Masraf Al Rayan (Q.P.S.C.) (QSE:MARK)

QSE:MARK Balance Sheet

Financials in millions QAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,699	4,959	6,028	6,230	9,141	10,713
Investment Securities	42,287	44,111	38,944	31,820	33,093	21,118
Trading Asset Securities	280.13	371.1	442.91	611.88	177.08	57.34
Total Investments	42,567	44,482	39,387	32,432	33,270	21,175
Gross Loans	122,145	121,773	120,835	130,602	128,572	90,782
Allowance for Loan Losses	-4,492	-4,363	-3,852	-3,381	-1,827	-918.47
Other Adjustments to Gross Loans	-7,942	-9,076	-10,157	-10,485	-6,434	-4,290
Net Loans	109,711	108,334	106,826	116,736	120,310	85,573
Property, Plant & Equipment	1,022	1,011	968.57	915.46	714.68	271.41
Goodwill	-	877.49	877.49	877.49	877.49	-
Other Intangible Assets	1,423	573.47	687.29	801.11	924.41	-
Accrued Interest Receivable	1,545	1,713	1,409	1,131	579.06	413.94
Other Receivables	198.04	651.75	372.56	875.9	940.76	-
Restricted Cash	5,139	5,226	4,255	4,282	4,295	2,665
Other Current Assets	-	29.95	26.58	24.09	26.94	40.1
Long-Term Deferred Tax Assets	-	11.54	20.15	26.57	35.65	31.52
Other Long-Term Assets	4,001	3,224	3,342	3,202	3,040	231.26
Total Assets	169,304	171,094	164,200	167,533	174,155	121,115
Accrued Expenses	-	322.9	362.05	367.48	314.46	245.5
Non-Interest Bearing Deposits	8,734	7,434	8,432	9,348	9,344	8,597
Total Deposits	8,734	7,434	8,432	9,348	9,344	8,597
Short-Term Borrowings	6,161	6,338	3,716	4,216	10,702	6,378
Current Portion of Long-Term Debt	12,407	21,298	32,349	28,419	15,163	21,499
Current Portion of Leases	-	5.48	9.78	11.02	20	-
Accrued Interest Payable	51.25	110.19	150.4	86.94	29.61	48.65
Other Current Liabilities	-	1,118	1,217	1,537	2,198	1,925
Long-Term Debt	8,682	5,634	5,441	7,739	10,909	7,262
Long-Term Leases	-	4.56	8.38	13.33	33.59	-
Long-Term Unearned Revenue	-	191.54	216.35	209.82	150.87	-
Pension & Post-Retirement Benefits	-	100.52	54.71	49.79	93.6	-
Other Long-Term Liabilities	108,419	103,207	87,436	91,254	100,531	60,426
Total Liabilities	144,455	145,763	139,393	143,251	149,488	106,523
Common Stock	9,300	9,300	9,300	9,300	9,300	7,500
Retained Earnings	14,346	14,868	14,339	13,900	14,218	6,844
Comprehensive Income & Other	936.82	910.23	930.53	884.24	948.8	21.59
Total Common Equity	24,583	25,078	24,569	24,084	24,467	14,365
Minority Interest	266.62	252.36	237.28	198.15	199.65	226.67
Shareholders' Equity	24,849	25,331	24,806	24,282	24,666	14,592
Total Liabilities & Equity	169,304	171,094	164,200	167,533	174,155	121,115
Total Debt	27,250	33,279	41,524	40,397	36,828	35,139
Net Cash (Debt)	-23,271	-27,949	-35,053	-33,556	-27,510	-24,368
Net Cash Per Share	-2.50	-3.01	-3.77	-3.61	-3.59	-3.25
Filing Date Shares Outstanding	9,300	9,300	9,300	9,300	9,300	7,500
Total Common Shares Outstanding	9,300	9,300	9,300	9,300	9,300	7,500
Book Value Per Share	2.64	2.70	2.64	2.59	2.63	1.92
Tangible Book Value	23,160	23,628	23,004	22,405	22,665	14,365
Tangible Book Value Per Share	2.49	2.54	2.47	2.41	2.44	1.92

Source: S&P Global Market Intelligence. Banks template. Financial Sources.