgrade
|
| Selling, General & Administrative | 81.06 | 81.08 | 97.61 | 163 | 90.55 | 87.28 | Upgrade
|
| Other Operating Expenses | 0.66 | 0.73 | 1.15 | 0.46 | 0.08 | 0.14 | Upgrade
|
| Total Operating Expenses | 85.08 | 88.31 | 129.03 | 237.13 | 141.01 | 133.95 | Upgrade
|
| Operating Income | -18.48 | -24.43 | -59.19 | -145.55 | -49.77 | -53.68 | Upgrade
|
| Earnings From Equity Investments | - | 10.28 | -0 | -8.24 | 86.64 | -65.2 | Upgrade
|
| Other Non Operating Income (Expenses) | 0.23 | 0.23 | 1.33 | - | 3.76 | 4.68 | Upgrade
|
| EBT Excluding Unusual Items | -18.25 | -13.93 | -57.86 | -153.79 | 40.63 | -114.19 | Upgrade
|
| Gain (Loss) on Sale of Assets | 5.32 | 3.25 | 4.41 | 0.07 | -0 | 0.24 | Upgrade
|
| Asset Writedown | 0.93 | 0.93 | 4.56 | 6.47 | 4.66 | 4.47 | Upgrade
|
| Pretax Income | -11.99 | -9.75 | -48.88 | -147.26 | 45.29 | -109.48 | Upgrade
|
| Income Tax Expense | -11.08 | -4.9 | 106.03 | -36.24 | 4.85 | -21.63 | Upgrade
|
| Net Income | -0.92 | -4.85 | -154.91 | -111.02 | 40.44 | -87.85 | Upgrade
|
| Net Income to Common | -0.92 | -4.85 | -154.91 | -111.02 | 40.44 | -87.85 | Upgrade
|
| Shares Outstanding (Basic) | 50 | 50 | 50 | 50 | 50 | 50 | Upgrade
|
| Shares Outstanding (Diluted) | 50 | 50 | 50 | 50 | 50 | 50 | Upgrade
|
| Shares Change (YoY) | -1.56% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | -0.02 | -0.10 | -3.10 | -2.22 | 0.81 | -1.76 | Upgrade
|
| EPS (Diluted) | -0.02 | -0.10 | -3.10 | -2.22 | 0.81 | -1.76 | Upgrade
|
| Free Cash Flow | -74.74 | -74.25 | -133.1 | -71.51 | -34.53 | -45.43 | Upgrade
|
| Free Cash Flow Per Share | -1.49 | -1.49 | -2.66 | -1.43 | -0.69 | -0.91 | Upgrade
|
| Operating Margin | -27.74% | -38.25% | -84.74% | -158.92% | -54.54% | -66.87% | Upgrade
|
| Profit Margin | -1.38% | -7.58% | -221.80% | -121.22% | 44.32% | -109.44% | Upgrade
|
| Free Cash Flow Margin | -112.22% | -116.24% | -190.56% | -78.08% | -37.84% | -56.60% | Upgrade
|
| EBITDA | -15.43 | -21.35 | -55.39 | -142.51 | -46.43 | -49.93 | Upgrade
|
| EBITDA Margin | -23.16% | -33.43% | -79.30% | -155.61% | -50.89% | -62.20% | Upgrade
|
| D&A For EBITDA | 3.05 | 3.08 | 3.8 | 3.03 | 3.34 | 3.75 | Upgrade
|
| EBIT | -18.48 | -24.43 | -59.19 | -145.55 | -49.77 | -53.68 | Upgrade
|
| EBIT Margin | -27.74% | -38.25% | -84.74% | -158.92% | -54.54% | -66.87% | Upgrade
|
| Effective Tax Rate | - | - | - | - | 10.71% | - | Upgrade
|
Updated Oct 29, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.