AlRayan Bank Q.P.S.C. (QSE:MARK)
2.072
-0.008 (-0.38%)
Jun 11, 2026, 1:14 PM AST
AlRayan Bank Q.P.S.C. Income Statement
Financials in millions QAR. Fiscal year is January - December.
Millions QAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 6,004 | 6,115 | 7,257 | 7,184 | 5,244 | 3,711 |
Net Interest Income Growth (YoY) | -14.13% | -15.73% | 1.01% | 37.00% | 41.32% | 0.82% |
Gain (Loss) on Sale of Investments | 9.69 | 11.42 | -3.32 | 20.56 | -56.25 | -188.78 |
Gain (Loss) on Sale of Equity Investments | 37.43 | 35.79 | 62.23 | 50.86 | 27.2 | 13.71 |
Other Non-Interest Income | 3,128 | 3,161 | 2,595 | 2,325 | 1,868 | 1,382 |
Total Non-Interest Income | 3,175 | 3,208 | 2,654 | 2,397 | 1,839 | 1,207 |
Non-Interest Income Growth (YoY) | 16.79% | 20.87% | 10.75% | 30.29% | 52.38% | -7.69% |
Revenues Before Loan Losses | 9,179 | 9,323 | 9,911 | 9,581 | 7,083 | 4,918 |
Provision for Loan Losses | 754.21 | 817.88 | 1,043 | 1,270 | 1,556 | 910.34 |
| 8,425 | 8,505 | 8,867 | 8,310 | 5,527 | 4,007 | |
Revenue Growth (YoY) | -3.33% | -4.09% | 6.70% | 50.37% | 37.91% | -14.54% |
Salaries and Employee Benefits | 463.53 | 453.72 | 434.23 | 433.16 | 521.85 | 427.95 |
Occupancy Expenses | 176.33 | 173.62 | 173.63 | 174.08 | 186.98 | 68.1 |
Selling, General & Administrative | 34.35 | 34.35 | 38.06 | 27.17 | 99.54 | 32.38 |
Other Non-Interest Expense | 6,165 | 6,261 | 6,661 | 6,161 | 3,333 | 1,727 |
Total Non-Interest Expense | 6,839 | 6,923 | 7,307 | 6,795 | 4,141 | 2,255 |
EBT Excluding Unusual Items | 1,586 | 1,582 | 1,560 | 1,515 | 1,385 | 1,752 |
Pretax Income | 1,586 | 1,582 | 1,560 | 1,515 | 1,385 | 1,735 |
Income Tax Expense | 79.56 | 29.67 | 33.46 | 34.97 | 22.24 | 4.77 |
Earnings From Continuing Operations | 1,506 | 1,552 | 1,527 | 1,480 | 1,363 | 1,731 |
Minority Interest in Earnings | -22.47 | -22.02 | -19.71 | -28.27 | -18.91 | -12.77 |
Net Income | 1,484 | 1,530 | 1,507 | 1,452 | 1,344 | 1,718 |
Preferred Dividends & Other Adjustments | 46 | 46 | 46 | 46 | 46 | 48.2 |
Net Income to Common | 1,438 | 1,484 | 1,461 | 1,406 | 1,298 | 1,670 |
Net Income Growth | -1.63% | 1.54% | 3.81% | 7.99% | -21.75% | -21.03% |
Basic Shares Outstanding | 9,300 | 9,300 | 9,300 | 9,300 | 9,300 | 7,653 |
Diluted Shares Outstanding | 9,300 | 9,300 | 9,300 | 9,300 | 9,300 | 7,653 |
Shares Change (YoY) | - | - | - | - | 21.52% | 2.04% |
EPS (Basic) | 0.15 | 0.16 | 0.16 | 0.15 | 0.14 | 0.22 |
EPS (Diluted) | 0.15 | 0.16 | 0.16 | 0.15 | 0.14 | 0.22 |
EPS Growth | -1.68% | 1.59% | 3.94% | 8.27% | -36.02% | -24.78% |
Dividend Per Share | 0.110 | 0.110 | 0.100 | 0.100 | 0.100 | 0.170 |
Dividend Growth | 10.00% | 10.00% | - | - | -41.18% | - |
Effective Tax Rate | 5.02% | 1.88% | 2.14% | 2.31% | 1.60% | 0.27% |