The Universal Insurance Company Limited (PSX:UVIC)

PSX:UVIC Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Equity & Preferred Securities	369.01	312.31	270.08	363.56	371.68	285.34
Total Investments	416.28	359.58	316.42	464.77	517.5	450.37
Cash & Equivalents	84.21	61.52	142.86	10.07	13.4	9.33
Reinsurance Recoverable	96.16	98.3	100.51	104.96	127.26	148.63
Other Receivables	26.17	96.67	76.89	26.34	26.31	28.22
Property, Plant & Equipment	148.53	150.02	146.51	157.92	155.44	188.47
Other Current Assets	25.77	26.03	18.36	28.52	34.51	38.16
Long-Term Deferred Tax Assets	-	-	-	95.1	56	57.01
Long-Term Deferred Charges	0.17	0.69	0.76	5.15	7.25	9.97
Other Long-Term Assets	59.18	58.63	57.01	55.36	55.17	55.36
Total Assets	856.47	851.44	859.31	948.19	992.85	985.51
Accrued Expenses	-	6.58	7.81	9.57	8.94	11.22
Insurance & Annuity Liabilities	78.45	70.03	67.43	86.64	4.74	4.29
Unpaid Claims	69.82	96.88	101.14	84.09	46.83	35.47
Unearned Premiums	1.95	7.86	7.04	36.86	51.72	66.51
Reinsurance Payable	-	-	-	-	38.82	36.77
Current Income Taxes Payable	-	0.06	0.04	0.11	0.02	0.21
Long-Term Deferred Tax Liabilities	-	-	6.65	-	-	-
Other Current Liabilities	0.56	0.56	0.56	0.56	0.56	0.56
Other Long-Term Liabilities	10.46	0.58	0.65	0.65	0.51	0.44
Total Liabilities	161.23	182.55	191.32	218.47	152.6	155.81
Common Stock	500	500	500	500	500	500
Additional Paid-In Capital	13.82	13.82	13.82	13.82	13.82	13.82
Retained Earnings	36.78	9.37	-166.96	-137.3	-27.4	-69.59
Comprehensive Income & Other	144.63	145.7	321.12	353.2	353.82	385.47
Shareholders' Equity	695.23	668.89	667.99	729.72	840.24	829.7
Total Liabilities & Equity	856.47	851.44	859.31	948.19	992.85	985.51
Filing Date Shares Outstanding	49.97	50	50	50	50	50
Total Common Shares Outstanding	49.97	50	50	50	50	50
Net Cash (Debt)	84.21	61.52	142.86	10.07	13.4	9.33
Net Cash Growth	-77.92%	-56.94%	1318.54%	-24.83%	43.57%	-79.88%
Net Cash Per Share	1.69	1.23	2.86	0.20	0.27	0.19
Book Value Per Share	13.91	13.38	13.36	14.59	16.80	16.59
Tangible Book Value	695.23	668.89	667.99	729.72	840.24	829.7
Tangible Book Value Per Share	13.91	13.38	13.36	14.59	16.80	16.59
Land	-	116.76	115.6	115.6	115.6	145.6
Buildings	-	37.53	32.76	49.22	49.22	49.22
Machinery	-	47.35	49.86	51.44	47.49	48.53

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.