Oversea-Chinese Banking Corporation Limited (SGX:O39)

SGX:O39 Balance Sheet

Financials in millions SGD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	21,764	24,543	28,825	28,870	29,984	22,708
Investment Securities	303,427	256,855	225,096	215,935	192,401	100,373
Trading Asset Securities	16,318	13,035	17,203	12,976	15,605	9,267
Total Investments	319,745	269,890	242,299	228,911	208,006	109,640
Gross Loans	364,493	341,120	319,166	296,653	294,980	289,716
Allowance for Loan Losses	-4,605	-4,428	-4,070	-3,899	-3,513	-3,435
Net Loans	359,888	336,692	315,096	292,754	291,467	286,281
Property, Plant & Equipment	4,294	2,630	2,436	2,434	3,483	2,888
Goodwill	-	4,344	4,465	4,403	-	4,467
Other Intangible Assets	4,348	1,427	1,328	1,192	4,643	925
Investments in Real Estate	609	672	675	723	763	801
Accrued Interest Receivable	-	2,374	2,254	2,215	-	889
Other Receivables	-	1,790	1,093	1,163	-	962
Restricted Cash	-	6,213	5,774	-	-	5,211
Other Current Assets	-	1,777	2,031	1,543	-	1,922
Long-Term Deferred Tax Assets	429	489	538	586	448	280
Other Long-Term Assets	18,810	22,847	18,236	16,630	18,130	105,213
Total Assets	729,887	675,688	625,050	581,424	556,924	542,187

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	-	-	-	236	431
Interest Bearing Deposits	371,100	332,125	292,649	270,189	247,882	212,557
Non-Interest Bearing Deposits	116,763	111,441	109,603	104,465	112,245	138,077
Total Deposits	487,863	443,566	402,252	374,654	360,127	350,634
Short-Term Borrowings	33,160	29,377	34,105	28,138	26,807	17,738
Current Portion of Long-Term Debt	5,937	4,331	5,993	5,261	-	3,918
Current Income Taxes Payable	1,005	1,118	879	1,037	995	905
Accrued Interest Payable	-	1,855	1,940	1,995	-	328
Other Current Liabilities	543	776	629	616	212	883
Long-Term Debt	13,117	10,852	7,693	6,874	11,179	7,529
Long-Term Leases	-	254	234	218	-	228
Long-Term Deferred Tax Liabilities	1,112	991	841	636	349	2,832
Other Long-Term Liabilities	121,984	118,998	110,104	106,441	104,594	102,423
Total Liabilities	664,721	612,118	564,670	525,870	504,499	487,849

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	17,844	17,887	18,096	18,045	18,048	18,040
Retained Earnings	42,817	41,113	38,834	34,956	31,721	32,134
Comprehensive Income & Other	3,361	3,444	2,386	1,169	1,348	2,489
Total Common Equity	64,022	62,444	59,316	54,170	51,117	52,663
Minority Interest	1,144	1,126	1,064	1,384	1,308	1,675
Shareholders' Equity	65,166	63,570	60,380	55,554	52,425	54,338
Total Liabilities & Equity	729,887	675,688	625,050	581,424	556,924	542,187

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	52,214	44,814	48,025	40,491	37,986	29,413
Net Cash (Debt)	37,973	30,442	40,098	44,812	42,829	28,024
Net Cash Growth	-16.55%	-24.08%	-10.52%	4.63%	52.83%	-6.46%
Net Cash Per Share	8.45	6.77	8.91	9.96	9.46	6.24
Filing Date Shares Outstanding	4,490	4,491	4,496	4,494	4,495	4,493
Total Common Shares Outstanding	4,490	4,490	4,500	4,494	4,495	4,492
Book Value Per Share	13.73	13.38	12.80	11.78	10.99	11.46
Tangible Book Value	59,674	56,673	53,523	48,575	46,474	47,271
Tangible Book Value Per Share	12.76	12.09	11.52	10.53	9.96	10.26

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 13, 2026

Data Sources Report a data error