The Universal Insurance Company Limited (PSX: UVIC)

UVIC Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 13, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	449	348	222	210	275	300
Market Cap Growth	110.26%	56.88%	5.48%	-23.64%	-8.33%	-7.69%
Enterprise Value	124	333	180	205	261	250
PE Ratio	-	-	-	5.19	-	128.48
PS Ratio	9.28	4.98	2.42	2.30	3.43	3.49
PB Ratio	0.69	0.52	0.30	0.25	0.33	0.36
P/FCF Ratio	-	-	-	-	-	25.31
P/OCF Ratio	-	-	-	-	-	18.92
EV/Sales Ratio	2.60	4.76	1.96	2.24	3.25	2.91
EV/EBITDA Ratio	-	-	-	-	-	10.25
EV/EBIT Ratio	-	-	-	-	-	11.91
EV/FCF Ratio	-0.71	-	-	-	-	21.13
Quick Ratio	1.75	1.21	0.44	0.98	1.09	1.54
Current Ratio	2.29	1.87	1.07	2.05	2.30	2.94
Asset Turnover	0.05	0.08	0.09	0.09	0.08	0.09
Return on Equity (ROE)	-22.84%	-22.17%	-14.14%	4.84%	-10.64%	0.29%
Return on Assets (ROA)	-3.09%	-4.09%	-9.37%	-3.14%	-3.46%	1.40%
Return on Capital (ROIC)	-3.91%	-5.29%	-11.59%	-3.72%	-4.06%	1.61%
Earnings Yield	-37.86%	-44.58%	-50.12%	19.26%	-31.94%	0.78%
FCF Yield	-38.55%	-38.30%	-32.28%	-16.44%	-16.52%	3.95%
Buyback Yield / Dilution	3.08%	-	-	-	-	-
Total Shareholder Return	3.08%	-	-	-	-	-

Source: S&P Capital IQ. Insurance template. Financial Sources.