AlRayan Bank Q.P.S.C. Ratios and Metrics

Market cap in millions QAR. Fiscal year is January - December.

Millions QAR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	21,762	20,404	22,906	24,692	29,490	43,152
Market Cap Growth	-3.90%	-10.92%	-7.23%	-16.27%	-31.66%	27.01%
Last Close Price	2.34	2.19	2.36	2.44	2.80	3.98
PE Ratio	14.66	13.75	15.68	17.57	22.71	25.84
PS Ratio	2.56	2.40	2.58	2.97	5.34	10.77
PB Ratio	0.84	0.79	0.90	1.00	1.21	1.75
P/FCF Ratio	-	-	-	1.76	3.06	-
P/OCF Ratio	-	-	-	1.75	2.98	-
Debt / Equity Ratio	1.51	1.51	1.31	1.67	1.66	1.49
Debt / FCF Ratio	-	-	-	2.96	4.19	-
Return on Equity (ROE)	6.05%	6.05%	6.09%	6.03%	5.57%	8.82%
Return on Assets (ROA)	0.88%	0.88%	0.91%	0.89%	0.80%	1.17%
Earnings Yield	6.82%	7.50%	6.58%	5.88%	4.56%	3.98%
FCF Yield	-10.62%	-11.33%	-43.13%	56.79%	32.72%	-46.00%
Dividend Yield	4.70%	5.01%	4.24%	4.10%	3.57%	4.27%
Payout Ratio	67.60%	67.60%	71.33%	80.60%	124.68%	70.33%
Buyback Yield / Dilution	-	-	-	-	-21.52%	-2.04%
Total Shareholder Return	4.68%	5.01%	4.24%	4.10%	-17.95%	2.24%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.