AlRayan Bank Q.P.S.C. Ratios and Metrics

Market cap in millions QAR. Fiscal year is January - December.

Millions QAR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 25, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	22,208	22,906	24,692	29,490	43,152	33,975	Upgrade
Market Cap Growth	1.27%	-7.23%	-16.27%	-31.66%	27.01%	14.39%	Upgrade
Last Close Price	2.39	2.36	2.44	2.80	3.98	3.73	Upgrade
PE Ratio	14.87	15.68	17.57	22.71	25.84	15.62	Upgrade
PS Ratio	2.57	2.58	2.97	5.34	10.77	7.25	Upgrade
PB Ratio	0.88	0.90	1.00	1.21	1.75	2.33	Upgrade
P/FCF Ratio	3.44	-	1.76	3.06	-	-	Upgrade
P/OCF Ratio	3.37	-	1.75	2.98	-	-	Upgrade
Debt / Equity Ratio	1.40	1.31	1.67	1.66	1.49	2.41	Upgrade
Debt / FCF Ratio	5.49	-	2.96	4.19	-	-	Upgrade
Return on Equity (ROE)	6.22%	6.09%	6.03%	5.57%	8.82%	15.18%	Upgrade
Return on Assets (ROA)	0.92%	0.91%	0.89%	0.80%	1.17%	1.92%	Upgrade
Earnings Yield	6.72%	6.58%	5.88%	4.56%	3.98%	6.40%	Upgrade
FCF Yield	29.04%	-43.13%	56.79%	32.72%	-46.00%	-6.58%	Upgrade
Dividend Yield	4.19%	4.24%	4.10%	3.57%	4.27%	4.55%	Upgrade
Payout Ratio	68.44%	71.33%	80.60%	124.68%	70.33%	74.62%	Upgrade
Buyback Yield / Dilution	-	-	-	-21.52%	-2.04%	-	Upgrade
Total Shareholder Return	4.19%	4.24%	4.10%	-17.95%	2.24%	4.55%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.