AlRayan Bank Q.P.S.C. (QSE:MARK)
Qatar · Delayed Price · Currency is QAR 1.860
-0.040 (-2.11%)
Nov 2, 2026, 1:12 PM AST
AlRayan Bank Q.P.S.C. Cash Flow Statement
Financials in millions QAR. Fiscal year is January - December.
Millions QAR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 1,188 | 1,530 | 1,507 | 1,452 | 1,344 | 1,718 |
Depreciation & Amortization | 179.06 | 173.62 | 173.63 | 174.08 | 186.98 | 68.1 |
Other Amortization | 13.77 | 10.94 | 13.08 | -39.9 | - | - |
Gain (Loss) on Sale of Assets | 4.74 | 8.15 | 3.41 | 0.52 | 14.12 | 5.81 |
Gain (Loss) on Sale of Investments | -18.48 | -148.62 | -184.83 | -71.2 | 135.38 | 183.06 |
Provision for Credit Losses | 728.86 | 817.88 | 1,043 | 1,270 | 1,556 | 910.34 |
Change in Other Net Operating Assets | -4,752 | -4,266 | -12,533 | 11,523 | 6,805 | -22,806 |
Other Operating Activities | 429.09 | -306.77 | 285.32 | -138.86 | -109.06 | 136.42 |
Operating Cash Flow | -2,265 | -2,217 | -9,754 | 14,119 | 9,906 | -19,798 |
Operating Cash Flow Growth | - | - | - | 42.53% | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -105.71 | -95.08 | -125.95 | -97.37 | -256.19 | -50.99 |
Cash Acquisitions | - | - | - | - | - | 8,985 |
Investment in Securities | -3,733 | -2,599 | -4,036 | -6,846 | 726.22 | -1,277 |
Income (Loss) Equity Investments | -37.65 | -35.79 | -62.23 | -50.86 | -27.2 | -13.71 |
Other Investing Activities | 8.91 | 26.1 | 22.15 | 11.5 | 10.7 | 10.7 |
Investing Cash Flow | -3,830 | -2,668 | -4,140 | -6,932 | 480.73 | 7,668 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 7,545 | 4,180 | 1,989 | 835.09 | 3,082 |
Long-Term Debt Repaid | - | -6,610 | -4,311 | -3,671 | -2,715 | -1,607 |
Net Debt Issued (Repaid) | -46.85 | 934.88 | -130.55 | -1,682 | -1,880 | 1,475 |
Common Dividends Paid | -1,095 | -1,034 | -1,075 | -1,170 | -1,676 | -1,208 |
Net Increase (Decrease) in Deposit Accounts | 9,153 | 3,528 | 14,886 | -4,568 | -9,664 | 10,314 |
Other Financing Activities | 61.58 | - | - | - | - | -29.07 |
Financing Cash Flow | 8,073 | 3,429 | 13,681 | -7,420 | -13,220 | 10,551 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -100.74 | -104.69 | -34.26 | 31.95 | -77.26 | 5.58 |
Net Cash Flow | 1,877 | -1,561 | -246.8 | -201.48 | -2,911 | -1,573 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -2,371 | -2,312 | -9,880 | 14,022 | 9,649 | -19,849 |
Free Cash Flow Growth | - | - | - | 45.31% | - | - |
Free Cash Flow Margin | -29.32% | -27.18% | -111.42% | 168.72% | 174.60% | -495.30% |
Free Cash Flow Per Share | -0.26 | -0.25 | -1.06 | 1.51 | 1.04 | -2.59 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 42.75 | 24.26 | 24.24 | 31.89 | 15.7 | 11 |