AlRayan Bank Q.P.S.C. (QSE:MARK)
Qatar · Delayed Price · Currency is QAR 1.860
-0.040 (-2.11%)
Nov 2, 2026, 1:12 PM AST
AlRayan Bank Q.P.S.C. Financials Overview
Financials in millions QAR. Fiscal year is January - December.
Millions QAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 8,085 | 8,505 | 8,867 | 8,310 | 5,527 | 4,007 |
Revenue Growth | -5.70% | -4.09% | 6.70% | 50.37% | 37.91% | -14.54% |
Net Income Net Income Growth | 1,142 | 1,484 | 1,461 | 1,406 | 1,298 | 1,670 |
Earnings Per Share EPS Growth | 0.12 | 0.16 | 0.16 | 0.15 | 0.14 | 0.22 |
EPS Growth | -23.54% | 1.59% | 3.94% | 8.27% | -36.02% | -24.78% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate Banking Corporate Banking Growth | 3,224 | 3,612 | 4,412 | 4,463 | 2,065 | 2,131 |
Retail Banking Retail Banking Growth | 1,356 | 1,644 | 1,473 | 1,125 | 1,490 | 612.41 |
Treasury and Financial Institutions Treasury and Financial Institutions Growth | 1,011 | 911.03 | 703.65 | -369.08 | 1,502 | 1,057 |
Asset Management Asset Management Growth | 77.63 | 62.54 | 59.37 | 56.9 | 65.88 | 49.79 |
International Operations International Operations Growth | 883.79 | 763.28 | 730.73 | 606.69 | 379.96 | 331.66 |
Unallocated Unallocated Growth | 65.33 | 44.21 | 68.09 | 153.92 | 23.52 | -175 |
Total Total Growth | 6,617 | 7,037 | 7,446 | 6,037 | 5,527 | 4,007 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 5,349 | 4,490 | 5,330 | 6,471 | 6,842 | 9,318 |
Total Debt Total Debt Growth | 30,397 | 39,149 | 33,279 | 41,524 | 40,397 | 36,828 |
Net Cash (Debt) Net Cash Growth | -25,048 | -34,660 | -27,949 | -35,053 | -33,556 | -27,510 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -2.69 | -3.73 | -3.01 | -3.77 | -3.61 | -3.59 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -2,265 | -2,217 | -9,754 | 14,119 | 9,906 | -19,798 |
Capital Expenditures CapEx Growth | -105.71 | -95.08 | -125.95 | -97.37 | -256.19 | -50.99 |
Free Cash Flow Free Cash Flow Growth | -2,371 | -2,312 | -9,880 | 14,022 | 9,649 | -19,849 |
Free Cash Flow Growth | - | - | - | 45.31% | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 14.12% | 17.45% | 16.48% | 16.91% | 23.49% | 41.67% |
FCF Margin | -29.32% | -27.18% | -111.42% | 168.72% | 174.60% | -495.30% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.110 | 0.110 | 0.100 | 0.100 | 0.100 | 0.170 |
Dividend Per Share Growth | 10.00% | 10.00% | 0% | 0% | -41.18% | 0% |
Dividend Yield | 5.91% | 5.01% | 4.06% | 3.77% | 3.15% | 3.66% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 15.15 | 13.75 | 15.68 | 17.57 | 22.71 | 25.84 |
Forward PE | 13.03 | 13.42 | 14.33 | 16.86 | 16.46 | 13.79 |
P/FCF Ratio | - | - | - | 1.76 | 3.06 | - |
PS Ratio | 2.14 | 2.40 | 2.58 | 2.97 | 5.34 | 10.77 |