SGX:O39 Balance Sheet

Financials in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	24,543	28,825	28,870	29,984	22,708
Investment Securities	-	256,855	225,096	215,935	192,401	100,373
Trading Asset Securities	-	13,035	17,203	12,976	15,605	9,267
Total Investments	-	269,890	242,299	228,911	208,006	109,640
Gross Loans	-	341,120	319,166	296,653	294,980	289,716
Allowance for Loan Losses	-	-4,428	-4,070	-3,899	-3,513	-3,435
Net Loans	-	336,692	315,096	292,754	291,467	286,281
Property, Plant & Equipment	-	2,630	2,436	2,434	3,483	2,888
Goodwill	-	4,344	4,465	4,403	-	4,467
Other Intangible Assets	-	1,427	1,328	1,192	4,643	925
Investments in Real Estate	-	672	675	723	763	801
Accrued Interest Receivable	-	2,374	2,254	2,215	-	889
Other Receivables	-	1,790	1,093	1,163	-	962
Restricted Cash	-	6,213	5,774	-	-	5,211
Other Current Assets	-	1,777	2,031	1,543	-	1,922
Long-Term Deferred Tax Assets	-	489	538	586	448	280
Other Long-Term Assets	-	22,847	18,236	16,630	18,130	105,213
Total Assets	-	675,688	625,050	581,424	556,924	542,187
Accrued Expenses	-	-	-	-	236	431
Interest Bearing Deposits	-	332,125	292,649	270,189	247,882	212,557
Non-Interest Bearing Deposits	-	111,441	109,603	104,465	112,245	138,077
Total Deposits	-	443,566	402,252	374,654	360,127	350,634
Short-Term Borrowings	-	29,377	34,105	28,138	26,807	17,738
Current Portion of Long-Term Debt	-	4,331	5,993	5,261	-	3,918
Current Income Taxes Payable	-	1,118	879	1,037	995	905
Accrued Interest Payable	-	1,855	1,940	1,995	-	328
Other Current Liabilities	-	776	629	616	212	883
Long-Term Debt	-	10,852	7,693	6,874	11,179	7,529
Long-Term Leases	-	254	234	218	-	228
Long-Term Deferred Tax Liabilities	-	991	841	636	349	2,832
Other Long-Term Liabilities	-	118,998	110,104	106,441	104,594	102,423
Total Liabilities	-	612,118	564,670	525,870	504,499	487,849
Common Stock	-	17,887	18,096	18,045	18,048	18,040
Retained Earnings	-	41,113	38,834	34,956	31,721	32,134
Comprehensive Income & Other	-	3,444	2,386	1,169	1,348	2,489
Total Common Equity	62,444	62,444	59,316	54,170	51,117	52,663
Minority Interest	-	1,126	1,064	1,384	1,308	1,675
Shareholders' Equity	63,570	63,570	60,380	55,554	52,425	54,338
Total Liabilities & Equity	-	675,688	625,050	581,424	556,924	542,187
Total Debt	44,814	44,814	48,025	40,491	37,986	29,413
Net Cash (Debt)	30,442	30,442	40,098	44,812	42,829	28,024
Net Cash Growth	-33.64%	-24.08%	-10.52%	4.63%	52.83%	-6.46%
Net Cash Per Share	6.78	6.77	8.91	9.96	9.46	6.24
Filing Date Shares Outstanding	4,490	4,491	4,496	4,494	4,495	4,493
Total Common Shares Outstanding	4,490	4,490	4,500	4,494	4,495	4,492
Book Value Per Share	13.38	13.38	12.80	11.78	10.99	11.46
Tangible Book Value	56,673	56,673	53,523	48,575	46,474	47,271
Tangible Book Value Per Share	12.09	12.09	11.52	10.53	9.96	10.26