SGX:O39 Balance Sheet

Financials in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	24,548	28,829	28,870	29,984	22,708
Investment Securities	272,771	238,880	219,487	192,401	100,373
Trading Asset Securities	13,035	17,203	12,976	15,605	9,267
Total Investments	285,806	256,083	232,463	208,006	109,640
Gross Loans	341,120	319,166	296,653	294,980	289,716
Allowance for Loan Losses	-4,428	-4,070	-3,899	-3,513	-3,435
Net Loans	336,692	315,096	292,754	291,467	286,281
Property, Plant & Equipment	4,041	3,725	2,434	3,483	2,888
Goodwill	-	-	4,403	-	4,467
Other Intangible Assets	4,360	4,504	1,192	4,643	925
Investments in Real Estate	672	675	723	763	801
Accrued Interest Receivable	-	-	2,215	-	889
Other Receivables	-	-	1,163	-	962
Restricted Cash	-	-	-	-	5,211
Other Current Assets	-	-	1,543	-	1,922
Long-Term Deferred Tax Assets	489	538	586	448	280
Other Long-Term Assets	19,080	15,600	13,078	18,130	105,213
Total Assets	675,688	625,050	581,424	556,924	542,187
Accrued Expenses	-	-	-	236	431
Interest Bearing Deposits	332,125	292,649	270,189	247,882	212,557
Non-Interest Bearing Deposits	111,441	109,603	104,465	112,245	138,077
Total Deposits	443,566	402,252	374,654	360,127	350,634
Short-Term Borrowings	29,377	34,105	28,138	26,807	17,738
Current Portion of Long-Term Debt	4,331	5,993	5,261	-	3,918
Current Income Taxes Payable	1,118	879	1,037	995	905
Accrued Interest Payable	-	-	1,995	-	328
Other Current Liabilities	197	281	616	212	883
Long-Term Debt	10,852	7,693	6,874	11,179	7,529
Long-Term Leases	-	-	218	-	228
Long-Term Deferred Tax Liabilities	991	841	636	349	2,832
Other Long-Term Liabilities	121,686	112,626	106,441	104,594	102,423
Total Liabilities	612,118	564,670	525,870	504,499	487,849
Common Stock	18,563	18,096	18,045	18,048	18,040
Retained Earnings	41,114	38,834	34,956	31,721	32,134
Comprehensive Income & Other	2,767	2,386	1,169	1,348	2,489
Total Common Equity	62,444	59,316	54,170	51,117	52,663
Minority Interest	1,126	1,064	1,384	1,308	1,675
Shareholders' Equity	63,570	60,380	55,554	52,425	54,338
Total Liabilities & Equity	675,688	625,050	581,424	556,924	542,187
Total Debt	44,560	47,791	40,491	37,986	29,413
Net Cash (Debt)	37,173	46,418	44,822	42,829	28,024
Net Cash Growth	-19.92%	3.56%	4.65%	52.83%	-6.46%
Net Cash Per Share	8.16	10.22	9.96	9.46	6.24
Filing Date Shares Outstanding	4,490	4,496	4,494	4,495	4,493
Total Common Shares Outstanding	4,490	4,500	4,494	4,495	4,492
Book Value Per Share	13.53	12.80	11.78	10.99	11.46
Tangible Book Value	58,084	54,812	48,575	46,474	47,271
Tangible Book Value Per Share	12.56	11.80	10.53	9.96	10.26

Source: S&P Global Market Intelligence. Banks template. Financial Sources.