SGX:O39 Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	102,708	88,724	75,098	58,427	54,750	51,205
Market Cap Growth	32.82%	18.14%	28.53%	6.72%	6.92%	13.78%
Last Close Price	22.88	19.76	15.73	11.52	10.13	9.06
PE Ratio	14.04	12.09	9.98	8.40	9.91	10.64
PS Ratio	7.36	6.36	5.45	4.57	5.12	5.27
PB Ratio	1.62	1.40	1.24	1.05	1.04	0.94
Debt / Equity Ratio	0.71	0.71	0.80	0.73	0.73	0.54
Net Debt / Equity Ratio	-0.48	-0.48	-0.66	-0.81	-0.82	-0.52
Net Debt / FCF Ratio	0.92	0.92	1.72	7.53	49.12	2.27
Return on Equity (ROE)	12.20%	12.20%	13.37%	13.27%	10.56%	9.54%
Return on Assets (ROA)	1.16%	1.16%	1.28%	1.26%	1.03%	0.95%
Earnings Yield	7.14%	8.37%	10.10%	12.02%	10.09%	9.49%
FCF Yield	-32.27%	-37.35%	-31.13%	-10.18%	-1.59%	-24.07%
Dividend Yield	4.38%	4.20%	5.40%	7.12%	6.71%	5.85%
Payout Ratio	61.24%	61.24%	52.55%	53.17%	47.41%	31.78%
Buyback Yield / Dilution	0.04%	0.04%	-0.04%	0.70%	-0.79%	-1.65%
Total Shareholder Return	4.43%	4.24%	5.36%	7.81%	5.92%	4.20%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.