AlRayan Bank Q.P.S.C. Ratios and Metrics

Market cap in millions QAR. Fiscal year is January - December.

Millions QAR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	18,321	20,404	22,906	24,692	29,490	43,152
Market Cap Growth	-15.60%	-10.92%	-7.23%	-16.27%	-31.66%	27.01%
Last Close Price	1.97	2.09	2.25	2.32	2.67	3.79
PE Ratio	13.57	13.75	15.68	17.57	22.71	25.84
PS Ratio	2.21	2.40	2.58	2.97	5.34	10.77
PB Ratio	0.72	0.79	0.90	1.00	1.21	1.75
P/FCF Ratio	17.88	-	-	1.76	3.06	-
P/OCF Ratio	16.44	-	-	1.75	2.98	-
Debt / Equity Ratio	1.32	1.51	1.31	1.67	1.66	1.49
Debt / FCF Ratio	32.94	-	-	2.96	4.19	-
Net Debt / Equity Ratio	1.08	1.33	1.10	1.41	1.38	1.12
Net Debt / FCF Ratio	26.75	-14.99	-2.83	2.50	3.48	-1.39
Return on Equity (ROE)	5.61%	6.05%	6.09%	6.03%	5.57%	8.82%
Return on Assets (ROA)	0.79%	0.88%	0.91%	0.89%	0.80%	1.17%
Earnings Yield	7.37%	7.50%	6.58%	5.88%	4.56%	3.98%
FCF Yield	5.59%	-11.33%	-43.13%	56.79%	32.72%	-46.00%
Dividend Yield	5.53%	5.26%	4.45%	4.30%	3.75%	4.49%
Payout Ratio	78.78%	67.60%	71.33%	80.60%	124.68%	70.33%
Buyback Yield / Dilution	-	-	-	-	-21.52%	-2.04%
Total Shareholder Return	5.53%	5.26%	4.45%	4.30%	-17.78%	2.45%